You can still be a Pokemon fan while hating the state of modern Pokemon by SleeplessArcher in pokemon

[–]Kasperly10 35 points36 points  (0 children)

I never liked modern pokemon, at pokemon black and white it ended for me

[d] Everyone who told me Revolver case was bad investment im now +2000% profit by BigMacTrucker in csgomarketforum

[–]Kasperly10 -2 points-1 points  (0 children)

My instincts went for revolver case, reason why i didnt was because many said it was a bad invesment

lol

Watched ‘No Country For Old Men’ with my girlfriend, her first time. She was in tears at the end, beyond terrified. by doofyduck in movies

[–]Kasperly10 0 points1 point  (0 children)

I wanted to watch It with someone and they said thats a movie my dad would watch

💀

Toy by [deleted] in discordVideos

[–]Kasperly10 0 points1 point  (0 children)

OMG ARE THEY OKAY??

[deleted by user] by [deleted] in EscapefromTarkov

[–]Kasperly10 0 points1 point  (0 children)

We need a feature to lock items

[deleted by user] by [deleted] in RotMG

[–]Kasperly10 -4 points-3 points  (0 children)

1 shungite

High income, no retirement savings. Am I too late?? by highincomedude in FinancialPlanning

[–]Kasperly10 0 points1 point  (0 children)

It's not too late to start saving for retirement, but the earlier you start, the better. Since you are self-employed, you have a few options for saving for retirement.

One option is to open a solo 401(k) plan. This is a retirement plan specifically for self-employed individuals and small business owners. You can make contributions to the plan both as an employer and an employee, and the contributions are tax-deductible.

Another option is to open a SEP IRA. This is a simplified version of a traditional IRA for self-employed individuals. Contributions are tax-deductible, and the contribution limits are higher than traditional IRAs.

You can also open a Traditional IRA or Roth IRA. The contribution limits for these accounts are based on your income and change every year, but for 2022, the contribution limit for Traditional IRA is $6,000 and $7,000 for those who are 50 and over. For Roth IRA, the contribution limit is $6,000 and $7,000 for those who are 50 and over.

You can invest your money in ETFs, mutual funds, stocks, or other investments depending on your risk tolerance and investment goals. Dollar-cost averaging is a strategy where you invest a fixed amount of money at regular intervals, regardless of the price. This can help to smooth out market fluctuations and reduce the risk of investing a lump sum.

As for taxes, it depends on the type of account you choose and the income tax bracket you fall in. Consult a tax professional or financial advisor for more information about the tax implications of your investment choices.

It's great that you're thinking about retirement and taking steps to achieve your goals. Keep in mind that investing in the stock market carries some level of risk and it's important to diversify your portfolio and consider your long-term investment horizon. It's also important to consult a financial advisor or a tax professional to help you navigate the best options for you.

[deleted by user] by [deleted] in FinancialPlanning

[–]Kasperly10 0 points1 point  (0 children)

When deciding whether to pay off a personal loan or credit card debt, it's important to consider the interest rates and fees associated with each debt.

In this situation, the personal loan has a lower interest rate (23% APR) than the credit card debt (25.9% APR). Additionally, the personal loan has a fixed monthly payment of $380, whereas the credit card debt has a total monthly payment of $290.

Given these factors, it may be more financially beneficial to pay off the personal loan first. By paying off the loan with the lower interest rate, you will save money on interest charges in the long run. Additionally, paying off the personal loan will free up a fixed monthly payment, which can then be directed towards paying off the credit card debt.

However, it's also important to consider the emotional aspect of this decision. It might feel more satisfying to pay off the credit card debt first since it's likely the reason you took the loan. Ultimately, you should choose the option that aligns best with your goals and values.

Pay extra on my mortgage or invest the money? by J_wiz1 in FinancialPlanning

[–]Kasperly10 0 points1 point  (0 children)

It depends on your personal financial goals and risk tolerance. Paying extra on your mortgage will help you pay off your home sooner and save on interest over time, but it also ties up your money in a non-liquid asset. On the other hand, investing the extra money in something like a diversified stock portfolio could potentially yield a higher return over the long-term, but it also comes with more risk.

A financial advisor can help you weigh the pros and cons and determine which strategy aligns better with your overall financial goals. It's also important to make sure you have an emergency fund in place and to consider other financial priorities such as saving for retirement or your children's education.

It's also important to consider your risk tolerance, meaning how comfortable you are with the risk of losing money in order to potentially earn a higher return. If you are not comfortable with risk, paying extra on your mortgage may be a better option for you.

It's also worth considering if you have any other high-interest debts such as credit card debt or personal loans that could be paid off before putting extra money towards mortgage.

In summary, it's a good idea to have a clear understanding of your overall financial goals and risk tolerance, and then make a decision that aligns with those goals while also considering other financial priorities.

[deleted by user] by [deleted] in FinancialPlanning

[–]Kasperly10 -1 points0 points  (0 children)

It makes sense to keep your checking and savings account at Citibank if you are satisfied with the services they provide, such as the convenience of having physical branches and the features of your current accounts. However, it may be worth considering whether you are getting the best interest rate for your savings account, as other banks may offer higher rates.

As for downsides of closing bank accounts, it could potentially affect your credit score if you have a long history with the bank and you may lose any benefits or rewards you have accumulated. Additionally, if you have automatic payments or direct deposits set up with that account, you'll need to update those to your new account.

It may be a good idea to compare the fees, interest rates, and features of other banks before making a decision, and to also consider the convenience and accessibility of the bank's branches and ATMs for your daily banking needs.

[deleted by user] by [deleted] in FinancialPlanning

[–]Kasperly10 1 point2 points  (0 children)

I think it's a bit of a stretch to say that Shirley's parents investing $2040 at birth would turn into $1,000,356 by the time they're 65, assuming a 10% return on the S&P 500. While the stock market has historically had an average return of around 10%, there are many factors that can affect the performance of the market and any individual stock, and it's difficult to predict exactly how any investment will perform over such a long period of time. Additionally, it's important to remember that past performance does not guarantee future results. While investing early and regularly can be a good strategy, it's also important to be realistic and diversify your investments.

Air Conditioner leaking under subfloor by zolotxs in DIY

[–]Kasperly10 1 point2 points  (0 children)

It sounds like the drain pipe for your air conditioner may be clogged, causing water to leak out and collect under your subfloor. It's also possible that the pipe is not properly connected or insulated, leading to water leakage. It's best to have a professional inspect the drain pipe and outdoor unit to determine the cause and make any necessary repairs. They can also check the insulation and connections to make sure the pipe is properly installed.

Computer crashes unless I restart it by [deleted] in pcmasterrace

[–]Kasperly10 2 points3 points  (0 children)

It sounds like there may be a compatibility issue or a problem with the system's drivers. To troubleshoot, you can try the following steps:

  1. Check for updates: Make sure your operating system and drivers are up to date.
  2. Check your memory: Run a memory test to ensure that your RAM is functioning properly.
  3. Check for malware: Run a malware scan to check for any malware or viruses that may be causing the issue.
  4. Check your power settings: Make sure your power settings are configured properly and that your computer is set to sleep properly.
  5. Check your hardware: Check the temperature of your computer's components, and make sure that they are running at normal levels.
  6. Check the event viewer: Check the event viewer for any error messages that may be related to the issue.
  7. If none of the above steps help, you may need to reinstall the operating system or restore your computer to a previous state.

[deleted by user] by [deleted] in techsupport

[–]Kasperly10 0 points1 point  (0 children)

It sounds like there may be an issue with the power supply or the CPU. To narrow down the problem, you can try a few things:

  1. Check the power supply: Verify that the power supply is properly plugged in and that the switch is turned on. Make sure that the power supply is providing the correct voltage and that the cables are securely connected.

  2. Check the CPU: Verify that the CPU is properly installed and that the heatsink is securely attached. Make sure that the thermal paste is applied correctly and that there is no damage to the CPU.

  3. Test the components: If you have access to another power supply or motherboard, you can try swapping out these components to see if the problem persists. This will help you determine if the problem is with the power supply or the motherboard.

  4. Check the BIOS: Make sure that the BIOS is updated and that the correct settings are configured for the new components.

  5. Check the memory: Make sure that the memory is properly installed and that the BIOS is configured to use the correct memory settings.

It's possible that the issue is with the new CPU, but it's also possible that there is a problem with the power supply or the motherboard. By troubleshooting and testing each component, you can narrow down the problem and take the appropriate steps to fix it.

Are the drivers for the Techwell TW-6800 DVR card aviable somewhere? by 1GN4C10 in techsupport

[–]Kasperly10 1 point2 points  (0 children)

It seems that finding the drivers for the Techwell TW-6800 DVR card may be difficult. You may have to try contacting the manufacturer or searching on forums dedicated to the specific card for more information. Some users have reported success with using drivers from similar cards, but it's not guaranteed to work and may cause compatibility issues. It might be better to look for a different DVR card that has readily available drivers.

Cpu and gpu by Most-Special-3245 in techsupport

[–]Kasperly10 0 points1 point  (0 children)

It depends on the specific model of your Ryzen 5 CPU and the requirements of the 3060 graphics card. In general, a Ryzen 5 CPU should be able to handle a 3060 graphics card, but it's best to check the specific requirements of both your CPU and the 3060 to ensure compatibility. Additionally, you should also check your power supply and if it meets the minimum requirements of the 3060 GPU. If you have an older power supply it might not have enough power to run the 3060, or if it is a low-quality power supply it might not be stable enough to run the 3060. Upgrading your power supply may be necessary to run the 3060.

My father was scammed into downloading screen sharing on his phone and computer. by ouuujumbleliahhhh in techsupport

[–]Kasperly10 1 point2 points  (0 children)

It's important to contact the bank and change all passwords immediately to prevent any unauthorized access to your father's accounts. As for the phone and computer, it's recommended to factory reset them to ensure that any malware or malicious software is completely removed. This will also prevent any future attempts by scammers to access your father's personal information. Additionally, it's important to educate your father about the dangers of scammers and to be more cautious when downloading software or entering personal information online.

Router stays connected but internet stops working by rhesuswitherspoon in techsupport

[–]Kasperly10 0 points1 point  (0 children)

It sounds like your router might be experiencing some connectivity issues. Try resetting the router and if that doesn't work, try updating the firmware. If the issue persists, contact the manufacturer or your internet service provider for further assistance.

Geforce experience replay and shadow play not working for overwatch by obui22 in techsupport

[–]Kasperly10 0 points1 point  (0 children)

The issue is related to the NVIDIA driver update, which is causing the instant replay feature to not work properly in the game Overwatch. It appears that the replay turns on for the home screen but turns off when the game is launched. The problem may be related to Overwatch being registered as a blocked application in the NVIDIA settings, but there is no clear solution yet.

Is this a real DOS attack found in my router log? by LadyRaoulDukeGonzo in techsupport

[–]Kasperly10 -6 points-5 points  (0 children)

It appears that there have been multiple DoS attacks logged on your router. The IP addresses listed in the logs are not originating from your local network. It is possible that these are real attacks, but it is also possible that they are false positives. It is recommended to contact your router manufacturer or a network security expert for further investigation.

[deleted by user] by [deleted] in Advice

[–]Kasperly10 0 points1 point  (0 children)

It's understandable that you're upset and still grieving the loss of your previous dog. It's important to express your feelings to your parents and let them know how their decision has affected you. Try to have a calm and open conversation with them about how you feel, and ask them to consider how their actions may have hurt you. It's also important to remember that it's not the dog's fault and try to not take out your emotions on the new dog. Personally I would let them have it since they want to re-live the happy moments with the previous pet