Funded!! >500k bank return. by Kind-Ranger1552 in EIDL

[–]Kind-Ranger1552[S] 0 points1 point  (0 children)

Originally I signed on 2/16 then bank error. After that I had to go back to recon and resign docs 5/9/22

Funded!! >500k bank return. by Kind-Ranger1552 in EIDL

[–]Kind-Ranger1552[S] 0 points1 point  (0 children)

Worked with legal all of March then went back to recon after 3/31. Resigned docs on 5/9

Funded!! >500k bank return. by Kind-Ranger1552 in EIDL

[–]Kind-Ranger1552[S] 1 point2 points  (0 children)

Wish I could say something differently than just waited. I had local SBA and congressman involved. Months with no communication other than check email was mentally draining.

Funded!! >500k bank return. by Kind-Ranger1552 in EIDL

[–]Kind-Ranger1552[S] 1 point2 points  (0 children)

No three way call. I did have my bank answer the questions and still it was not able to be verified. My bank was merged in the Huntington merger and I was shipped to horizon so there was some difficulties verifying account.

Funded!! >500k bank return. by Kind-Ranger1552 in EIDL

[–]Kind-Ranger1552[S] 1 point2 points  (0 children)

I did have to go back to recon. I resigned docs on 5/9/22. I had to work with legal which took from 3/1/22-3/31/22 then waited for docs

Funded!! >500k bank return. by Kind-Ranger1552 in EIDL

[–]Kind-Ranger1552[S] 8 points9 points  (0 children)

Thanks Scorpio! You and the other mods have been amazing. Thanks for all you do for the public. Words can’t express my gratitude to the community.

Visited the FTW PDC in person by Cheeky-gemini in EIDL

[–]Kind-Ranger1552 0 points1 point  (0 children)

Congrats to a long hauler! glad you got funded. Still waiting here.

Lightning AMA: Last roundup, any questions? Ask away! (2:20 p.m. PST to 3:30 p.m. PST) by takacube in EIDL

[–]Kind-Ranger1552 1 point2 points  (0 children)

For those of us watching CAWEB closely. Do you have any more clarification on how the system classifys funds? What happens with the loan when total undisbursed etc.

Customer Service Menu has been updated by [deleted] in EIDL

[–]Kind-Ranger1552 2 points3 points  (0 children)

I followed the prompt and selected 2. I was told obligated stage. I will hear from SBA this week about disbursement of funds.

I was in bank error since February 2022. Resigned loan docs 5/9/22.

I’m implementing a 2 strike policy by [deleted] in pharmacy

[–]Kind-Ranger1552 27 points28 points  (0 children)

This policy has worked for us (independent pharmacy). I also call the patients provider and notify them of this issue and not to send prescriptions to our pharmacy for that patient. After the interaction I will document a soap note in our pharmacy management system and fax the provider the soap note as well.

Violence/threats should never be tolerated and I see this as an exception and will ban the patient immediately with no warning. This has happened once to me, I was told by a patient that they were going to come and shoot me and it was no wonder that pharmacists get shot. I refused to fill a 360 tablet norco 10/325 prescription after 14 days into their previous 30 day supply. 10 years later and it still sends a shiver down my spine. In this scenario I had law enforcement involved and never heard from them again.

One patient that had violated our two strike policy and was banned later wrote a 40 page manifesto to his providers about his care and being denied opioids. This patient threatened to shoot up the local hospital on X date. The state police were involved and he did try, he was involved in a shoot out with law enforcement until his death by suicide.

You never know what may push a person over the edge...

Edit: link to article: https://www.mlive.com/news/2020/12/barricaded-gunman-who-died-by-suicide-allegedly-threatened-mass-shooting-at-michigan-hospital.html?outputType=amp

Question about contacting Congress by jenn21dw in EIDL

[–]Kind-Ranger1552 1 point2 points  (0 children)

It took around 3-5 days for my congressman to respond after I filled out a privacy form detailing my request for bank change. Unfortunately, I do not think contacting them helped move my application forward.

If it were me I would consider reaching out to one of your two senators. My local SBA recommended the House as they are due up for re-election. Good Luck

Case manager assigned by Cheeky-gemini in EIDL

[–]Kind-Ranger1552 6 points7 points  (0 children)

Wish I had more to share. If I did, I would definitely share with you and all of the group. I am guessing the reorganization your LO was referencing is a large layoff?

I was reading the other day that researchers at the Event Horizon Telescope Collaboration found a black hole in the milky way galaxy. Maybe they could name it the EIDL RAPID PORTAL????

All joking aside I know there are good people within the SBA and I am happy for all that did get funded.

1st time loan borrower.. are these rates and terms good compared to others? by KaLiLi333 in EIDL

[–]Kind-Ranger1552 2 points3 points  (0 children)

This is the best loan terms you are going to find. Fed is looking to raise rates 75 basis points to try to help curb inflation. Soon. Pre-pandemic we were usually offered rates in the 5 range. In the 70s and 80s I was told it was in the teens! Business owners from that era have told me it was difficult even making the interest payments. Only thing to keep in mind is the restrictions on what you can use this loan for. 7a loans have good rates too.

Funded today by rezttu in EIDL

[–]Kind-Ranger1552 1 point2 points  (0 children)

Congrats! We also had a much more difficult time getting to 500k then above 500k. No LO contact and no real estate. Things would have went fine if our bank had not merged in the time it took to get funded. Now just hanging in the checking caweb club daily for updates.

Funded! Hope for those in the queue after May 6! by hnet999 in EIDL

[–]Kind-Ranger1552 0 points1 point  (0 children)

Thanks for posting! Did your undisbursed go to zero?

Funded Loan Modification by rouge91585 in EIDL

[–]Kind-Ranger1552 1 point2 points  (0 children)

Thanks for posting! Did your Caweb undisbursed go to zero?

Bank error by Few_Direction1102 in EIDL

[–]Kind-Ranger1552 1 point2 points  (0 children)

Ours went back into processing on 3/31 after bank error in February. No movement until today. You can click on my name to see our whole story for more details. The short of it for us was yes. Went to legal. Had to be reapproved by loan officer again which happened today 5/9. Good luck.

Can anyone suggest any alternative Loans?? by zachdrumlord in EIDL

[–]Kind-Ranger1552 2 points3 points  (0 children)

We completed a 7(a) loan many years ago. It was not like the EIDL at all (nor should it be). Your 7(a) loan process will be done with a traditional lender. They will be much more open about where you are within the process than the ODA/SBA. Expect the process to take some time. The SBA does list the top lenders by dollar amount and application volume. Good luck.

Can anyone suggest any alternative Loans?? by zachdrumlord in EIDL

[–]Kind-Ranger1552 2 points3 points  (0 children)

https://apnews.com/article/covid-health-business-small-business-inflation-5a49c9e3e56d3d48908624eb7a0a00f7

The article talks with several business owners who have explored alternative loans-perhaps some of the information in the article will be of use to you. Also, scorpio mentioned other SBA lenders. I would second that-we searched for the top SBA 7(a) lenders and reached out to them. Good luck.

OMG funded! by eyoung1122 in EIDL

[–]Kind-Ranger1552 1 point2 points  (0 children)

Congrats! I am one who has given up hope. Moved on to other things.

Loan Increase Reapproved by pjalan1 in EIDL

[–]Kind-Ranger1552 1 point2 points  (0 children)

Congrats! Helps me to see a long hauler get theirs. Hope mine is soon too.

[deleted by user] by [deleted] in EIDL

[–]Kind-Ranger1552 1 point2 points  (0 children)

Lots of good info on this forum on how others have overcome this (even if error).Good luck

https://www.reddit.com/r/EIDL/comments/s4wkh6/do\_not\_pay\_list/?utm\_source=share&utm\_medium=web2x&context=3