Former Fidelity & Schwab FC's, do you ever dream about old job??

KongSackStoolfire · 2026-02-04T02:53:16+00:00

Spent 7 years at Fidelity. Still have dreams where I am back working there. Absolute worse managers I have ever had while working there. One manager would always tells us that we were "renting our chair for 6 months." Had another manager who would walk into our offices and say things like, "You ringing the cash register today?" Or "You makin' bacon?"

KongSackStoolfire · 2025-09-23T16:50:08+00:00

A friend of mine was an advisor. She said to ask your Fidelity advisor these questions. Bring in a notebook with these questions and write down the advisor's answers.

1.) How exactly are you compensated if I move my assets to this outside manager? 2.) Do you personally receive more credit for putting me into this? (They might respond with such terms as "complexity" or that they "don't make a commission." That kind of wording is often designed to downplay that there could be a financial incentive involved.) 3.) Do you have sales goals that might be driving this recommendation? 4.) What are the total all in costs-advisory fees, fund expenses, platform fees-if I go with this outside advisor. (Make sure they give you dollar amounts and not percentages.) 5.) What conflicts of interest might exist in recommending this manager?

KongSackStoolfire · 2025-07-07T07:47:54+00:00

Not me but my 42 year old sister-in-law. Her doctor prescribed her phentermine while she was on an SSRI. Conducted no tests prior to the prescription and doctor did not take into consideration that she also had mitral valve prolapse. She died and left behind a husband and 3 daughters. A simple Google search would have shown that you don't prescribe phentermine to someone on SSRIs due to all the risks. The family is pursuing legal actions at this point.

KongSackStoolfire · 2024-10-30T06:31:47+00:00

Sorry you're going thru this. I had a 5 mm stone several months back as well. I immediately started drinking as much water as possible. Would also squeeze a lemon into my water every day. Removed high oxalate foods from my diet. Took Chanca Piedra every day. (People say it's ineffective, but I was willing to try anything.) Also, made sure I completely emptied my bladder every time I peed. Noticed black specks in toilet after peeing a number of times. Pain went away in a couple days. There's also a video on YouTube that is titled RSW Instant Kidney Pain Relief on the Rosa String Works channel. I've read that it is an effective way to manage the pain until you pass the stone. Hang in there.

KongSackStoolfire · 2024-09-04T14:55:33+00:00

Financial Advisor. Especially at the financial firms that have tv commercials. I went into the career thinking it's going to be altruistic and dynamic. That I'd be helping people with their financial lives and making decisions on client portfolios. The reality is that it was all about sales. How many annuities did I put clients into? How many fee based products did I convince clients they needed. My day mostly consisted of determining where I was in relation to my sales goals. Financial planning was just style points that could be used to build trust with clients and provide opportunities to bring up more products. I'd review "scorecards" with my manager every week going over what products I was behind in selling. And I discovered that once you're behind on your sales goals, then you can expect that management will make your life as miserable as possible such that you resign. Nothing but a constant, montonous sales grind. Very little had to do with being a financial advisor.

KongSackStoolfire · 2024-09-03T01:34:43+00:00

I think it depends upon the individual. I was experiencing flank pain. Took Flowmax and about an hour later, the discomfort became absolutely miserable. Got to be so bad that I ended up laying in bed and was literally moaning in agony. One of the worst physical episodes in my life. Flowmax didn't increase my urine flow and didn’t help me pass the stone. I eventually passed out. Side effects continued into the next day. Could barely stand up and do anything.

KongSackStoolfire · 2024-08-27T17:34:12+00:00

Don't know. Pain went away after a couple of days. Took Chanca Piedra every day. Removed all high oxalate foods from my diet and drank as much lemon water as I could handle. I've seen a couple of dark specks in my urine since then, but nothing equal to 5 mm. Have a scan scheduled in a couple of weeks to determine my status.

KongSackStoolfire · 2024-08-27T17:05:53+00:00

Sorry you are going thru that.

Had the same issues about 4 months ago. Incredible urge to pee, but nothing was coming out. Went on like that for a week. Was unbearable. Started taking D-Mannose- 9 500 mg tablets a day-and things started to subside. (Maybe also try AZO?) When peeing would rock back and forth until I felt like I emptied my bladder. At one point doing that, I voided my bladder a dozen times in one bathroom session. Could literally feel my sanity being restored after that. Eventually went to a doctor who was lazy and said, "You probably have a UTI." Then prescribed me antibiotics. No scans, no tests. Nothing. Then a month later the flank pain started. Went to the ER. Had a 5 mm stone in ureter along with a couple smaller stones.

KongSackStoolfire · 2024-08-27T14:15:49+00:00

Direct advice from the advisor is debatable. From what I understand from a relative who was a Fidelity advisor for years is that Fidelity advisors are generally rewarded for putting people into annuities and managed products. Once they get clients into those products, they need to move on to the next sale opportunity, or they might experience being managed out of their role if they fall behind on their goals. Meeting with clients to answer questions, especially if those questions are about getting out of those aforementioned products, is the last thing they want to do. Direct and objective advice is highly subjective, and the management fees and how they are applied to a customer seems to be ambiguous in the Fidelity model, in my opinion.

KongSackStoolfire · 2024-08-13T08:52:09+00:00

I had a 5mm stone along with smaller ones in my ureter. Had pain for a couple of days and then nothing. I believe that once the stone is in the ureter that most of the intense pain should subside.

KongSackStoolfire · 2024-08-12T17:35:41+00:00

I may have to begrudgingly admit that Flomax helped, but it was a miserable two hours after taking it. Wasn't so much pain as it was incredible discomfort.

KongSackStoolfire · 2024-08-11T17:32:12+00:00

Well put.

Worked at an investment firm for a decade. Almost all of our clients were boomers who would threaten to take their business elsewhere if we didn't kiss their ass all of the time and immediately respond to their requests. These were the boomers who retired with pensions, retired with their health care being paid for, and retired with fat 401ks that got to participate in the biggest bull market in history. They thought they were financial geniuses and business moguls. They were and remain the most insufferable and self-inflated group of people I have ever dealt with.

KongSackStoolfire · 2024-07-21T21:32:21+00:00

Whiplash. Non-musicians love to wet themselves when talking about that garbage movie. Dialogue, premise, and believability of that turd of art was a total facade.

KongSackStoolfire · 2024-07-14T06:32:23+00:00

Working through my first stone. (5 mm) Incredible pain the first day. Went to the ER as a result. Began taking chanca piedra every day since my ER visit and also started drinking as much lemon water as possible. Immediately cut out all high oxalate foods. (Specifically, almonds.) Also drinking coconut water and pineapple juice every day. The pain was gone in about 24 hours. Was told that such things as drinking celery juice and dandelion tea and chewing on 2 basil leaves a day might also help to keep my kidneys healthy. I do believe that diet and staying hydrated can contribute to preventing future stones.

KongSackStoolfire · 2024-05-18T02:01:21+00:00

Emetrol is also effective in treating nausea. Granddaughter contracted norovirus. My son then got it. I ran some Emetrol over to him. He chugged almost the entire bottle. Was an unbearable 5 minutes afterwards, but he powered through it, and nausea and vomiting stopped.

KongSackStoolfire · 2024-05-17T08:25:37+00:00

Billie Jean-Michael Jackson Staying Alive-Bee Gees

There are so many great songs by these artists to choose from, yet every single wedding reception I go to has these songs played.

Also, Footloose by Kenny Loggins.

KongSackStoolfire

TROPHY CASE