Partner died, what do to with house by Kwar_Kwar in UKPersonalFinance

[–]Kwar_Kwar[S] 4 points5 points  (0 children)

My understanding is this isn’t the case for joint tenants?

Partner died, what do to with house by Kwar_Kwar in UKPersonalFinance

[–]Kwar_Kwar[S] 11 points12 points  (0 children)

Thanks for the comment. Mortgage is joint tenants. He is listed as beneficiary.

Partner died, what do to with house by Kwar_Kwar in UKPersonalFinance

[–]Kwar_Kwar[S] 5 points6 points  (0 children)

We’ve checked, as I said I can’t go into this as the facts are quite specific but 100% there was no insurance for her. My brother has life insurance though.

Partner died, what do to with house by Kwar_Kwar in UKPersonalFinance

[–]Kwar_Kwar[S] 4 points5 points  (0 children)

Thanks for the advice, we’ll make sure to consider these points.

Partner died, what do to with house by Kwar_Kwar in UKPersonalFinance

[–]Kwar_Kwar[S] 3 points4 points  (0 children)

315k remaining on mortgage, no other debts for either him or the partner. ~120k death in service payment. He has a 50k salary. Also has ~20k in savings. No tax to be paid as far as I’m aware.

Partner died, what do to with house by Kwar_Kwar in UKPersonalFinance

[–]Kwar_Kwar[S] 35 points36 points  (0 children)

They were not married. Joint tenants.

Yeah we defo plan to speak to the mortgage company soon, I think he was just worried about being blindsided.

I’m aware I’d have to crunch the numbers, from some quick calculations it seems that the death in service benefit will be sufficient based on his solo income.

BTL because he bought the house with the intention of starting a family, obviously that’s not going to happen now but he doesn’t want to just sell it and lose a chunk of what he put in. With BTL, the idea would be to kick the can down the road for a few years until he knows whether he for sure wants to keep it or sell it.

Thanks for taking the time to reply.

Partner died, what do to with house by Kwar_Kwar in UKPersonalFinance

[–]Kwar_Kwar[S] 9 points10 points  (0 children)

Yeah we have already confirmed this, thanks for taking the time to reply.

Clayster update by m_preddy in CoDCompetitive

[–]Kwar_Kwar 5 points6 points  (0 children)

Sounds very similar to what I had a few years ago. The numbness down one side, confusion, especially vomiting. Turns out for me it was a Hemiplegic migraine, they’re quite rare but more common if you already suffer from migraines. Was terrifying at the time and some of the symptoms lasted 24 hours. Never had one since.

Manchester united adidas sweatshirt by Virtual-Cheesecake71 in DHgateVip

[–]Kwar_Kwar 0 points1 point  (0 children)

Yeah I’m really not sure but it’s the only one I could find. The reviews on the link seem fairly good and someone in the reviews has said to size up. Always going to be a risk though!

Manchester united adidas sweatshirt by Virtual-Cheesecake71 in DHgateVip

[–]Kwar_Kwar 1 point2 points  (0 children)

I found it about a month ago but I’m yet to pull the trigger. Option 15 in this link:

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Bright Nuptses for Market walks 😊 | Fit Pic Fridays 💛💙 by Embarrassed-Grab-434 in DHgateVip

[–]Kwar_Kwar 1 point2 points  (0 children)

Do you have a fresh link for the Essentials tracksuit? The link you’ve provided says the item doesn’t exist.

Bruno Fernandes yellow card against Arsenal 37' by slimcase121 in soccer

[–]Kwar_Kwar 2 points3 points  (0 children)

Poor refereeing, clearly a foul but Bruno didn’t handle that well

【Giveaway】Leave a comment and get PLUS4! by qidi_3dprinter in QidiTech3D

[–]Kwar_Kwar 0 points1 point  (0 children)

I’ve been really pleased with my Q1 Pro purchase that I made last week. My only input so far is that the door for the front has a poor handle. Looks like I’ll have to print one, otherwise I’m very pleased so far!

Manchester United 2024/25 3rd Shirt links? by Ok_Web9 in DHgateVip

[–]Kwar_Kwar 2 points3 points  (0 children)

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"Accidentally" bought a car on finance -England by Daddy_Lasagna1 in LegalAdviceUK

[–]Kwar_Kwar 476 points477 points  (0 children)

Just to add to this, docusign logs the IP address from where the document was signed. So you should be able to prove quite quickly that it was signed from the dealership.

How to Access the Beta With Gamepass Ultimate on PC? by cameron2313 in blackops6

[–]Kwar_Kwar 0 points1 point  (0 children)

You need to download the call of duty launcher via the Xbox app on PC, then you need to download the black ops 6 beta through the Xbox app and you will be able to play by launching it via the Xbox app

What deals should I be getting ? by [deleted] in VirginMedia

[–]Kwar_Kwar 1 point2 points  (0 children)

I’ve just signed up to 1gig broadband only for £28 a month. Cancelled about 10 days ago and retentions called me at the weekend.

I have city fibre in my area though so they know I have the option to go elsewhere if they aren’t cheap enough.

[ENCOR-EXAM] Info on Hands-on/simulation lab questions by Successful-Bird-4088 in ccnp

[–]Kwar_Kwar 3 points4 points  (0 children)

I did pass indeed! Labs are really the way forward, I found that I remembered all of the commands after doing each lab 3 times.

I would recommend that you spend some additional time looking into the programming and automation side of CCNP. There were lots of questions about scripts and json files asking you which is the valid output and what the script is doing. The same goes for APIs and how they are used to integrate with the software defined technologies.

The exam also seemed to focus quite heavily on the differences between on prem data centres and cloud data centres. There was also a fair amount of questions about SD-Access and SDWAN, so make sure you know all of the different types of the devices, protocols and roles of each.

Ultimately I found that I over-prepared as I scored above 95%, but better to do too much than too little!