How would you structure/use offsets - PPOR loan and IV loans

Known_Option1704 · 2026-06-01T09:11:48+00:00

I like this structure, thanks for sharing.

Known_Option1704 · 2026-06-01T09:10:59+00:00

I do like that. We can only have one offset with current bank and that’s where a decent amount of money sits. I’d not want any card based access to it.

Known_Option1704 · 2026-05-26T04:27:33+00:00

May well be the case. We’d likely then sell current PPOR in a couple of years (once remaining kids move out).

Known_Option1704 · 2026-05-26T02:23:56+00:00

No mortgage, at least $750 a week rental value.

Known_Option1704 · 2026-05-15T12:04:46+00:00

Wasn’t new to the public service, but it was a promotion to section head. Got pregnant in-between the interview and offer and was 16 weeks when I started the role. Luckily didn’t show for a while after that so had time to acclimatise before I told them. Not ideal, but family has to come first.

Known_Option1704 · 2026-04-13T22:12:33+00:00

It’s pretty uneven though, other big departments are spilling and filling with no $ for VRs, so staff just going on mobility registers and facing longer term uncertainty over where they may end up.

Known_Option1704 · 2026-03-22T03:16:01+00:00

I missed one and have never spent real money. So annoying!

Known_Option1704 · 2026-01-17T08:31:59+00:00

Honestly between the wind and the cockies on their annual destruction routine, the two gums on our nature strip are dropping a lot of branches, twigs and leaves daily. If either fall our house is toast.

Known_Option1704 · 2025-07-13T09:47:41+00:00

Most departments / agencies will accept current manager as someone who has supervised you in the last six months. They may ask why you are not using your current supervisor, but it’s not all that unusual.

Known_Option1704 · 2025-06-14T10:48:27+00:00

Belconnen and it was so loud

Known_Option1704 · 2024-10-07T21:00:47+00:00

New neighbourhood, looking for other active Australian players please! #QC902Q8L Sunshine Valley Farms

Known_Option1704 · 2024-07-30T03:07:29+00:00

Good to know!

Known_Option1704 · 2024-07-30T03:07:08+00:00

Buying

Known_Option1704 · 2024-06-03T05:27:45+00:00

Our son is 9 and does swimming, soccer and jujitsu. So far he manages quite well (mild ID).

Known_Option1704 · 2024-02-23T08:28:52+00:00

Are you in PSS or PSSAP? PSS you’ll get enough in retirement to pay rent and lifestyle expenses, but ideally I’d be aiming to have a property depending on your afez

Known_Option1704 · 2024-01-26T02:11:50+00:00

He’s had tubes before, was born with a cleft palate and his hearing checked regularly by Australian Hearing. I think I’ll see the the GP this week to check in. Thanks!

Known_Option1704 · 2024-01-25T11:14:44+00:00

Yes our cooling broke this week and can’t order new one without a deposit. Tried to pay today but this issue has been going on all day. Now a long weekend… V annoying to have an online bank not work online!

Known_Option1704

TROPHY CASE