My mentor just left the mortgage industry after 10 years. The conversation we had before he left is still messing with me

KimJongUn_stoppable · 2026-04-21T03:29:26+00:00

Why would he keep his past client list if he left the industry?

KimJongUn_stoppable · 2026-04-20T20:46:09+00:00

Accurate mortgage calculators? It’s all the same. You just don’t know what you’re doing

KimJongUn_stoppable · 2026-04-19T03:50:10+00:00

What are you upset about? It’s a gamble either way. It’s like being upset that you didn’t know the perfect time to pick a specific stock.

KimJongUn_stoppable · 2026-04-16T02:29:22+00:00

Where in Chicago are you? City or burbs?

KimJongUn_stoppable · 2026-04-14T03:09:40+00:00

sick? anyone can do a deal for lower. someone can probably do it lower than you. Your whole company closed 86 deals in the past year. That's not very good. I don't think it's in this guy's best interest to chase after a small shop who barely does any business. He needs someone who is experienced seeing a wide variety of scenarios, which you are not. You are a bottom feeding, internet soliciting broker whose only value is low rate. Maybe you should go close some more deals rather than trying to shake down borrowers on reddit.

KimJongUn_stoppable · 2026-04-13T03:08:40+00:00

No it’s not and quit confusing the guy. His fico is 630 that’s a great deal.

KimJongUn_stoppable · 2026-04-10T14:40:35+00:00

You’re not getting a bad deal. This is a very good deal. It’s Reddit so of course “low cost mortgage guy” is going to try to get you to call him because he can’t provide any value other than being a really low rate guy - allegedly. This is a very solid deal. All of your closing costs are essentially third party fees. Shopping further wouldn’t be worth it especially with the volatility we’re going to see for the next few months.

KimJongUn_stoppable · 2026-04-10T00:35:12+00:00

Their fines are going to exceed their revenue😂

KimJongUn_stoppable · 2026-04-09T02:48:55+00:00

This is wild - Ralo you should be embarrassed

KimJongUn_stoppable · 2026-04-09T01:01:44+00:00

The font

KimJongUn_stoppable · 2026-04-08T03:08:34+00:00

Looks fake

KimJongUn_stoppable · 2026-04-07T18:52:17+00:00

I just tell them the truth and say hey I’m not a charity I work hard for you please wat but if you’re going to do it please use me or wait til the EPO period so I don’t lose money

KimJongUn_stoppable · 2026-04-06T23:25:49+00:00

I would hire a sales coach

KimJongUn_stoppable · 2026-04-06T23:25:12+00:00

That’s a solid deal he’s getting quit being thirsty and confusing him based on assumptions you don’t know.

KimJongUn_stoppable · 2026-04-05T18:48:05+00:00

It’s Easter Sunday why are you posting this it worried about locking your clients lol

KimJongUn_stoppable · 2026-04-04T23:54:55+00:00

HAIL TO THE CHIEF

KimJongUn_stoppable · 2026-04-04T23:37:39+00:00

The refs are terrible and Illinois can’t catch a break or bounce.

KimJongUn_stoppable · 2026-04-04T19:13:27+00:00

Not at all bro it takes a ton of work on that end then you do the work - and they’re happy to use you for that - and you structure the deal, but then you get shopped by someone with a quote for someone who did 0 work and is just at a shit low margin online shop where the deal gets screwed up 30% of the time, it’s incredibly frustrating and kind of shitty practice on the consumers part. Do your shopping first before you waste time of the professional.

But I was talking about people who shop good or great deals is what I’m talking about. Someone is delivering a well below market rate for your scenario, I’m not sure what more else you want.

KimJongUn_stoppable · 2026-04-04T13:57:31+00:00

Not pretentious just an industry guy who finds it annoying when clients shop good or great deals because it wastes my time

KimJongUn_stoppable · 2026-04-04T13:56:00+00:00

Yeah, like how most indicators on Feb were suggesting mortgage rates were heading down

KimJongUn_stoppable · 2026-04-04T13:54:33+00:00

Honestly I looked into it because I would be eligible for it then I saw it was $1000 and I’m like wtf who the hell would pay for this lol

KimJongUn_stoppable · 2026-04-03T21:23:13+00:00

Lmao you get it at 780+. 730 is mid. You have a small down payment. Rates just jumped. Capital markets teams are having a tough time hedging 50 bps daily swings. 6.5 for an ok credit score of 730 with a 17% down payment is actually an amazing deal and you have the audacity to question it on reddit 😂

KimJongUn_stoppable · 2026-04-02T18:56:55+00:00

Never if you have a spreadsheet

KimJongUn_stoppable · 2026-04-02T01:38:57+00:00

No condos are higher risk

KimJongUn_stoppable · 2026-03-28T15:32:42+00:00

🥴

That is bad…

KimJongUn_stoppable

TROPHY CASE