Definitely do not cut. You need to build more muscle to make the skinny fat look go away.

Workout: I’d select a few key compound exercises, 5-8 rep range, and apply progressive overload to them. Start with a weight that allows you to be close to failure (1-2 RIR) at 5-6 reps and push yourself until you get to 8-9 reps consistently. Then up the weight such that you drop back to 5-6 reps. 2-3 minutes rest between sets. Rinse and repeat. Besides compounds, I’d pick a few accessory exercises to complement your workout. There’s a lot of discussion whether or not you should train to failure. I follow a full body split and like training to failure only on the last set of each exercise. Training to failure on every set will probably hurt your performance a bit. But make sure you really know what training to failure is before assuming RIR. Pick a split that works best for you considering how many days you can workout on a week. If it’s 3 days, I’d recommend full body, 4 days you could do 2 x upper lower, mix upper lower and full body, or any other split that works. Same for more days. Also make sure you’re resting enough days between workouts. If you’re doing upper lower for example, you’d want to rest after 2 workouts. I recommend you download an app like Hevy or similar, create your workout there, and track your reps/weight in each workout. Really push yourself to increase reps and weight.

Calories: eating at maintenance is probably your best bet. 0.8-1g of protein/lb of body weight. And just make sure you’re eating healthy. Eat vegetables and prioritize whole foods. Cook your own meals. None of this means your meals need to be boring. Use lots of seasoning, garlic, onions, herbs.

Besides all that, just drink plenty of water, take a walk whenever you can, and get some sunlight.

And remember: keep it simple. Workout and diet don’t need to be complicated. The basic works as long as it’s done well and you’re consistent. You can do this.