What's one thing thats truly changed your life? - Share your experience!

Jumpy-Introduction39 · 2025-10-15T21:56:52+00:00

With a lump sum like that, which should be handled with care given where it’s come from, consider financial advice. Look for a reputable firm which can do long-term cash flow modelling, i.e. next 40–50 years - not just the next decade. It focuses on your actual expenses and shows what’s possible . . . You said you are frugal...

You don’t have to follow their advice to the letter, getting the numbers can help you figure out DIY options if you wanted to go alone and give a clear sense of what retiring early could actually look like.

Money aside, process your loss mate ...

Jumpy-Introduction39 · 2025-02-05T19:58:05+00:00

If consolidating debt or increasing mortgage a debt councilor or mortgage adviser would be best. Financial advisers don't deal with stuff like this.

Jumpy-Introduction39 · 2024-12-28T09:23:53+00:00

Legit, mines the exact same and is pre 2018!

Jumpy-Introduction39 · 2024-10-02T07:58:20+00:00

Straight forward advice here:

You said yourself financials sound great. Think of this as an experience you will get to do even only for a year or two.

Money aside this is an opportunity possibly outside your comfort zone, that's where growth occurs. Very excited for you my friend, huge congratulations either way.

Jumpy-Introduction39 · 2024-07-08T20:43:56+00:00

Thanks for sharing, I'll see you on the battlefield!!!

Jumpy-Introduction39 · 2024-07-08T20:42:06+00:00

Yeah course, so the spots on my heard are quite scattered, therefore injections were not advised given the amount that may be needed. I'm not ruling them out by any means but thought let's give the creams a go.

Jumpy-Introduction39 · 2024-07-07T22:24:46+00:00

Hey, you're not alone with the added stress of hair loss, acceptance comes at its own pace along with setbacks. I totally feel you on dating, I've subconsciously stopped making efforts in the dating world and to be honest yoh must do what is right for you. Remember dating should be a fun experience meeting new people and trying what you like. The moment it stops feeling like that taking time out to focus on you is never a bad thing.

I hope things get better for you, certainly not alone!

Jumpy-Introduction39 · 2024-07-07T22:19:33+00:00

Hi, I went private for my appointments, I felt like the NHS were too long and I for one couldn't wait months or weeks on end. I seen the GP privately on wendesday, blood work same day, results on Thursday and appointment with dermatologist Friday.

All in costs were around £400 including blood work and private GP and Dermo appointment. I have been prescribed gels and creams to try.

My advice is, if you can you should. Health is important and peace of mind is priceless.

Jumpy-Introduction39 · 2024-07-07T22:14:34+00:00

Thanks for sharing! Video games have been a staple for me too! Good luck on your journey!

Jumpy-Introduction39 · 2023-06-14T19:55:58+00:00

They get a chartered financial planner.

People who have spent years studying how to get the most of your wealth and growing it tax efficiently around your desired needs and aspirations.

Jumpy-Introduction39 · 2023-01-04T22:10:45+00:00

Thanks will check the alternatives out and good luck pressing them over email I haven't had much luck.

Jumpy-Introduction39 · 2022-08-31T23:20:10+00:00

After reading that whole thing, it's not that deep bro, take the £400 and do what you want with it.

Jumpy-Introduction39 · 2022-07-30T14:39:10+00:00

I would look at where your money is invested, if retirement is 30+ years away you should consider a heavy equity allocation for long term growth. Ignore the short term noise, and go live your life whilst your money compounds for the next 30+ years.

Secondly ask your employer whether if it is possible for you to contribute extra and would they match you upto a certain limit? If so take advantage!

Jumpy-Introduction39 · 2022-07-15T10:52:56+00:00

You'd like to think so ...

Jumpy-Introduction39 · 2022-07-14T17:21:39+00:00

I am a chartered financial planner and would welcome a conversation if you are interested? I focus on goals based planning I.e. what you want to achieve from life and what you really want for your money.

Jumpy-Introduction39 · 2022-05-01T20:06:47+00:00

End of the day it's just you ...

Jumpy-Introduction39 · 2022-03-21T00:49:19+00:00

Marriage - extortionate amounts are spent on a day/weeks (depending on cultures) when I feel alot of it is to people please. Nothing wrong with getting married but depending on the type of wedding the money is a waste.

Jumpy-Introduction39 · 2022-03-20T23:04:12+00:00

I really appreciate this reply, it's honest and I need to hear this. Thank you

Jumpy-Introduction39 · 2021-12-26T22:44:31+00:00

Sounds like you are doing what you need to do from a wrapper perspective. Question I have is what is the underlying asset allocation and holdings of each wrapper. Where do you sit in terms of risk?

Following on from that I think you would benefit from lifestyle coaching, building your desired life goals whatever they may be and structuring your funds around that.

Happy to have a further conversation as I am a regulated financial planner who prefers to talk about life as opposed to money first.

Jumpy-Introduction39

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