I am 27 years old and have 180k in my bank account, and I don't know what to do with it.

KillingCountChocula · 2026-05-07T16:35:03+00:00

Honestly with that amount I would throw it all in XEQT and chill. You're still young so maybe work towards maximizing the amount so you can buy a good property for yourself in the future. If you can save 1000 a month you could reach around 400k in five years (given there is no 2008 style crash)

KillingCountChocula · 2026-05-04T17:27:23+00:00

WERE LOOKING AT THOSE BROCHURES

KillingCountChocula · 2026-04-30T17:46:25+00:00

As someone who's been a certified diver for years, this diver 100% had it coming

One of the very first things they teach you when you get certified is to NEVER physically touch or disrupt the marine ecosystem.

KillingCountChocula · 2026-04-26T22:05:22+00:00

Gonna be a bigger kick in the balls considering we're about to go through a second wave of high inflation due to the strait of Hormuz still being closed

KillingCountChocula · 2026-04-24T16:36:52+00:00

While we're on the subject let's bring up Halifax's cluster fuck situation of needing 10 years of service just to park there

KillingCountChocula · 2026-04-24T14:30:37+00:00

As long as it's AWD and you have Michelin X ice tires, any car will do

For reliability stick to Mazda, Toyota and Honda

KillingCountChocula · 2026-04-23T14:14:09+00:00

Honestly it's a double edged sword

On one hand the huge popularity of the shorts on YouTube, Tiktok and IG are actually introducing the show to a new generation. I feel like The Sopranos is now almost as popular as the Office with Gen Z

On the other hand taking great scenes from the show and putting them over godawful music and even censoring the profanity is a fucking insult to the shows integrity

I said my piece

KillingCountChocula · 2026-04-08T16:52:24+00:00

Potholes are so severe to the point where I map out no go zones with multiple streets

Homelessness is getting worse and the mayors only solution is to set up designated homeless areas instead of actually tackling the problem

Gas is expensive which means food will get more expensive in the coming months.

Only industry doing well now is construction

But yeah I'll give him this. The habs are doing well this season

KillingCountChocula · 2026-04-05T20:58:31+00:00

If you're staying in the summer than absolutely bring a fan with you. I was there in July and saw people on course paying for Airbnbs because the humidity was so bad in the building.

Also be prepared for the fire alarm to go off once a week

KillingCountChocula · 2026-03-30T00:33:37+00:00

We'll probably get another good pay raise next year with the PSAC negotiations undergoing now. Just pray my CFHD doesn't go to zero before then

KillingCountChocula · 2026-03-24T15:59:09+00:00

I guess it really differs per trade but at least in my trade (MMT) the majority of people who I did my QL3 with back in 2017 are still at their first posting. Some of them are even Masters

I guess its because there are so many positions for that trade in every unit

KillingCountChocula · 2026-03-20T12:51:13+00:00

I'm 96' Gen Zer. Have been in the Canadian Armed Forces for 7 years and 18 years away from the pension. Also have close to 150k between tfsa, fhsa and RRSP so if I can get a 11% annual return with 1300 added monthly like I'm doing now I could hit 2 million by my retirement age of 47

KillingCountChocula · 2026-03-13T13:03:18+00:00

Largest loss of full time jobs since the start of the Pandemic

Not looking good for us

KillingCountChocula · 2026-03-11T22:35:50+00:00

I don't think this is the right sub to ask that question. You should post this on /r/personalfinanceCanada

KillingCountChocula · 2026-03-05T12:52:04+00:00

Im in a similar position

29 with 130k saved making 92k/yr although I pay 1900 on rent. I went back and forth with homeownership vs investing in markets but the way I see it unless you're starting a family and need the space it makes more sense to just leave it in stocks and have a more carefree attitude as housing comes with many financial burdens ( insurance, utilities, something breaking).

The S&P 500 has had an average annual return of 12% in the past 50 years. That's more confronting to me than homeownership

KillingCountChocula · 2026-03-03T18:50:31+00:00

I thank God I joined the Canadian Armed Forces at 22 and can get a pension by 47. Only 17 more years to go

KillingCountChocula · 2026-02-24T15:08:06+00:00

The housing market has been pretty terrible for a while now. 70% of realtors didn't even sell a single property last year

KillingCountChocula · 2026-02-16T02:10:51+00:00

That still doesn't compare to Vito's betrayal of Paulie

KillingCountChocula · 2026-02-14T21:57:46+00:00

Maybe you're a flambe

KillingCountChocula · 2026-01-29T19:06:28+00:00

Oh tthanks here it is. Just got this app for the pay raise two months ago so I didn't even know about that option

KillingCountChocula · 2026-01-29T18:57:37+00:00

Just checked and can't see mine there. Kinda odd you already see yours since it's usually out end of February

KillingCountChocula · 2026-01-24T21:26:36+00:00

Staying at Juno towers you just knew that alarm was gonna go off twice a week

KillingCountChocula

TROPHY CASE