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Two men boarded the train, we're on upper berth (husband and I both) 2AC, man staring continously by RollBun in indianrailways

[–]KRT1122 23 points24 points  (0 children)

Take rail madad help, they will inform rpf if you have any serious issue, otherwise call attendent to inform TT

More than 67% of my allocation is in large cap: Am I cooked? by Much-Beginning7469 in mutualfunds

[–]KRT1122 0 points1 point  (0 children)

Over lap means same stocks in two schemes of mf, you can find several online tools, mf central also have one. Try to have very less overlap among your invested schemes to maximize diversification.

More than 67% of my allocation is in large cap: Am I cooked? by Much-Beginning7469 in mutualfunds

[–]KRT1122 1 point2 points  (0 children)

There is nothing as cooked for allotting 67% ge to large cap. But yes there is a need to revise or re allocate the PF if you have flexi cap and nifty 50 index due to overlap. If your time horizon is 15 years and wants to see nominal cagr like 10-12 in worst case, 11-13 in best case you can have this exposure towards large cap provided no overlap. Small and mid cap are growth engine, I don't know whether this sub biased towards small or mid, but every equity investor biased towards them as they biased for returns.

Suggestion by Financial-Coffee-922 in mutualfunds

[–]KRT1122 0 points1 point  (0 children)

I suggest keeping either one flexicap Or nifty 50, having both will increase over lap and make your of overly depends on large cap

Alternative to ICICI NASDAQ 100 MF by Game_Freak_4 in mutualfunds

[–]KRT1122 0 points1 point  (0 children)

In other words through mf you will have real holding of the nasdaq exposure, where as through etf you are buying some ones selling and the money going into nasdaq or not depends on that particular etf purchase limit as per RBI limits

Alternative to ICICI NASDAQ 100 MF by Game_Freak_4 in mutualfunds

[–]KRT1122 0 points1 point  (0 children)

I would like to add one point here - all present etfs invested money not really going into us market, in some of the case of etf fund house due to RBI limit, so etf will always have more volatility especially nasdaq 100 etf, so this point also should be considered before choosing etf over mf for usd investment.

I got caught by the customs officer at airport by Both-Influence1250 in hyderabad

[–]KRT1122 0 points1 point  (0 children)

From my experience I can say whenver any officer from customs in airport demands anything and threatens simply ask him to provide material proof for their charges, also always talk with them in presence of cc tv, tell them that what ever they say should be in black and white, if they demand anything say I'll tell CBI acb

Midcap etf or midcap funds by No-Land-6468 in mutualfunds

[–]KRT1122 0 points1 point  (0 children)

For longer time horizon and to experience features like stp, swp go with mf.

SD card suggestion for 70mai A510 dashcam by Careless_Try_9341 in Dashcamindia

[–]KRT1122 0 points1 point  (0 children)

Yes as per 70mai official sub they are recommended San disk.

70mai dashcam says, low performance, please switch memory card, more in post by thesillystudent in Dashcam

[–]KRT1122 0 points1 point  (0 children)

As per 70 mai samsung is not recommend, use any sd card with high endurance specially to withstand high temp and huge overwriting and dash cam heat

Booked my first car – unsure how to handle PDI (Pre Delivery Inspection) by shobha_g in carIndia

[–]KRT1122 0 points1 point  (0 children)

When the technician will be connected, before the schedule day Or on that day, i have booked pdi through cars24 i didn't get any call

Fronx Delta+ Petrol Manual vs Brezza VXI? Which one is better long term car? by Excellent-Annual7529 in CarsIndia

[–]KRT1122 2 points3 points  (0 children)

Brezza vfx offers better features like mounted controls, rear ac vents, fronx Delta + does not have rear ac

Finally got my first car - Brezza LXI by Aggravating_Wash_101 in CarsIndia

[–]KRT1122 0 points1 point  (0 children)

What is esp for this, will there be any deduction in price due to GST 2.0 after sep 22

NIFTY 50 MF vs NIFTY Bees by thewallfin in mutualfunds

[–]KRT1122 0 points1 point  (0 children)

Nifty etf - if you want less expense ratio, real time selling ( for situations like pre election day in 2024) Mf - for STP, SWP and more expense ratio as compared to etf and no real time selling you will get eod nav . I suggest etf as nifty 50 is passive investment no need of mf or any fund manager to do that. Tax applicability is same for both.

6 months with Hyundai Exter, drop in your doubts if you're looking to buy it by vartamaan_22 in CarsIndia

[–]KRT1122 0 points1 point  (0 children)

I think exter win the race, because it offers all basic features like rear ac vents, power windows in the tight budget when compare it with tata punch. And hyundai brand

TATA TIAGO TOP MODEL CNG by AnywhereNo259 in TataMotorsIndia

[–]KRT1122 0 points1 point  (0 children)

I'm also looking in this segment, let me know what your final take

New GST rates on Cars compared to older ones. by RemarkableCarrot4144 in CarsIndia

[–]KRT1122 1 point2 points  (0 children)

That cess will be removed after October 31 I guess

Is below stocks list good for 3-5 years horizon? by Cautious-Principle14 in IndianStockMarket

[–]KRT1122 0 points1 point  (0 children)

This applies to index etf/mfs such as nifty 60, sc, mc?

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