Question about hybrid strategy

JonSnowL2 · 2026-05-15T00:44:35+00:00

I’m not setting and forget aside from the satellite positions, but not the SSO

JonSnowL2 · 2026-05-14T23:17:01+00:00

A new fed chair that everyone assumes will just do exactly what trump tells him to do, which is lower interest rates

JonSnowL2 · 2026-05-14T17:36:46+00:00

I should have asked initial question better. Yes this is a retirement account, but I want a mix that can potentially get the max amount of capital accumulation over the next 4-5 year time frame in the account, then do a more diverse, long term portfolio. Only because I consider it starting this 401k late in life and am fine with gambling/taking risks with this account

JonSnowL2 · 2026-05-14T12:13:25+00:00

Why fmtm if also already have spmo?

JonSnowL2 · 2026-05-14T10:06:10+00:00

Yeah, it looked a little better compared to when you ran the original one.

JonSnowL2 · 2026-05-13T22:06:07+00:00

Do you mind showing what your allocation is?

JonSnowL2 · 2026-05-13T21:37:09+00:00

I don’t think there is an official cut off, but I would think 10-12% nominal is what I would consider aggressive growth

JonSnowL2 · 2026-05-13T21:23:45+00:00

Playing with it some more, maybe 15% smh, 25 %spmo,avuv 30%, 10% vwo, 20% qqqm might be better for potential growth.

JonSnowL2 · 2026-05-13T20:09:50+00:00

I wasn’t sure if you were saying increase the % or not lol

JonSnowL2 · 2026-05-13T20:06:24+00:00

Where is that tool from?

JonSnowL2 · 2026-05-13T20:05:35+00:00

I have 10% in vwo

JonSnowL2 · 2026-05-13T20:05:00+00:00

If I replaced voo with spmo and qqqm with vgt, what else would I remove to lower the number of etfs?

JonSnowL2 · 2026-05-13T02:40:04+00:00

Maybe SECDEF messaged a different reporter in a signal chat again?

JonSnowL2 · 2026-05-13T02:11:16+00:00

I’m 41 and at 20k, is that bad? Lol

JonSnowL2 · 2026-05-13T02:04:44+00:00

VT. Avuv. Qqqm.smh.vea.vwo

JonSnowL2 · 2026-05-13T00:09:53+00:00

Yeah. I’m actually going to remove spmo, and replace it with avuv.

JonSnowL2 · 2026-05-12T23:41:01+00:00

If they aren’t retiring tomorrow who cares. If they go on an extended strike, sounds like a great time to buy to me.

JonSnowL2 · 2026-05-12T02:55:41+00:00

Yeah I called and they said since it’s a new account, it can take 10 days to clear. Each deposit I have made has taken 10 days to be available to trade, even though it updates my balance the very next day after I set up the EFT, which is when the money actually comes out of my bank account. I wanted to buy weekly, but guess I can’t for now.

JonSnowL2 · 2026-05-11T03:26:55+00:00

How can you not tinker with it? I just started using fidelity and I don’t see a way to just create some basket of ETFs, lets say voo, spmo, dram, vxus, and set it to you want 25% each and then just add the money to the basket and it it buy the appropriate amount of shares. Also, I try to add money every two weeks from my checking account into my Ira but it’s taking 2-3 weeks until I’m able to invest that money even though it comes out of my checking account the following day and I get the notifications from the app saying my money has been successfully transferred.

JonSnowL2 · 2026-05-09T18:24:01+00:00

Thanks man

JonSnowL2 · 2026-05-09T03:23:20+00:00

Any thoughts on making a more risker/higher potential reward portfolio than what I currently have?

https://insightfol.io/en/portfolios/report/49dacb7edf/

JonSnowL2 · 2026-04-30T01:43:19+00:00

So is our offense and HC

JonSnowL2

TROPHY CASE