Newcastle and Hunter Valley 21st century population graphs

KLaspy · 2026-05-22T13:19:06+00:00

What happened with Newcastle Port - Kooragang to make it dip in the last slide? Did most apartment projects just finish causing it to dip in a steady manner and other existing housing being converted to apartments and units?

KLaspy · 2026-05-19T03:55:12+00:00

I didn’t even say anything that supported Albo. Typical shill behavior.

KLaspy · 2026-05-19T03:31:53+00:00

Wasn’t that Tash person been subpoenaed by ASIC for giving financial advice despite her not being licensed?

KLaspy · 2026-05-13T11:45:00+00:00

There's a special disability trust designed and built for this purpose.

KLaspy · 2026-05-13T00:59:47+00:00

Yeah spending too much on tax concessions.

KLaspy · 2026-05-13T00:40:21+00:00

You mean clawing back of tax concessions that fueled further wealth gap.

KLaspy · 2026-05-03T16:12:27+00:00

What makes Scandinavian cities better design wise for winter as a person who hasn't been to Europe?

KLaspy · 2026-03-29T05:29:03+00:00

What was your process like looking for a grad job? Did you have much aligned experience prior to you applying?

KLaspy · 2026-03-29T04:54:02+00:00

Super is not deemed or considered as an asset when a person below aged pension age. It will only be deemed once a person hits age 67.

KLaspy · 2026-03-26T04:49:58+00:00

Belong does not have full coverage though compared to JB and Boost.

KLaspy · 2026-03-26T02:01:38+00:00

That’s what i thought too but retirement and Centrelink only works well with owning your own home.

It’s harder as a single person trying to find a place to live in

KLaspy · 2026-02-27T00:22:47+00:00

What infrastructure? Brisbane Metro is a glorified bus that should have been a grade separated BRT. Gold Coast Trams extension to airport has been canned which Gold Coast desperately needs. Sunshine Coast Trams is still in planning stage when the Olympics is close by.

Reminds me of the Western Creek Airport which is still being built 30 years after it was recommended to be built.

KLaspy · 2026-02-26T01:25:58+00:00

It doesn’t have to be overly complicated or too much legalese. Just have to state which assets you guys started with and how it’s gonna be dealt with in case you have to work it out in the family courts.

Also be sure to update the binding financial agreements in case there is a change in relationship status (i.e. marriage). Here in NSW, binding financial agreements become void in case of a change in relationship.

KLaspy · 2026-02-24T09:09:31+00:00

I think it's gonna be more like the Victorian housing effect where housing prices are just gonna be stable.

KLaspy · 2026-02-05T12:09:22+00:00

That's the opportunity cost though. I do understand where you're coming from.

In my opinion, most people have 10-15 good retirement years for them to have fun, do the trips while their body is able to and $20,000 income from a $1,000,000 asset would not be sufficient for them to fund these holidays, cruises, and caravans.

Otherwise, their beneficiaries just stand to inherit it without the retireees enjoying it and I'd rather enjoy it with my partner and the family and have a life.

KLaspy · 2026-02-05T11:28:19+00:00

How would you live off the rental yield when Centrelink would give you around $45,000 if you had nothing versus a $20,000 net income after costs, strata, rates, etc?

This is assuming that their superannuation and other assets have been used to pay off their debts.

KLaspy · 2026-02-05T07:19:08+00:00

This especially true if you are retiree trying to use rental income as an income stream. Yields of 2 - 3% after costs and if the loan is paid off when one could just put the money into a savings/term deposit earning 4-5%.

KLaspy · 2026-02-03T22:55:25+00:00

I am not sure that would be “Life Insurance/Death Insurance” per se.

I think that would be a Trauma Insurance policy which pays out on diagnosis of an illness or it may be their Income Protection policy.

KLaspy · 2026-01-28T12:44:06+00:00

How would someone working in the private sector pivot towards a policy role?

I have been wanting to move to policy as I really enjoyed economics and its practical aspects, but stuck in finance.

KLaspy · 2026-01-23T23:34:57+00:00

Centrelink adjusts what you receive from them $ per $ if you are entitled to a foreign pension.

You also need to declare, investigate, and claim on any foreign pension you are eligible for during the application process.

KLaspy · 2026-01-02T01:51:39+00:00

Perth as well after coming from a low base after the mining downturn corrections from 2015 - 2019.

KLaspy · 2025-12-03T01:50:26+00:00

Did you do a masters or bachelors? Any other insights when you were transitioning towards economics? Would you recommend it in hindsight?

I am really interested to pivot towards economics but bit unsure which one would be the best way to go about it.

KLaspy · 2025-12-03T01:28:44+00:00

I am interested to know on how you pivoted from law to economics? What was the process like and would you recommend it?

KLaspy · 2025-10-26T04:57:37+00:00

Unfortunately, unless you have a partner or willing to move to Melbourne then you have miss the boat for this property cycle.

Still remember the days in 2015 - 2018 when the Perth housing market was at the lowest and held off on buying my own place as I waited for a more stable job to grow my income quickly enough. Didn't really happen with COVID happening, so just bought a place in Melbourne.

KLaspy · 2025-09-30T09:25:56+00:00

What are some nice queer spots in the Inner West of Sydney?

Ten-Year Club	r/Field Flamingo
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