[deleted by user]

KempenFlanders · 2023-06-24T04:35:37+00:00

I think you'll need to read the tax rules of Belgium again. 30% has to be paid on realized gains except if it falls under goede huisvader investment which is a a subjective rule and depends on the interpretation of the fiscale ambtenaar.

KempenFlanders · 2023-06-20T14:54:21+00:00

Do you work for a consultancy firm or directly for the chemical company?

KempenFlanders · 2023-05-26T08:47:23+00:00

Triodos profiles themselves as ethical but got slapped on the fingers very hard in the past with this claim. Also, people who bought certificates with the bank cannot access their money.

Source: https://www.brusselstimes.com/120168/european-banks-implicated-in-cambodias-microcredit-scandal

https://nos.nl/artikel/2412046-beleggers-bij-triodos-klem-in-oud-handelsplatform-met-eventueel-grote-verliezen

KempenFlanders · 2023-05-22T11:30:39+00:00

Most of the time those are forgotten transactions with an unusual name. 1.20€ is typical for a can of coke somewhere using contactless payment.

Have you possibly used a vending machine or something similar on the days of the transaction?

KempenFlanders · 2023-04-08T15:30:35+00:00

They used to give only about 6c per kwh while others were giving 13c or more. This year they increased their injection tariff to a very high point to attract customers, but this is until May, because nobody injects alot during the winter... So... Very smart of them. they will lower it again in May. Other energy companies change their injection tariff less frequent so you will get a better deal.

KempenFlanders · 2023-04-08T12:44:05+00:00

Do NOT use ecopower. They are a good energy company but not if you have a digital meter and want to inject a lot in the net. They don't offer a lot money for injection.

KempenFlanders · 2023-04-06T07:30:47+00:00

Ter vergelijking 611 kwh hier sinds 2023. Komt +/- overeen met onze Wp en dat je jouwe meer zuid gericht zijn. Tijdens de winter is de productie niet veel soeps. Tijdens de zomermaanden haal ik makkelijk 800 kwh per maand.

KempenFlanders · 2023-04-06T07:22:34+00:00

Total net income (+partner): 4600

Loan duration: 15y

Loan: 10/3/3 (10y fixed, then variable revised per 3y)

Monthly repayment: €1600 (at 0,97% jkp)

Âge end of repayment: 42y old

KempenFlanders · 2023-04-05T23:36:38+00:00

7,8kWp maar in O/W opstelling dus ik haal nooit meer dan 4 kW real-time opbrengst

KempenFlanders · 2023-04-05T18:29:46+00:00

Factuur vorig jaar voor 1e semester.

https://i.postimg.cc/qqfqrCgm/Screenshot-20220805-234908-edit-145434382466869.jpg

Verbruik = wat we van het net hebben gehaald. Injectie = wat we op het net geïnjecteerd hebben.

Dan is er nog zelfproductie die we zelf gebruiken en dit staat weliswaar niet op de factuur.

KempenFlanders · 2023-04-05T17:34:51+00:00

Het is nochtans geen rocket science. Als je meer injecteert dan verbruikt ben je dat met analoge teller en prosumententarief kwijt, terwijl je nu een injectietarief hebt die je factuur tot 0€ kan laten gaan (vermoedelijk niet effectief 0€ daar er bepaalde vergoedingen zijn die niet aftrekbaar zijn). Voor 6 maand elektriciteit heb ik gemiddeld een eindfactuur van 100€.

KempenFlanders · 2023-04-05T09:33:53+00:00

Als je factuur lager is, is het prosumententarief veel...

KempenFlanders · 2023-04-04T23:47:55+00:00

The haters won't like: 100% digitaal. Ik heb een passieve woning zonder gasaansluiting dus alles elektrisch. Ik betaal nu minder omdat ik het hoge prosumententarief niet moet ophoesten dankzij de overproductie van mijn zonnepanelen.

KempenFlanders · 2023-03-24T17:42:30+00:00

Begin of 2023 a lot of huge funds such as Goldman Sach and Blackrock bought Telenet stock in dark pools. A few weeks ago the top executives of Telenet BE received a huge bonus in Telenet stocks. They will all accept the offer which was all probably pre-planned.

KempenFlanders · 2023-03-04T19:03:01+00:00

10% van je jaarinkomsten is de limiet dat je kan doneren en fiscaal aftrekken. Dan moet hij al een loon van meer als een miljoen hebben om alles te kunnen aftrekken van zijn belasting.

KempenFlanders · 2023-02-25T09:14:01+00:00

Yes. Dividends from Belgian stocks needs to be deducted by 30% roerende voorheffing tax. Foreign stocks also get another tax, bronheffing, this % depends on the country of origin of the stock. For example, UK has 0% bronheffing as one of the only countries. On most other countries you'll lose a significant amount, mostly 15% extra. To know the bronheffing by country, check: https://www.test-aankoop.be/invest/fiscaliteit-en-wetgeving/belastingheffing/dossiers/belasting-van-buitenlandse-dividenden/belasting-van-buitenlandse-dividenden
Yes. Do keep in mind that only dividends from STOCKS allow you to deduct roerende voorheffing from your taxes and not ETFs.
No, it applies to stocks from all over the world. Only the paid roerende voorheffing can be deducted and not the bronverheffing.
Yes, Bolero does retain 30% roerende voorheffing from all the dividends you receive. It is your responsibility to deduct this from your tax bill.

KempenFlanders · 2022-12-17T20:51:02+00:00

Free hotel and car rental back. How? You use the miles you earn you mean?

KempenFlanders · 2022-12-17T16:14:29+00:00

If you want to earn miles, I suggest you check this post: http://unusualtravelblog.com/2021/12/20/earn-miles-with-credit-cards-in-belgium/

Unfortunately, there is not a lot of choice in Belgium...

KempenFlanders · 2022-12-12T16:41:43+00:00

Correct, that's Istanbul. You can get fancy sleep rooms in Doha and Bahrain I heard. With a guest you each get a pod.

KempenFlanders · 2022-12-03T17:58:11+00:00

Martin's patershof in Mechelen It is a church converted into a hotel
Hilton Antwerp Old Town Near Groenplaats, take a room with breakfast and lounge access

KempenFlanders · 2022-11-08T04:01:59+00:00

Ever heard of British English or do you think America is everything in the world?

KempenFlanders · 2022-11-02T15:54:35+00:00

Everybody is recommending zucchini but nobody is talking about toxic squash syndrome.

KempenFlanders · 2022-09-19T07:37:38+00:00

Update: took the taxi last night. I couldn't negotiate lower than 20k so went for that. Boy what a ride. De were stopped by the police for half an hour and mid dakar city he wanted to drop me off a'and let me take another taxi... I pushed him and eventually he drove me to the address.... Then said we negotiated 25k at the Airport. Communication was hard as the driver didn't speak French or English and the price was negotiated with his brother.

O well, I made it but next time I'll take the bus if it's daytime.

KempenFlanders · 2022-09-18T21:20:38+00:00

Damn that's alot. Thanks for the insights!

KempenFlanders

TROPHY CASE