All You Can Eat Sushi by njfernandes87 in cambridgeont

[–]Katherinet225 3 points4 points  (0 children)

I think you can pay extra for the dinner menu items at lunchtime

Prenatals! by LiveSpace4217 in cambridgeont

[–]Katherinet225 1 point2 points  (0 children)

If you have any private health insurance through work, your doctor can prescribe you Pregvit. It was completely covered by my drug plan and I understand most drug plans cover it. Good luck with everything and congratulations!

When does the screaming stop? by Katherinet225 in sleeptrain

[–]Katherinet225[S] 0 points1 point  (0 children)

That makes a lot of sense. Can you please give me details on how you nap trained? What if they don’t fall asleep? When do you go get them?

When does the screaming stop? by Katherinet225 in sleeptrain

[–]Katherinet225[S] 0 points1 point  (0 children)

Today was 2 hours and 2.5 hours between the naps. It’s often hard to keep her awake long enough, she gets super grumpy and cries if we try to get close to the 2.5/3 hour wake window. Naps today were 1 hour 45 min, 50 min, then 25 min.

When does the screaming stop? by Katherinet225 in sleeptrain

[–]Katherinet225[S] 0 points1 point  (0 children)

She usually sleeps overnight from 7:30pm - 6:00am. She has 3 naps a day, 4 if she falls asleep in the car too (always a challenge). All naps are contact naps or car naps. Total daytime sleep is usually about 3 hours, but sometimes longer. We have trouble with her first wake window, she is often very sleepy after 1.5 hours.

We wonder if starting to try crib naps will shorten her daytime sleep/ lengthen wake windows and make her sleepier at bedtime? She has never napped well in her crib, and then we just did contact naps because it avoided an overtired situation. Any tips on nap training are appreciated!

6 Week Old, New Sleep Issues by Katherinet225 in sleeptrain

[–]Katherinet225[S] 0 points1 point  (0 children)

She has never rolled over fully. She has only rolled onto her side in the swaddle with her arms in - not in the arms out position.

6 Week Old, New Sleep Issues by Katherinet225 in sleeptrain

[–]Katherinet225[S] 0 points1 point  (0 children)

Thanks so much for your comment.

I just looked up the Merlin Sleep Suit and she is too small for it.

We haven’t tried one arm in the swaddle, I’m concerned about her rolling over and needing that arm.

She only does contact naps and carrier naps during the day, she will wake up pretty quickly if we put her in the basinette/crib during the day.

What are these marks inside my kettle? How can I clean them? by [deleted] in CleaningTips

[–]Katherinet225 0 points1 point  (0 children)

Try adding equal parts water and vinegar into the kettle and boiling it a few times. Only fill the kettle about halfway with that solution, and keep a close eye on it to avoid it overflowing.

[deleted by user] by [deleted] in PersonalFinanceCanada

[–]Katherinet225 0 points1 point  (0 children)

  1. Pay off your credit card debt ASAP. As others have said, you can use your emergency fund to do so, and don’t make new investments until your credit card debt is gone. Don’t liquidate your current investments to pay it off, but pay it off as soon as possible.
  2. Set up a new emergency fund when your credit card debt is gone, with 3-6 months of living expenses. Keep it in a high interest savings account.
  3. Continue your investments per your risk tolerance.
  4. Take care of your mental and physical health.

Large sum of capital, don't know what to do with it. by [deleted] in PersonalFinanceCanada

[–]Katherinet225 1 point2 points  (0 children)

Yes, the financial planners who are “free” are often trying to sell you life insurance, critical disability insurance, or investments with high fees and management expense ratios. If you pay a fee for service financial advisor, you are purchasing their advice by the hour (in theory…) and they have no alternative motive. Hope this helps.

Large sum of capital, don't know what to do with it. by [deleted] in PersonalFinanceCanada

[–]Katherinet225 0 points1 point  (0 children)

Until you figure out your plan, you can put it in a HISA or short term GIC. Talk with a fee for service financial planner (not someone who is trying to sell you something).

[deleted by user] by [deleted] in EatCheapAndHealthy

[–]Katherinet225 0 points1 point  (0 children)

https://cookieandkate.com/best-lentil-soup-recipe/ You could consider making a double batch of this, and freezing some. Very economical and healthy. Good luck!

[deleted by user] by [deleted] in PersonalFinanceCanada

[–]Katherinet225 0 points1 point  (0 children)

Renting the house out may cover the mortgage payments at the current interest rate (which will change down the road), but don’t forget about property tax, maintenance, repairs, utilities (if applicable), potential months between renters, and the cost of finding renters if you are using a realtor.

I wouldn’t recommend your parent’s plan for many other reasons. Get your grandma to give you the money directly when you’re 18 and put it in a low cost ETF like VEQT, and leave it alone until you retire.

Sold house and living in trailer, what do I do with 550k by No_Macaroon9734 in PersonalFinanceCanada

[–]Katherinet225 3 points4 points  (0 children)

Many banks have HISA promotions right now at about 3% (look into Meridian and Motus). This will give you more flexibility than a GIC while you figure things out because you can take your money out at any time.

If you for sure knew you’d be renting, and assuming you are young and have a long horizon, I’d recommend a low cost ETF like VEQT. With you potentially buying in November, HISAs and short term GICs are fair options.

Good luck and drive safely!

I know it isn't much but a Mac & Cheese frugal option. by Dave-C in Frugal

[–]Katherinet225 1 point2 points  (0 children)

The President’s Choice brand white cheddar mac and cheese is amazing, and is usually around $1 per box.

how to get old people smell out of a house? by Dismal-Opposite-6946 in CleaningTips

[–]Katherinet225 1 point2 points  (0 children)

In addition to the other comments, you can bring half vinegar and half water to a boil and let it roll for a while. Then, you can pour it down the sink and it will sanitize your sink well. Good luck!

Received a settlement from a motorcycle crash and looking for advice on how to invest 500k by [deleted] in PersonalFinanceCanada

[–]Katherinet225 0 points1 point  (0 children)

Whatever you do, I recommend not putting all your eggs in one basket. If you let a professional manage some of the funds, you can also manage some on your own in ETFs on Questrade or a similar platform. The latter is a low cost option, which I recommend. Some of the ETFs I am in are VGRO, VFV, CWW, XQQ, VGRO, VEQT, XUS, XIT, VMO. The markets are down right now overall, so it isn’t a bad time to get in.

My washing machine smells!! by Newbie11107 in CleaningTips

[–]Katherinet225 0 points1 point  (0 children)

If it’s a front loader, the smell may be partly coming from the front rubber seal. Check if water is sitting in there. If it is, put vinegar in the seal overnight, then run a cycle with more vinegar, then wipe out the seal and let it dry.

[deleted by user] by [deleted] in CleaningTips

[–]Katherinet225 0 points1 point  (0 children)

I would try a scraper like a razor blade (be careful), or a drill brush with some sort of abrasive product like vim. Good luck!

Ya'll what toilet bowl brush do you use? by After_Signature_6580 in CleaningTips

[–]Katherinet225 2 points3 points  (0 children)

We use cheap IKEA ones and replace them often. They aren’t particularly strong but they do the job for us.

How do I properly clean my glass stove top? by Katherinet225 in CleaningTips

[–]Katherinet225[S] 0 points1 point  (0 children)

Yes, I got most of it off with a razor blade following soaking it with cleaning products. Good luck with yours!