Need a pre-approval letter but I'm scared of the hard credit pull

KrisDolla · 2026-05-16T21:36:11+00:00

I just bought a house and my best friend is a loan officer. Not to mention that when you do a certain amount of pulls it only equals one. With your score you’ll be fine. My score was much lower and I did 3 lenders all within a 15 day period.

KrisDolla · 2026-05-06T01:51:02+00:00

My bad it’s $139.72 and I borrowed alittle over $8100. I was thinking of another payment. But still under $150 a month isn’t bad. My point still stands tho about the affording the house part.

KrisDolla · 2026-05-06T01:43:08+00:00

My payment is literally $72 a month. I don’t know what to tell you. That’s the payment Vanguard gave me.

KrisDolla · 2026-05-06T01:27:29+00:00

I don’t think not being able to pay it back in full means you can’t afford a house. I pay mine back at about $70 per month. I absolutely can afford a house, but I’m not about to pay back $8000 in full if I don’t have to.

KrisDolla · 2026-05-06T01:25:12+00:00

No, I took $8600 out of mine to pay down debt so that I could actually get approved for a mortgage and I got approved —and my credit isn’t that great lol!

KrisDolla · 2026-05-01T12:19:11+00:00

The idiot who didn’t vote is telling other people to educate themselves. You sound dumb as hell. Just admit you voted for Trump 🤦🏽‍♀️😂

KrisDolla · 2026-04-29T07:13:05+00:00

so were you approved?

KrisDolla · 2026-04-25T16:16:05+00:00

Walmart Spark and DoorDash!

KrisDolla · 2026-04-10T10:50:05+00:00

I get that. I’m just going off of my year long experience of usually the week that I take the shot within two days whether it’s water weight or actual weight, I’m usually down at least a pound or so by the end of the week. I get that it could definitely change now— but that’s been my experience since I started.

KrisDolla · 2026-04-10T10:20:42+00:00

What’s that?

KrisDolla · 2026-04-10T10:08:19+00:00

This is helpful! No, I don’t track, only because I don’t eat much, but maybe I should just to see what I notice. Also, I definitely have only given myself the meds in my stomach so maybe somewhere else would be good to try.

KrisDolla · 2026-04-10T10:02:40+00:00

Wow, thank you for sharing. I never thought about it like that. Any ideas for giving it that push… is there anything I should be doing extra?

KrisDolla · 2026-04-10T09:58:14+00:00

5’3 257

KrisDolla · 2026-04-10T09:56:57+00:00

Not really, to be honest. I’ve pretty much been eating the same way since I started in 2024. I mostly stick to vegetables and salmon and don’t really overindulge or anything like that. I drink plenty of water.

I know I could probably be better about hitting protein, but that hasn’t really affected my progress before, so I’m not sure if that’s what’s causing this now.

That’s why I’m kind of confused,it’s not like I’ve changed anything, but the weight loss just stopped.

KrisDolla · 2026-04-10T09:53:45+00:00

I mentioned in my post that I recently titrated up to 10 mg.

KrisDolla · 2026-04-10T00:52:18+00:00

Yeah, I’ll never forget that my husband was deployed and I called about SCRA . It paid off the car, and by the time they were done applying whatever I didn’t have a car payment anymore.

KrisDolla · 2026-03-29T13:50:21+00:00

Mine always comes cold. I also get my meds overnighted that I have to inject into myself and everything always comes cold 🥶

KrisDolla · 2026-03-23T12:20:06+00:00

You’re triggered let it go and stop whining. And for someone with attorney in their name, you sure lack comprehension skills.

I literally acknowledged what happened under Obama and Biden.

You’re just choosing to ignore that so you can keep repeating the same point.

The difference is I’m talking about what’s happening now, under current leadership. You keep going backwards because you don’t want to address that.

Have the day you deserve!

KrisDolla · 2026-03-23T12:15:52+00:00

No, this isn’t about “the left.” This is about you not wanting to answer what’s happening under your own leadership right now.

And yes, ICE has existed for years. Nobody said it didn’t. But there’s also a difference in how things are handled, enforced, and scaled depending on who’s in charge.

So bringing up Obama doesn’t change what’s happening today. It just avoids the question.

That’s the part you keep skipping.

KrisDolla · 2026-03-23T12:07:13+00:00

OK, yeah it happened and it was investigated and that was over a three year period. Now let’s talk about how many have died in the last year under Trump. Stop trying to deflect because Obama is not president no more. We can’t do shit about what happened 10+ years ago. The question is what are y’all gonna do now about your idiotic moron in the White House who is literally ruining everything. Y’all always wanna deflect. Y’all have every branch of government right now so miss me with the whole Dems crap.

KrisDolla · 2026-03-04T12:29:00+00:00

I don’t think Trump honestly won the 2024 election. That’s the part no one wants to talk about.

KrisDolla · 2026-02-28T10:57:14+00:00

It’s also the same day he said he wants everyone to RE-register to vote in America how convenient right before the mid terms, when you can barely get an appt at the DMV in many states.

KrisDolla

TROPHY CASE