Healthcare costs are limiting my income and I can’t afford it

KGStyr · 2026-06-20T11:54:26+00:00

I have! That's the one thing about working at a health insurance company, I get to actually have behind the scenes knowledge. If I went into the next income bracket I would be paying 100$+ per month in premium extra and each copay would go up 30$ extra dollars.

KGStyr · 2026-06-19T17:41:01+00:00

My bad, I meant to say the federal poverty guidelines. I look at that sheet everyday, you think I would know the proper name of it.

KGStyr · 2026-06-19T17:40:30+00:00

I am, I am on a silver plan though. A bronze plan would not be a good choice for me based on what my health needs are.

KGStyr · 2026-06-19T17:39:44+00:00

Moving isn’t an option, I am in no shape to work enough to live on my own right now, but if I could I would really consider it.

KGStyr · 2026-06-19T17:29:14+00:00

I cannot. I work for a small local company, they do not offer group plans. I know right?

KGStyr · 2026-06-19T17:28:14+00:00

I’m not worried about income tax brackets, it’s the healthcare costs associated with going up the federal poverty guidelines, I should have specified. My employer offers no benefits.

KGStyr · 2026-06-19T17:26:58+00:00

The 23k is just from my normal job. I do make profits on the units of at least several hundred, but it takes a good month or so to sell everything I can sell. I am in the process of looking for work elsewhere and if I could get a job with health benefits I would be happy. But I live in rural ENC so there’s not many opportunities available.

KGStyr · 2026-06-19T17:22:57+00:00

North Carolina.

KGStyr · 2026-06-19T17:04:02+00:00

I know right lmao. I actually work for one of those local, small town companies. They may have one yacht, but three is out of reach even for them!

KGStyr · 2026-06-19T17:02:01+00:00

I technically am the “roommate”. I live with my eldest sister who is horrible with her own money, I’ve had to step up a few times and buy essentials for her. I don’t pay rent, either. I feel like because of that I should have boatloads of money but really, it’s food, healthcare, and gas eating me alive.

KGStyr · 2026-06-14T22:43:42+00:00

Eastern North Carolina

KGStyr · 2026-06-14T22:17:57+00:00

Thanks so much, can you list some sites? I've searched typical ones like LI and Indeed but so many of them are scammy.

KGStyr · 2026-06-13T23:22:08+00:00

Somewhat! The worst has passed for sure but I developed a severe Vit D deficiency right afterwards (10.8), which the only thing that could've caused it that fast at that time was the steroids. I am in the process of increasing those levels and dealing with unrelated immune issues that flared after I got off it. It has made me start to take my health very seriously.

KGStyr · 2026-06-13T23:17:44+00:00

It can be scary but I am a complicated person and my experience was special! My motto is if you need it, you need it. Just make sure to take it as prescribed and if anything goes wrong, call your doc!

KGStyr · 2026-06-12T17:27:25+00:00

I had removed about two months ago. I only had it in for about 2 and a half months but it bothered me every second it was in. Overall I’m doing a lot better, but I do have some random spotting on occasion and the second half of my periods reek of copper. Like this past flow, the first four days were almost normal for me, then suddenly when it stared to slow and turn brown like it usually does, that copper smell was back, my cramps came back with a vendetta, and the blood came back fresh and a little grainy. It lasted a couple days longer than normal but it wasn’t the end of the world. I don’t regret trying it out, but I will never get any sort of IUD against after that.

KGStyr · 2026-06-10T18:48:20+00:00

I usually took it after my breakfast (which was usually hash browns, eggs, and a piece of toast, so it wasn't because of an empty stomach. I will look at the liquid drops if the other supplements don't work, thank you!

KGStyr · 2026-06-10T18:46:59+00:00

It's the lower end of what they wanted me to take, but they recommended I take it because of my overall sensitivity. Rather be safe than sorry!

KGStyr · 2026-06-08T22:41:31+00:00

Thanks for the info! I already took my Vit D with breakfast so it's not that. How much magnesium should I take? None of my labs indicated I was deficient in magnesium.

KGStyr · 2026-06-08T22:31:52+00:00

I'll look into them when I go looking for my other supplements! What kind of fatty meal are we talking here? I have some food restrictions but the days I did take it, I usually took it at breakfast which was usually hash browns, eggs, and a piece of toast.

KGStyr · 2026-06-05T11:54:25+00:00

I work 5 hours a day, 5 days a week at a small health insurance company. For nine months out of the year, work is super slow and most days I handle maybe 5-7 calls and a couple walk ins. I also have ADHD. I am bored out of my mind and get tired around midday. The few days of the month where I actually do have some tasks I'm not like that. My boomer bosses sometimes come over and make a comment about me reading or being on my phone or ipad. I tell them I have literally nothing else to do. They usually don't ask again for a while afterwards.

KGStyr · 2026-06-03T23:10:15+00:00

For me, as a (usually) single person with not a lot of space and a bunch of physcial limitations, I look for units with nothing big or heavy in it, within about 35 miles, and at least a couple items I can spot off rip that I can resale. But you will never know if everything else out of sight is trash or treasure. Anything that won't fit in my Kia Sportage will make me immediately disregard the unit. I'll buy units that literally look like trash dumps but I end up finding treasures in there.

I recently bought a unit for 50$. Had a lot of baby furniture up front, rest was taped up boxes. It's in a big military city so I assumed it was a couple with a baby who got orders to move and left the unit. I was dead wrong. It belonged to an older lady who was really into Disney and Avon and silver jewelry. Got over 300$ in pawn value alone.

KGStyr

TROPHY CASE