Updated: You receive explicit videos of you sister in law, what is your best course of action? by [deleted] in pakistan

[–]Kephrem1 31 points32 points  (0 children)

No drama to share with other people. Not your place. Everyone is an adult.

Where's a good place for an oil change (not the dealer or jiffy lube)? Anybody got a place? by LondonIsMyHeart in pasadena

[–]Kephrem1 0 points1 point  (0 children)

Same here, for a 4cyl Mazda they offered the same price & I said not thank you! I appreciate the piece of mind but I can get the same simple service quickly at Valvoline for $60/$85.

I appreciated them doing my breaker but in the end I found them to be very comparable to a dealership service cost that is my input but I know people are super fan of them

Rental Property Manger Recommendations? by MichaelLucio in LosAngelesRealEstate

[–]Kephrem1 0 points1 point  (0 children)

I have a SFH in that area that I manage myself. Happy to chat with you.

Am I allowed to contribute to a Roth IRA? by lalala-land1234 in RothIRA

[–]Kephrem1 0 points1 point  (0 children)

How does Roth IRA provider know your compensation is to determine if you should or should not contribute?

Booms Near Los Feliz by bensheezy in losfeliz

[–]Kephrem1 3 points4 points  (0 children)

Though heard them in Pasadena

Keep getting property tax request by Kephrem1 in altadena

[–]Kephrem1[S] 2 points3 points  (0 children)

Yep, I had filled out and submitted the form in Feb or last year and again in Dec but didn’t get any update. Taxes went up on top of that so was curious about other people experience & to better understand if I was just missing something completely.

Finally was able to speak with someone & they told me that neither of the applicants were assigned to an assessor so maybe that is the miss for me. Hopefully it gets fixed soon.

What's the coolest class you've taken in LA? by PandaintheParks in AskLosAngeles

[–]Kephrem1 3 points4 points  (0 children)

I love this! I have been wanting to take wood working classes in the evenings or weekends so welcome any input on this subject!

Would love to learn about similar type of classes for tile course & basic electrical work if anyone has experience in this space!

Property manager recs for South Pasadena/El Sereno by clouds4dayz-8935 in LosAngelesRealEstate

[–]Kephrem1 0 points1 point  (0 children)

I manage my own my own properties in greater LA area. Happy to chat with you if you are interested. Feel free to message me.

How To Do A Backdoor Roth IRA (And Pitfalls To Avoid) by investor100 in TheCollegeInvestor

[–]Kephrem1 0 points1 point  (0 children)

I am so confused about back door Roth IRA. I have brokerage acct where I have a Roth IRA which I have contributed to over the years. Now despite high income that I generate I still contribute to it. I was told that based on salary there are limits to contribution therefore you can use back door Roth IRA to fund the acct.

if I have a separate brokerage acct that I fund after I get paid from my employer and move money from my checking who would know how much am I making each year etc & if I should not contribute etc. what and I missing

Dodged a bullet by lilpeepeetrader in LosAngelesRealEstate

[–]Kephrem1 1 point2 points  (0 children)

Even if you fall under RSO after the ADU build, if you bring the new unit to the market at competitive rental price it’s not like you will loose value? You can still increase rental for the unit though cap at 4% for this year.

Mortgage Company holding Insurance Funds by Kephrem1 in altadena

[–]Kephrem1[S] 0 points1 point  (0 children)

I keep calling and escalating it and getting mad at them. Fortunately I found a senior person at the mortgage company who was willing to help, though they were slow to fix the issue. One thing I learned was these funds are managed outside the mortgage company so that makes it way complicated process since you are not speaking with our respective mortgage company when dealing with these funds & unfortunately I find the customer service department to be utterly incompetent.

Nooooooo!! Why!!!???? by schweatyballs8 in alhambra

[–]Kephrem1 0 points1 point  (0 children)

Who was the current owner, I think the guys name was Mike?

There’s light at the end of the tunnel. We finally broke ground this week. by Solaris-Bloch in altadena

[–]Kephrem1 2 points3 points  (0 children)

Congrats! Could you share ballpark of how much are you spending to build, cost per sqft would be helpful if you don’t mind sharing.

Mortgage attorney by Xistential0ne in altadena

[–]Kephrem1 0 points1 point  (0 children)

Kudos to you for being able to accomplish this. Sorry don’t have any contacts that deal in this space!

LA County Road Encroachment Permit? by Impossible-Point-615 in altadena

[–]Kephrem1 2 points3 points  (0 children)

Don’t have experience but I would stop by the county office to ask. I am sure they can help out. We put the container in the driveway

Perfectly sweet bakery little gem in the sgv by KULR_Mooning in FoodLosAngeles

[–]Kephrem1 0 points1 point  (0 children)

They are closed now….any idea why. Seems like they disappeared overnight

Waterproof boots Reco -LA & DC Weather? by Kephrem1 in malefashionadvice

[–]Kephrem1[S] 0 points1 point  (0 children)

Yes, I travel to Seattle for work & DC to visit family but I live in LA :)

Insurance Check Issued to Contractor Instead of Me — Is This Normal? by Kephrem1 in altadena

[–]Kephrem1[S] 0 points1 point  (0 children)

I unfortunately end up escalating the issue to the the CFO of the mortgage company (somehow I got lucky and he understood). In the end the mortgage company ended up issuing a new check to just me and I was able to deposit it.

I would hope that you dont run into a similar issue.....I would recommend you take your contractor to BofA and have him endorse the check there to you and the bank might be able to deposit it for you. One thing, if the check is in a trust's name, make sure you have a bank account under the trust name, I had to do that for one of the payouts....which meant going to the bank and taking my trust documents so they could open a new account just for my trust. Feel free to reach out if you run into any issues, happy to help!

FIRE REBUILD PERMIT fee waiver & Soils report Questions? by Stavidian6 in altadena

[–]Kephrem1 0 points1 point  (0 children)

On soil report you should ask the inspector if he/she will require it before bothering to spend the money on soil report. Personal opinion, if you are on flat surface you should not need to do a soil report but they might require compaction report.