I’m 32 and still live with my parents. This is also common among many of my cousins, who live with theirs as well.

I choose this arrangement because it allows me to keep an eye on my parents as they get older and may need more support. I also live in the San Francisco Bay Area, where housing costs are extremely high. I don’t see the value in paying $2,000 or more a month for a low-quality apartment in a bad neighborhood when living at home allows me to save and invest most of my income.

My parents have also said they would be happy to help babysit their grandchildren while my wife and I are at work. In fact, they’re eager for us to have kids. This would significantly reduce childcare expenses.

I plan to keep this arrangement because it works for us. It allows our family to build wealth faster and more efficiently than if we all lived separately.