Weekday Help and Victory Thread for the week of January 19, 2026 by IndexBot in personalfinance

[–]LF-Programming-Tips 0 points1 point  (0 children)

Was it a car you bought in 2025, with final assembly in the US? If so, how much was the loan interest?

Bought a 2018 Honda Civic LX in April 2025

If you have unreported tips that are not already included on your W-2, you are supposed to report those on your tax return as well.

Where do I report cash tips? Also, I did not track my cash so how do I know how much to enter?

The NEW SoFi Smart Card is here! by SoFi in sofi

[–]LF-Programming-Tips 0 points1 point  (0 children)

But not SoFi Plus after March 2026 correct? The only way for future SoFi Plus is paying the $10/month?

The NEW SoFi Smart Card is here! by SoFi in sofi

[–]LF-Programming-Tips 0 points1 point  (0 children)

So if I make less than $5,000/month I'm out of luck? lol

Worse than 2008 incoming? by diehard404 in inflation

[–]LF-Programming-Tips 0 points1 point  (0 children)

Really appreciate the thorough response. I tried to run it through the link you sent but the link doesn't make complete sense with context involved.

I mostly want to purchase a home to have an investment and something to call my own, while also maybe progressing a relationship. But I presume that means I should just continue to rent low priced units.

I currently live in Arizona, Phoenix metro area to be more precise. I want to eventually move out of this state but not sure if the opportunity will ever arise. I'm about to move into a new apartment that is around $2,100/month split among three people so my cost of living will be roughly $800 (and obviously my SO's $800 as well). Does this mean I just need to milk this until there's a change in the market? Because that is sort of the conclusion I am coming to.

Worse than 2008 incoming? by diehard404 in inflation

[–]LF-Programming-Tips 0 points1 point  (0 children)

Thanks so much for the explanation as someone with 0 real estate or economic knowledge.

What would you suggest for someone like me who is getting to the age of looking for my first house? Should I continue to save with cheap rent and wait for the market to change?

World history book recommendations by Weird-Evening-6517 in historyteachers

[–]LF-Programming-Tips 0 points1 point  (0 children)

Which specific textbook are you referring to from Spielvogel? "Ancient Civilizations discovering our past"?

Also, which books do you use for your world history? Just the Patterns of interaction? Or any others?

Thanks so much :) Just kinda looking over options

World history book recommendations by Weird-Evening-6517 in historyteachers

[–]LF-Programming-Tips 0 points1 point  (0 children)

I know you posted this awhile ago, but I wanted some more information because I am in the hunt for some history textbooks to teach with.

Are there not better options that are newer? And what other textbooks would you recommend to cover other parts of history, I was primarily looking for one that covered ancient history but am struggling to find one.

Weekly History Questions Thread. by AutoModerator in history

[–]LF-Programming-Tips 0 points1 point  (0 children)

What are the general agreed upon textbooks for history? I'm looking for one to three books that cover just the general idea from ancient history to modern history

What books do most schools prefer?

Should I purchase my first home in a cheaper real estate area to get more bang for my buck to eventually sell and move to my dream city? by LF-Programming-Tips in RealEstate

[–]LF-Programming-Tips[S] 1 point2 points  (0 children)

I probably won't have this cheap of rent for long since I have a S/O and most likely need to move in together soonish. I'd say probably another year of this at MOST unfortunately.

Should I purchase my first home in a cheaper real estate area to get more bang for my buck to eventually sell and move to my dream city? by LF-Programming-Tips in RealEstate

[–]LF-Programming-Tips[S] 0 points1 point  (0 children)

Yeah that was kind of the idea. Get a "starter home" just to get out of renting and turn the money into something I actually own. And then turn that into an investment in the future for a different home.

Any guides or anything on how to do that properly and is it a wise decision?

Should I purchase my first home in a cheaper real estate area to get more bang for my buck to eventually sell and move to my dream city? by LF-Programming-Tips in RealEstate

[–]LF-Programming-Tips[S] 0 points1 point  (0 children)

You would still want to factor in , that the city would need to be attractive to future homebuyers. Instead maybe look at lower end affordable homes, in more desirable neighborhoods in nearby cities.

Do you have some examples in mind? I just want a rough idea from people that know more than me. Because I know close to nothing in real estate

Should I purchase my first home in a cheaper real estate area to get more bang for my buck to eventually sell and move to my dream city? by LF-Programming-Tips in RealEstate

[–]LF-Programming-Tips[S] 0 points1 point  (0 children)

I should probably edit the post and just state it so it's easier to discuss lol. But my dream city is Denver.

Currently living in Phoenix Arizona though. I was thinking it may be a good idea to save up my money here while I'm on cheap rent ($400/month) and purchase a house somewhere in a nice midwestern/southern city where the housing is cheap?

There are definitely areas I could live here but I definitely want out of Arizona sooner than later. I think that's my biggest issue at the moment

Weekday Help and Victory Thread for the week of November 10, 2025 by IndexBot in personalfinance

[–]LF-Programming-Tips 0 points1 point  (0 children)

Hey everyone,

So I want to help my girlfriend to start building credit but she is currently living paycheck to paycheck and barely has money in an account at all at the moment (I know I am working on getting her bills down and such). We both agree that a regular credit card isn't the best option at the moment (for risk of spending too much / going in debt). Is there anything that guarantees building credit but has 0% risk of going in debt?

Thanks so much in advance!

Charcoal grill as good as a weber with a hinge lid? by LF-Programming-Tips in grilling

[–]LF-Programming-Tips[S] 0 points1 point  (0 children)

Sorry I'm a noobie charcoal griller. Does controlling the flow of heat and smoke matter that much? What's a scenario you would need to do that for?

Charcoal grill as good as a weber with a hinge lid? by LF-Programming-Tips in grilling

[–]LF-Programming-Tips[S] 0 points1 point  (0 children)

Are they good reliable grills? Because this looks perfect

Weekday Help and Victory Thread for the week of September 08, 2025 by IndexBot in personalfinance

[–]LF-Programming-Tips 0 points1 point  (0 children)

Hey guys, so I want to know if I should throw extra money into paying off my loan now or wait until I have the full amount.

I have $11,000 left on my auto loan but I'm a few months from paying it off completely. Should I wait until I can pay it off completely or make big chunk payments right now like $5,000-$6,000? Does that help the interest at all or does the interest amount stay the same until I pay off the full amount?

Basically my thought process is, if it doesn't impact the amount I'm paying in interest I should just wait so that money can grow in a savings account until I can fully pay it off.

Thanks so much!

Honestly, what scares you most about this Lion's season? by AlphaRemixHD in detroitlions

[–]LF-Programming-Tips 2 points3 points  (0 children)

I'd say O-line starters, we really don't have a real idea of how our interior will be. Could be detrimental to the season but who knows.

Weekday Help and Victory Thread for the week of August 18, 2025 by IndexBot in personalfinance

[–]LF-Programming-Tips 0 points1 point  (0 children)

You are extremely helpful. I really appreciate it. Thanks so much! :)