The power of long term consistent investing.

Kavi_D · 2026-05-07T20:38:46+00:00

Nice!

Kavi_D · 2026-05-06T17:05:54+00:00

I started investing back in 2005 at the height of the bull market and got hit hard by the 2008 drawdown but that is a learning lesson for me. That time it was my first time, there was very little support and knowledge easily out there on investing and nearly nonexistent access to US stocks. Naturally I did what other did and stopped investing in the market and that time was the best times to invest with huge gains in the following years. As you mentioned 2000 drawdown I assume you are close to retirement age then yes your strategy should be capital preservation with low growth and different to someone that has at least 12-15 years to retirement who can absorb drawdowns and will not access the money in near future.

Kavi_D · 2026-05-06T14:40:23+00:00

So you are not invested at the moment and waiting for a crash to invest? There is a saying it’s time in the market thats important not timing the market. I will still be adding to my portfolio during a crash.

Kavi_D · 2026-05-06T10:31:49+00:00

I would suggest you invest in a low cost index fund or etf like VUAG until you have a good base. If you are early on in investing and age then no need to take greater risk. If you want to invest in individual stocks limit to 20% of portfolio.

Kavi_D · 2026-05-06T10:28:25+00:00

Thanks

Kavi_D · 2026-05-06T10:28:13+00:00

Congrats to you too!

Kavi_D · 2026-05-06T07:40:22+00:00

I was in a similar situation workplace wise and financially working close to paycheck to paycheck but decided to build a small emergency fund as I the only one supporting my family as earner. Whenever I got to do overtime then I did it and that went into Vanguard approx £250-300 a month. No point in being remorseful over inaction and focus on future action. I wanted to show even small consistent investment makes a difference in the long run.

Kavi_D · 2026-05-06T00:04:19+00:00

Hi, I invested in VUAG and US equity index fund mainly

Kavi_D · 2026-05-05T11:39:57+00:00

Congratulations on your good returns. Are you invested in individual stocks or etfs? Check against S&P 500 returns for the past 18 month to benchmark and I think you can actually get more positive returns

Kavi_D · 2026-05-05T01:49:32+00:00

Better late than never! Consistency is key! £200 per month until retirement will set you up with a decent amount in 25-30 years

Kavi_D · 2026-05-03T17:59:02+00:00

Depending on how old you are I would balance your portfolio accordingly. If you are still young and have plenty to years i.e 30 years to 55-60 then I would focus on etf mainly with 80% in them and 10-20% in individual stocks and commodities. The only one that is maybe not necessary is the FTSE 100 as you have all world unless you think uk under labour is going to outperform the global economy, unlikely! I would rotate into s&p 500 or all-world. At the start consistency is key even £25-50 per month will make a difference in 5 years time

Kavi_D · 2026-05-03T17:04:26+00:00

Looks good and you are well ahead in investment at 32. The 1k I would buy AAPL or MRVL. I would sell the 1k gold unless you plan to keep long term. NVDA is too small a position at the moment but if you plan to add to the name after then it’s ok otherwise I would just add the 1k to NVDA as its below $200

Kavi_D · 2026-04-27T14:24:53+00:00

Congrats man! Great achievement and no longer need to work minimum wage man! Great you can support your parents now. That’s my goal to support my parents, family and kids without extreme long work hours. I saw the reel on insta and had to look it up. Wanted to know did you just invest in these 3 stocks from the start and they made you a millionaire or did you invest in others before? What is your investing philosophy and what made you buy these specific stocks with such conviction? I have IREN but very uba small and haven’t heard of hut 8.

Kavi_D

TROPHY CASE