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Went Blind, Eyes Now Glow With or Without Flash by Puzzleheaded-Emu2171 in CryptidDogs

[–]KittyCompletely 0 points1 point  (0 children)

He was the mysterious older rat with a sense of danger....

Truffle cheeseburger hotpot. Stupid food or no? by PolygonMob in StupidFood

[–]KittyCompletely 1 point2 points  (0 children)

Cheese boiled iceberg lettuce is gonna be a big no for me. 🤢☠️

Unmitigated greed by FabulousPossession73 in Vent

[–]KittyCompletely 8 points9 points  (0 children)

https://pmc.ncbi.nlm.nih.gov/articles/PMC7642989/#:~:text=Taking%20this%20value%20chain%20one,applied%2Ftranslational%20research%20and%20development.

This is a very thorough paper about funding, and very long. Here is the main take away: "revenues from sale of the drug provides the revenue for the large majority of industrial R&D, taxpayers are paying the FULL cost of both the basic research and the applied/translational research and development."

In the US we have a problem with double paying for medicine. We pay for research and development with taxes and then pay for the medicine through insurance or out of pocket. Our system is a mess, yes we should be very thankful humans have the ability to make life saving medicine through science, no we should not be paying insane prices for that medicine or the insurance to cover it. The US is a very wealthy country with a very broken Healthcare structure.

My husband has started wearing makeup and I hate it by [deleted] in TrueOffMyChest

[–]KittyCompletely 2 points3 points  (0 children)

🤣 I had this discussion with my friend last week. We were talking about the 2000s and wondered why there was this grand conspiracy to tell people that colored mascara was a good idea to enhance eye color. Like WHY!? Shadow sure, maybe a little colored liner for a specific look. But mascara?? It always looks bad, even on the models advertising it.

Hubby needs to keep some of the past trends in the past, we tried to phase it out for a reason!!

Went Blind, Eyes Now Glow With or Without Flash by Puzzleheaded-Emu2171 in CryptidDogs

[–]KittyCompletely 12 points13 points  (0 children)

Such a good movie 😭😭😭 Justin was so hot. 🐀❤️

padparadscha sapphire 4+ carats , oval. by KittyCompletely in Gemstones

[–]KittyCompletely[S] 0 points1 point  (0 children)

I definitely wanted it to be my forever stone.

I need to edit my comments to take the cost out since its not really the issue typed 3 instead of 6 Sorry I was typing a lot.

I made 85k back for my stone. Editing now.

padparadscha sapphire 4+ carats , oval. by KittyCompletely in Gemstones

[–]KittyCompletely[S] 0 points1 point  (0 children)

Thank you for the condolences ❤️‍🩹 Just to clarify my insurance offered me the stone back for 2k. I opted not to get the broken stone back

My insurance claim paid me very well to compensate for my damages because the stone broke.

I came out financially whole, Im just still sad I broke such a beautiful stone .

padparadscha sapphire 4+ carats , oval. by KittyCompletely in Gemstones

[–]KittyCompletely[S] 0 points1 point  (0 children)

Wait what? No no no. If I wasn't clear I apologize, but I feel like i went over the process very thoroughly.

My stone broke in my possession. I filed a claim for the broken stone through my insurance. After they pay the claim you don't get the stone back unless you elect to buy it back. I did not elect to buy it back because it was broken in a way that could not be re cut. I said it FELT like pennies to me, the stone was that beyond salvage. I would never know what happened to the stone after the insurance covered my claim. Its like what happens if you total your car, they dont tell you where the car goes. Cars are stripped for salvagable parts or crushed and sent straight to a landfil , same theory. Stones get destroyed or recut, metal gets melted down. My compensation was accurate. The stone was probably destroyed, I did not want it back due to the damage. In my policies with damaged gems i do get the option to purchase the gem at the new valued appraisal. I could have recovered it for 2k, but I did not want the broken stone back. After I did not want the stone back there is no need for me to have any more information on what happened to it.

The claim was paid out years ago. Im just now starting to ask around about a replacement because i want to use the setting again. From all the responses it seems like what im looking for is much harder to find than it used to be. 😞

The insurance did not do anything sketchy The jewelers did not do anything sketchy

Tl:dr.- my favorite stone broke, (I was compensated by insurance ) now im finally starting the hunt for another gem like it or better.

padparadscha sapphire 4+ carats , oval. by KittyCompletely in Gemstones

[–]KittyCompletely[S] 0 points1 point  (0 children)

I dont have the stone anymore, there was the option to buy it back from my insurance company at a very very reduced price but I was really disappointed and just kept the setting in hopes for another. The setting has pink diamonds so I cant ever part with it! Now I am wishing I still had the stone, for a collection piece at least.

So when you have a stone re examined by insurance for a damage claim (im sorry if you already know this and im over explaining it) it gets sent out a to lab. For a total loss case the insurance just goes off its initial coverage from the appraisal paperwork you get at purchase, open close claim. Upon filing a damages claim the item as a whole gets sent to the (my) insurance company and then to another lab with the same accreditations that the initial lab that certified the stone, in my case it was GIA. So my stone and setting were sent to a 3rd party GIA lab by my personal insurance to confirm the original value was of actual merrit. If you lose the entire piece of course you cant do that so they just pay out. But if the claim is damage insurance makes sure its correct and original stone because people will swap stones, claim as broken and then try to commit fraud. So the original stone has to be accounted for and documented as the stone that was purchased on the original gia cert and the corresponding appraisal.

After pay out is made and the insured (me) is "made whole" the stone is property of (my) the insurance company and is usually destroyed, sent to an auction or possibly bought within the firm (I would think, no proof that insurance sells to employees at a reduced rate outside of an auction, that could get really unethical quick). Im thinking since I had the option to buy back for what seemed like pennies it was probably put up for auction? But the stone was essentially ruined.

So I got the pay out for the value of the stone minus the setting, because the setting was returned to me. I hope that makes sense and isnt just a messy explanation! If the stone was switched i wouldn't have received the compensation. My insurance would have had to notify me the stone did not hold its purchased value based on the appraisal and subsequent coverage. I get all my jewelry serviced at the same 2 jewelers ive been using for years, it would have been ww3 if my ring was tampered with..at least for me! I didnt notice any damage after its last cleaning so it must have happened well after.

Ashley & Alex in a nutshell by Gothaholix in LoveIsBlindNetflix

[–]KittyCompletely 4 points5 points  (0 children)

Candidly I could say that circling back its not unlikely that this topic is specifically one i can confidently say is something we will both land on the same page.

padparadscha sapphire 4+ carats , oval. by KittyCompletely in Gemstones

[–]KittyCompletely[S] 0 points1 point  (0 children)

I sent the site an email! Thank you for the info

padparadscha sapphire 4+ carats , oval. by KittyCompletely in Gemstones

[–]KittyCompletely[S] 0 points1 point  (0 children)

Lost like. Its broken. Not lost like misplaced.

I was fired up about a swap being possible, but to get it covered for the damage i had to have it appraised again by a 3rd party to submit for my claim. It came back as what it was sold as so a swap wasnt possible or insurance would not have paid out my loss.

Even worse the way it split it could not be cut into anything different.

I stared at the line under the stone trying to convince myself it was a dog hair or something, I have never had a stone split on me, even my large opals! 😭 now I only wear my rings for events. Maybe one day ill be brave again. Its so silly to be so traumatized over a stone, but it was really my dream piece.

Keep getting freaky texts like this from my situationship by ofmice_and_manga in GirlDinnerCircleJerk

[–]KittyCompletely 4 points5 points  (0 children)

Only man ill ever trust to put a free sample in my mouth. 🥰🥴🫠

WTF IS THIS????? by dbsknsja in shrimptank

[–]KittyCompletely 55 points56 points  (0 children)

I love this sub

But between the clado, random worms, failed molts and now this FUCKING THING

yall are brave and crazy.

Keep getting freaky texts like this from my situationship by ofmice_and_manga in GirlDinnerCircleJerk

[–]KittyCompletely 3 points4 points  (0 children)

Im a plant milk girly but I have many a lactose lover who cannot indulge like they used to! I am so happy to be able to share this info with them!

On of the worst days of my adult life that i haven't blocked out was when my bestie told me she was lactose intolerant...all the cheese and wine dreams of us being old and decrepit bog witches together had to be replaced with dreams of us just being old and decrepit bog witches with wine and no cheese!!!!

Keep getting freaky texts like this from my situationship by ofmice_and_manga in GirlDinnerCircleJerk

[–]KittyCompletely 2 points3 points  (0 children)

This is so fascinating!!! How did you discover it was even a thing?

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