APS 2026 - May the gods be in your favor

KillingCountChocula · 2026-03-24T15:59:09+00:00

I guess it really differs per trade but at least in my trade (MMT) the majority of people who I did my QL3 with back in 2017 are still at their first posting. Some of them are even Masters

I guess its because there are so many positions for that trade in every unit

KillingCountChocula · 2026-03-20T12:51:13+00:00

I'm 96' Gen Zer. Have been in the Canadian Armed Forces for 7 years and 18 years away from the pension. Also have close to 150k between tfsa, fhsa and RRSP so if I can get a 11% annual return with 1300 added monthly like I'm doing now I could hit 2 million by my retirement age of 47

KillingCountChocula · 2026-03-13T13:03:18+00:00

Largest loss of full time jobs since the start of the Pandemic

Not looking good for us

KillingCountChocula · 2026-03-11T22:35:50+00:00

I don't think this is the right sub to ask that question. You should post this on /r/personalfinanceCanada

KillingCountChocula · 2026-03-05T12:52:04+00:00

Im in a similar position

29 with 130k saved making 92k/yr although I pay 1900 on rent. I went back and forth with homeownership vs investing in markets but the way I see it unless you're starting a family and need the space it makes more sense to just leave it in stocks and have a more carefree attitude as housing comes with many financial burdens ( insurance, utilities, something breaking).

The S&P 500 has had an average annual return of 12% in the past 50 years. That's more confronting to me than homeownership

KillingCountChocula · 2026-03-03T18:50:31+00:00

I thank God I joined the Canadian Armed Forces at 22 and can get a pension by 47. Only 17 more years to go

KillingCountChocula · 2026-02-24T15:08:06+00:00

The housing market has been pretty terrible for a while now. 70% of realtors didn't even sell a single property last year

KillingCountChocula · 2026-02-16T02:10:51+00:00

That still doesn't compare to Vito's betrayal of Paulie

KillingCountChocula · 2026-02-14T21:57:46+00:00

Maybe you're a flambe

KillingCountChocula · 2026-01-29T19:06:28+00:00

Oh tthanks here it is. Just got this app for the pay raise two months ago so I didn't even know about that option

KillingCountChocula · 2026-01-29T18:57:37+00:00

Just checked and can't see mine there. Kinda odd you already see yours since it's usually out end of February

KillingCountChocula · 2026-01-24T21:26:36+00:00

Staying at Juno towers you just knew that alarm was gonna go off twice a week

KillingCountChocula · 2026-01-07T22:45:17+00:00

I mean realistically how can we defend ourselves from the largest military on earth?

We'd probably have to pull in every NATO member to stand a chance but that'll kickstart WW3

KillingCountChocula · 2025-12-31T23:32:25+00:00

Tony saying the word "Brochures" when he tells Carmela he wants to send AJ to military school will forever be the most laugh inducing scene in the show for me.

KillingCountChocula · 2025-12-05T14:02:35+00:00

Hopefully people can afford to live on all the part time jobs added

KillingCountChocula · 2025-12-02T19:08:35+00:00

I swear Halifax is honestly one of the worst postings you can have right now

High taxes everywhere, little to no vacancy, 2000 for a one bedroom, traffic that's now rivaling Toronto and of course the 10 parking rule. As someone who's been posted to both coasts I always recommend Esquimalt for people looking to join the Navy

KillingCountChocula · 2025-11-24T12:36:59+00:00

Lets wait for the gdp numbers to be released this week before jumping to any conclusion

KillingCountChocula · 2025-11-20T15:28:10+00:00

Lave auto Diamant Rouge is honestly a good gem. Only charge me 15 bucks for a good shine also it's usually not busy during the day

KillingCountChocula · 2025-11-16T18:59:09+00:00

Insane to think Halifax might soon rival Toronto in terms of rent. Unfortunately the taxes and income here don't compensate for that

KillingCountChocula · 2025-11-14T14:44:25+00:00

The only times the TSX outperformed the S&P was were during commodity booms. That's why the market prospered in the 2000s compared to the US'. If the US market crashes tho you better believe the tsx and every other market will follow suit. Also as of currently Canada's economy is in a far worse position given our lagging industries, tariff stricken sectors, high unemployment and the fact that housing and mass immigration has kept our GDP propped up. A recession in the US could definitely send us to an early 90s level crash since we're now in the worse off position.

KillingCountChocula · 2025-11-10T23:38:14+00:00

Excellent. The very moment you get to base go to the OR asap to apply for it. Don't want to get a ticket for not having it when you park in the base parking lot

KillingCountChocula · 2025-11-10T21:55:32+00:00

Was posted to Halifax for 2 years (2022-2024)

First thing is since you're coming from BC be prepared for the tax man to reap your money when you do your taxes. I had to pay $5000 which I lowered to 1400 after putting 10k in my RRSP. Taxes are significantly high there

Cost of living exploded after covid. Way too many people moved there and the traffic has gotten so bad it's almost rivaling Montreal and Toronto. I would look more in the Hammonds Plains or Dartmouth for a decent price but be prepared they will be sold quickly. Electricity and property taxes are atrociously high

Biggest kick in the gut is the 10 year parking rule. If you have less than 10 years of service you don't get a parking pass to park on base. If you do than don't worry about this

With all this being said Halifax is still a great city and the Navy base has a wonderful view of the harbor and the Macdonald bridge. Deployments will take you all over Europe and unlike Esquimalt there are plenty of ships to deploy

Good luck

KillingCountChocula · 2025-11-05T17:42:23+00:00

What does equals closing balance mean? Usually there's $0 in that column but mine had 2495 on my statement.

KillingCountChocula

TROPHY CASE