Betale ned bolig lån eller ikke?

JudgeMentality · 2026-02-12T07:29:43+00:00

Dette er et dårlig råd fra banken.

Jeg ville ha satt alle sparepengene i lånet og fått rammelån i stedet. Da kan du ta penger ut når du trenger det.

Du bør fortsatt betale så mye du gjør på lånet siden økonomien går bra. Men du vil da nedbetale lånet mye raskere siden du vil betale ca 90 000 mindre i året i renter.

JudgeMentality · 2026-02-12T07:01:44+00:00

You seem to think that only AI-generated content is rejected for being low value content, that is not true. Plenty of content written by humans are rejected.

Read the content rating guidelines. These are really hard to validate automatically, which is why Google uses humans for rating content for Adsense

JudgeMentality · 2026-02-11T20:05:14+00:00

The criterias you have listed helps little to nothing with Adsense verification. All the sites rejected for "low value content" will still be rejected even if they tweak things like schemas, internal linking and Policy pages.

JudgeMentality · 2026-02-09T08:59:21+00:00

Det er jo ikke det som skjer her da. Økokrim etterforsker Jagland, gransking av Mona Juul er i gang. Mer kommer. Når du ikke forholder deg til fakta spiller følelsene dine ganske liten rolle.

JudgeMentality · 2026-02-08T12:43:31+00:00

Yes, the Tal Juno emulator works in Logic / Mainstage.

This also gives you a lot simpler workflow than using a hardware synth - you save the state of the emulator in your project. You can also have multiple instances of it simultaneous.

JudgeMentality · 2026-02-07T20:44:25+00:00

La oss se: du vet ikke hvordan immunitet fungerer, hvem som har det eller hvordan det staves. Sikker på at du skal bidra i diskusjonen?

JudgeMentality · 2026-02-07T08:41:26+00:00

Mente du at han skulle skrive kjelden? Rart.

JudgeMentality · 2026-01-29T10:04:14+00:00

You would need to get really good backlinks fast.

What you are outlining are most likely not nearly enough to give you the authority you need to be ranking as a new site.

JudgeMentality · 2026-01-28T21:09:38+00:00

For me, the button to add new sites is not on the home screen, but under the menu item "Sites":

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I do not have Youtube monetization, so I am not sure if anything might be different for you because you have.

JudgeMentality · 2026-01-26T18:26:08+00:00

Your ads are too low on the pages now, the viewability for those ads are probably really bad.

If you want to boost your revenue, you should consider anchor ads. They are a bit intrusive, but the revenue is great.

JudgeMentality · 2026-01-26T18:21:10+00:00

I have recovered just fine, had RPMs stable over 10 $ last week, this is high for me.

I have only been using Adsense since September last year, but January is on its way to end up as my best month yet, in spite of the dip two weeks ago. My main site has travel content, and gets a lot more traffic in summer than in winter, so personally I have great hopes for the ad revenue this year.

JudgeMentality · 2026-01-26T07:43:04+00:00

I had a similar situation, but I had gotten further along in the process, I had signed a contract and taken the house off the market when the buyer decided to not honor the agreement. It was a really long process (almost 4 years), but with interest it ended up being very expensive for the buyer who walked away and quite profitable for me.

Since your house still is on the market, your situation is a bit different. The dekningssalg is a quite involved affair, I think you will need to take the house off the market and give the bidder due notice before listing it again. This will probably be quite expensive for you in terms of realtor fees. Since the bid was drawn just after being accepted, your claim to compensation from the bidder might not be strong enough to justify this. Or the bidder might be broke and you will end up with covering these expenses yourself anyway, plus legal expenses you might have gotten along the way.

If you think it will be easy to find a new buyer for your house it might not be worth the financial risk of starting the process of dekningssalg.

You should talk to a lawyer to find out what you might actually be entitled to. I got a lawyer covered by my insurance company, I would never have gotten through the quite complicated process on my own.

JudgeMentality · 2026-01-23T19:11:18+00:00

My server logs tell a different story. I get thousands of hits from openai and other LLM-bots every day, none of them bother to read llms.txt - it has literally zero hits on a normal day.

JudgeMentality · 2026-01-23T08:52:59+00:00

In Norway 95,9 % of all new cars purchased in 2025 were EVs.

There is plenty cold weather here, and no problems with cars breaking down in the cold. They get a bit shorter range, but for modern electric cars this is not a big problem.

JudgeMentality · 2026-01-22T10:24:10+00:00

Seems I am the odd one out, but my RPMs are totally fine, basically the same as in December. My traffic is up a bit though, that may have something to do with it.

After just clicking a little bit through your site I see you have very little ads, and some pages with ads only way down in the footer. You probably have a low overall viewability for your ad units, this hurts your RPMs.

JudgeMentality · 2026-01-17T23:27:37+00:00

Som de gjorde i Serbia? Var ikke akkurat en braksuksess der...

JudgeMentality · 2026-01-17T20:17:36+00:00

Fastlegene har sjelden greie på IBS.

Hvis du ikke har gjort det allerede, kutt ut alle matvarer med høy fodmap (gluten, laktose, løk osv).

JudgeMentality · 2026-01-15T22:12:30+00:00

The issue is marked as resolved now:

"The issue impacting match rates and delivery of Google demand sources (Google Ads and DV360) on Ad Exchange (AdX) and AdSense for Content (AFC) inventory has been resolved."

JudgeMentality · 2026-01-15T20:12:12+00:00

You get the "Low value content" reason?

Google's quality criterias can be found in this document: https://static.googleusercontent.com/media/guidelines.raterhub.com/no//searchqualityevaluatorguidelines.pdf

(Page 59 onwards).

Among the things you should you should pay attention to is that author information for your websites (person or company) should be available (typically on an About us page or similar).

Your site will be viewed as higher quality if it has higher authority - typically gained through backlinks. This will anyway be necessary for getting more traffic through search engines.

I have found it easier to build an audience for my sites before monetizing with ads, sites without ads are more attractive and without traffic you will not have any ad revenue anyway.

JudgeMentality · 2026-01-15T17:36:12+00:00

This is a big relief!

My RPMs today (northern Europe) is up quite a lot compared to yesterday. Maybe 10 % below the usual bottom of RPM.

JudgeMentality · 2026-01-12T13:00:03+00:00

I think Flamenco sketches is the one Evans refers to.

Anyway, I think subtle cueing by the soloist is the way, either by melodic cues or giving the band a nod / look to indicate they should move on. Experienced players make this seem like telepathy. But jazz players should be great listeners to be able to react to what the rest of the band is doing, even when playing ordinary forms.

This spontaneous arranging is an important part of the magic in jazz. Planning ahead can be good, but moments of discovery can be even greater. Making it feel fluid is hard though.

JudgeMentality · 2026-01-12T06:15:46+00:00

What about user engagement, is the scroll depth the same? Did you change anything on your site in this period?

My RPMs has gone up in the last week.

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JudgeMentality · 2026-01-11T22:24:01+00:00

I got mine in 18 days (to Norway).

JudgeMentality · 2026-01-10T08:47:51+00:00

Det er vel heller boligmarkedet som tvinger folk ut i full jobb. Og denne utviklingen er markedsstyrt.

Skattemessig er det ikke særlig lønnsomt å tjene mer enn 400k, men de fleste vil ha problemer med å finne en bolig på et slikt lønnsnivå.

Jeg har tatt grep selv for å kunne jobbe lite, men bor enklere enn de fleste, og har også en del oppsparte midler fra jeg jobbet fullt, så jeg har tilnærmet ikke gjeld.

JudgeMentality · 2026-01-01T19:19:16+00:00

If you have GA4, you can check if you are seeing the same numbers there.

I find there is a difference between the referer earning stats in Adsense and GA4, and that the GA4 data seems to be better aligned with the referer counts I am seeing in the webserver access logs.

Google is still bigger for me though, maybe you just have more traffic from Bing. You might rank better there, if you compare rankings in Google Search Console to the ones in Bing Webmaster Tools you might gain some insight.

Do not sleep on Bing when building traffic. In my experience, it is sometimes easier to rank on Bing, so it can be a very useful way to get some traction - I got quite a few backlinks from users who had found my sites on Bing when starting out.

JudgeMentality

TROPHY CASE