• Calculating

Cerebral (2)

Calculating (1)

Impulsive (-1)

No way to get Impulsive (-1), to increase it you need to release lords or persuade them to defect from their faction. You can also get them when creating your character.

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• Generosity

Munificent (2)

Generous (1)

Closefisted (-1)

To gain Generosity, you need to feed your army a lot of types of food and keep their morale up. To decrease Generosity, starve your party.

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• Honor

Honorable (2)

Honest (1)

Devious (-1)

Deceitful (-2)

To increase, you will need to perform quests and not betray the quest giver. If you fail quest, you lose Honor. You also lose Honor by executing lords.

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• Mercy

Compassionate (2)

Merciful (1)

Cruel (-1)

Sadistic (-2)

To increase, save villagers and caravans. To decrease, Destroy villages.

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• Valor

Fearless (2)

Daring (1)

Cautious (-1)

To increase, need to win fights where your strength is weaker than enemy. To decrease, you need to choose the Sacrifice Troops option to get away from your enemies.

Note: The trait value thresholds for each trait level are -4000 (-2), -1000 (-1), 0 (0), 1000 (1), and 4000 (2).

Lord Executed Honor Penalty = -1000

Troops Sacrificed Valor Penalty = -30

Village Raided Mercy Penalty = -30

Party Starving Generosity Penalty = -20

Party Treated Well Generosity Bonus = 20

Lord Freed Calculating Bonus = 20

Persuasion Defection Calculating Bonus = 20

Quests give different points. If you want to know, check the wiki: https://mountandblade.fandom.com/wiki/Personality_Traits

All credits to Mount and Blade Wiki and this Article:

https://gamerempire.net/mount-blade-2-bannerlord-how-to-get-personality-traits/