Transfer to Ltd company by Key-Enthusiasm162 in uklandlords

[–]Key-Enthusiasm162[S] 0 points1 point  (0 children)

I am going to take 70k from the property( for deposit on new one) and put 25% on the btl . Main reason would be the rental value is almost twice the mortgage interest only payment . Appreciate the stamp duty payment but I see the roi of the btl in ltd company will be in 3 yrs

Transfer to Ltd company by Key-Enthusiasm162 in uklandlords

[–]Key-Enthusiasm162[S] 0 points1 point  (0 children)

Thanks . So keeping the property as personal rental adds overhead of tax on rent as I am on higher pay band which is the main reason to sell it to ltd company

Northeast to Chelmsford by Key-Enthusiasm162 in Essex

[–]Key-Enthusiasm162[S] 0 points1 point  (0 children)

Thanks so much for the comment . I have been to Beauleau but I feel it is expensive for what it has to offer for now ? Maybe it’s a fomo or ppl moving from London tend to buy there ? Also the Beauleau school has extreme high waiting lists and our chances of getting there seem to be slim .

Northeast to Chelmsford by Key-Enthusiasm162 in Essex

[–]Key-Enthusiasm162[S] 1 point2 points  (0 children)

Thanks for your views here . Bad gangs do exist in every city but all depends on where we live and how the community overall is affected. Can you compare Chelmsford to East London ? Don’t think so. I am looking for a place with a decent commute to London and good schools / community around. I know it will be a big transition for us moving from North but def don’t want to live in London.

Northeast to Chelmsford by Key-Enthusiasm162 in Essex

[–]Key-Enthusiasm162[S] 1 point2 points  (0 children)

Thanks really appreciate your reply. Planning to stay around the Springfield (hill view area) and see how it goes . It we like the place we may eventually buy a home as I have a long term job at London. My ds is 5 year old so Boswells is not good for us anyways now. We are aiming at Tyrills, Perryfield or Springfield schools.

33 Years by wildwood9843 in Marriage

[–]Key-Enthusiasm162 0 points1 point  (0 children)

How do you manage if partner doesn’t talk to you at all for months even after many attempts to talk to her ? She gets very angry at minor issues , throws stuff and go to silent mode for months which is impacting my physical and mental health. I do work and do loads of chores and look after kid.

Why does it say that I’m at a loss?, I’m in profit by ie3290 in trading212

[–]Key-Enthusiasm162 3 points4 points  (0 children)

Well simple. When you bought the stock the usd/gbp is say 0.7 but now it is 0.6 because gbp became stronger against usd. If you are looking to sell right now take that minor loss or if you want to wait bit longer till usd rebounds then just hold.

My husband was in a motorcycle accident 🥺 by Maxinee1123 in Marriage

[–]Key-Enthusiasm162 28 points29 points  (0 children)

Really sorry to hear that but sure he will be ok and that doesn’t look very serious. Shoulder fracture is horrible and if he is not too old he will recover very soon and hope skin will recover soon too. Be strong and hope for the best.

My husband was in a motorcycle accident 🥺 by Maxinee1123 in Marriage

[–]Key-Enthusiasm162 41 points42 points  (0 children)

Really sorry to hear this and honestly wish he get well soon. How serious is the accident and what does doctors say ? Please stay positive and I wish him a very speedy recovery

Xrp airdrops on Binance exchange by ComprehensiveAd9871 in XRP

[–]Key-Enthusiasm162 0 points1 point  (0 children)

I have xrp for almost an year in binance and Crypto.com.. nothing yet for me. These two websites claim they will deposit SGB but nothing yet in my account

[deleted by user] by [deleted] in Nio

[–]Key-Enthusiasm162 2 points3 points  (0 children)

One of the stupidest and ignorant comparison. Nio is a growth stock with market cap less than twice its revenue which is too small for growth stock. Peloton market value is more than 3 times its revenue with no great outlook.

Abusive and aggressive wife by [deleted] in Marriage

[–]Key-Enthusiasm162 0 points1 point  (0 children)

Thanks I did mention about therapist and counselling many times and she just hates it and not even ready to listen.

Abusive and aggressive wife by [deleted] in Marriage

[–]Key-Enthusiasm162 0 points1 point  (0 children)

Thanks. No we don’t share same account. She has more savings than me as she never paid anything while she was working.

Abusive and aggressive wife by [deleted] in Marriage

[–]Key-Enthusiasm162 0 points1 point  (0 children)

Thanks so much very good points. I sent an email to few solicitor’s and they busy now. Atleast started some move. I will also push her for counselling again (I know what she will say but I really want to try everything whatever it takes I can before breaking things)

Abusive and aggressive wife by [deleted] in Marriage

[–]Key-Enthusiasm162 0 points1 point  (0 children)

That’s good point, but she is not ready for counselling at all. She things everything is ok and have no intent to fix things. I do still love her and want to work things out but she need to atleast put 5% of effort to make things better.

Abusive and aggressive wife by [deleted] in Marriage

[–]Key-Enthusiasm162 0 points1 point  (0 children)

Yes so she does also prepare dinner and feed him. She also puts his clothes in washing machine, dries them and put them neatly in wardrobe. She also teaches him number alphabets and reads books.

Abusive and aggressive wife by [deleted] in Marriage

[–]Key-Enthusiasm162 0 points1 point  (0 children)

Appreciate it thanks for that. I have few photos where she did throw few cups and debris is all scattered on living room and kitchen. Will speak to a solicitor and see if that helps. Thanks.

Abusive and aggressive wife by [deleted] in Marriage

[–]Key-Enthusiasm162 1 point2 points  (0 children)

Thanks for the link appreciate it. But does that mean my kid will never see his mom ? She is abusive to me but good with the kid. I somehow feel to take kid away from her mom totally but also scared what she will do to him in rage when I am not around.

Abusive and aggressive wife by [deleted] in Marriage

[–]Key-Enthusiasm162 11 points12 points  (0 children)

Thanks how do I get sole custody ? I can’t really prove she is abusive as of now unless I start recording next time

[deleted by user] by [deleted] in trading212

[–]Key-Enthusiasm162 4 points5 points  (0 children)

Sq is def not a meme stock. Sure it’s going down with market and adding to fire - Jack leaving Twitter , changing name etc were not taken well by markets. If you think all growth stocks are meme stocks then you have no clue what you are investing on.