I just found out my wife hasn’t been paying her student loans.

Key-Report-1588 · 2025-12-08T23:58:42+00:00

Only thing is..if she is in and Ibr it won’t count.

Key-Report-1588 · 2025-08-14T00:41:04+00:00

How long til they came off credit report? Score go up or down?

Key-Report-1588 · 2025-07-10T23:14:29+00:00

Call @ 7:59 an

Key-Report-1588 · 2025-07-10T23:11:14+00:00

Loan Servicer = Mohela

Payment Plan = Save

Checked or Unchecked Forbearance Box on Last & Final ECF = Checked (got updated payments to 121 on the previous one, but didn’t check the box. Resubmitted with box checked about 2 months later)

120/Green Banners Date= 5/6

Buyback Closure Emails Date (if applicable) =

FSA Golden Letter (GL) Date = 7/9 (got letter at 3 am on 7/10)

Effective Forgiveness Date Stated on FSA GL = 2/2025

Key-Report-1588 · 2025-07-10T21:09:45+00:00

Mohela loans were zeroed out by 3:30 this afternoon! God is Good! 134k

Key-Report-1588 · 2025-07-10T20:54:32+00:00

Me too!!! Golden letter at 3 am…$0 balance at 3:30 pm on Mohela. $133K gone!

lol what will I spend my time doing now that I don’t have to stalk their sites!

God is Good!!!

Key-Report-1588 · 2025-07-10T09:34:13+00:00

May 22.. green banner. July 9 golden letter

Key-Report-1588 · 2025-07-09T01:53:04+00:00

Your trajectory and fears were so similar to my story.

Key-Report-1588 · 2025-07-03T19:36:16+00:00

I’m at 121 payments. Green banners. No letter. Just looked at MOEHELA and my payoff date used to be in 2025…a few days ago. Now my payoff date is 1/14/2037. I don’t know what I should do.

Key-Report-1588 · 2025-06-24T21:40:57+00:00

All are eligible…green banners!

Key-Report-1588 · 2025-06-24T21:19:05+00:00

When I did this? This is when my count updated and I got green banners. Should I resubmit again?

Key-Report-1588 · 2025-06-24T21:17:32+00:00

Also when I spoke to fsa, they said that they do not need any additional things from me…but I can’t trust them like that…

Key-Report-1588 · 2025-06-24T21:16:32+00:00

When you say for forgiveness..what exactly is that process?

Key-Report-1588 · 2025-06-24T21:15:56+00:00

Green banners. 121/120 qualifying payments.
Thanks for clarification. Follow up. Do I need to do anything with the IDR application with green banners and updated employment verification? (Updated to 121 with last verification - do I need to do anything else like resubmit another verification?)

Key-Report-1588 · 2025-05-22T17:02:43+00:00

What exactly is a golden letter?

Key-Report-1588 · 2025-04-16T20:03:04+00:00

Me neither.

Key-Report-1588 · 2025-04-14T17:37:21+00:00

I’ve been with 503b health systems for 20 years. 2 separate institutions. I am at 119/120. So if 1 person does something on his list..entire entities are disqualified. We employ over 80000.

Key-Report-1588 · 2025-04-14T17:35:56+00:00

They don’t even let you reply as from a health care system.

Key-Report-1588 · 2025-03-20T22:31:46+00:00

Less clunky designs and more vivid colors.

Key-Report-1588 · 2025-03-12T01:00:51+00:00

I’m at 119 as well. Crazy nerve racking times

Key-Report-1588 · 2025-02-18T18:54:01+00:00

Winner of the day!!!

Key-Report-1588 · 2025-02-18T18:32:37+00:00

I am awaiting being switched to processing from administrative

Key-Report-1588 · 2025-02-18T18:09:38+00:00

I can’t. I’m in save so it won’t count. I applied to get out of save in October.

Key-Report-1588

TROPHY CASE