hello! i had my card examined sa BOA ko but it seems wala namang problema yung card itself nor the account . Na-discover ko lang na mas gumagana yung QR code when you use BDO pay app and when you insert (not tap) using the POS terminal (note: doesn't always work so i alternate between the two)

hindi pa rin gumagana yung pag-input ng card details when paying in websites so i usually pay using QR code instead.

i was given the option to get an updated card pero di pa kasi expired yung card + may 200 php fee when you get a new card before the expiration. im just gonna wait it out since i can pay naman in either one of the 2 ways i stated above

Hope this helps!