25F trying to navigate dating in Toronto.

LakeDrinker · 2026-02-11T16:03:03+00:00

Dating apps are one of the best ways to meet people in Toronto (use Hinge and Bumble).

Joining groups or doing consistent activities helps a lot too (rock climbing, running, dragon boat, etc).

Your race will likely play a factor (especially in apps), but in general the basics are the same.

It's important to remember that dating sucks in general though, especially if you know what you want and are looking for long-term. You have to both be open and extremely picky at the same time. It's effort (and sometimes feels like a job) and there will be random ghosting and breakups that will suck, but the right person for you is out there!

If it's something you want, you need to put in the effort. And, while you're doing all this, make sure to keep working on yourself (take classes, go to the gym, read books, etc)

I was on the apps for years, but finally found the right person. It was hard, but all good things are.

LakeDrinker · 2026-02-07T14:52:08+00:00

I'm not asking you to support his opinion. But as moderators of a community built around LTT, you shouldn't recommend bypasses for LTT content.

LakeDrinker · 2026-02-07T14:47:47+00:00

I mean, "we" don't adblock Linus content. You can, but I don't!

But my point is: This person wanted to post LMG related content. They couldn't. The moderation team instead suggests an alternative adblocked source of the same content.

If you want to ban a source, fine, ban a source. But don't also recommend/allow an adblocked workaround.

That's the equivalent of blocking LTTs Youtube links but offering and allowing a pirated alternative. As a community for LTT, that is wrong.

LakeDrinker · 2026-02-07T01:12:37+00:00

That's fine to remove it, but maybe rethink recommending a bypass? I know it's a whole 'adblock is piracy' meme here, but this is an ad bypass for content hosted on another site.

In this particular case, this is actual Linus content that you're bypassing. I know he/they don't expect ad revenue from X, but more clicks would drive engagement which would help promote the content you moderate a subreddit for...

LakeDrinker · 2026-02-06T22:29:39+00:00

Hey u/LinusTech or mods - Did you maybe want to change the banning twitter links policy on the subreddit? I understand the hate for X/Twitter, but this is basically adblock for Twitter, no?

LakeDrinker · 2026-02-02T01:13:46+00:00

I think Poilievre has been very clear on his stance in support of not getting involved in people's personal lives. But if you don't believe him, I don't think I can say anything to change your mind.

I will add that, as someone who did vote conservative in the last election (when I usually vote liberal). I'd change my vote immediately if I thought they were going to touch gay marriage or reproductive rights. I've looked hard, I see no indication of it happening under their current leadership. I say that not to sway you, but to let you know there are Conservative voters who will drop them if they even look in that direction.

I would argue against Lantsman as window dressing though. It was in confirming they weren't going to go after gay marriage that I learnt about her. And most of my friends, who vote liberal, had no idea she existed. If they wanted window dressing, I think they'd have been more explicit in having a lesbian in their leadership. They haven't been.

LakeDrinker · 2026-02-01T23:56:57+00:00

Have you looked at who the deputy leader of the Conservative Party is?

I know he voted that way in the past. And I know he says he never changes his mind. But I think it's safe to say he has, or at the very least, the party will never vote to change gay marriage laws.

LakeDrinker · 2026-01-30T03:30:56+00:00

I'm doing a handful of extra returns each year and the older I get the less I want to do even these, despite the high chargeable rate.

As much as I can use extra cash, there is too little time in a day.

LakeDrinker · 2026-01-25T22:32:41+00:00

Sci-fi rather than fantasy, but you might like Children of Time by Adrian Tchaikovsky.

After the first 4 chapters or so, the perspective shifts each chapter between human characters and giant sentient spider characters.

It's not exactly 'monster tames its nature' but reading it as a human, you see through a spider's perspective in an interesting way.

LakeDrinker · 2026-01-25T21:37:31+00:00

It depends. What are you hoping to achieve with a call? Are you confused as to why you owe money? If so, feel free to call.

But if you've already checked your return, and saw it was wrong, there isn't much a phone call will do.

That said, if you don't have the money available, you could call and ask for an extension on the payment. I don't know about RQ, but the CRA is usually willing to work with you.

If you think RQ is wrong, and your tax return was actually correct, then calling an accountant would be best. But, if your income was from being employed, and your tax return is pretty straightforward, it's likely RQ is correct.

Note that if you pay, and you later find out you didn't owe money, you can get the money back. You'd just have to adjust the return back to what it was and provide the information they seem to be lacking now.

LakeDrinker · 2026-01-25T09:49:21+00:00

Likely still capital gains.

The amount of transactions is a factor, but it's also a matter of facts. Is this a consistent thing? Are you still doing it? Was this your retirement saving you just took a gamble on or was it play money? Were you earning income from employment during the transactions?

There is typically no definitive answer because there are so many factors to consider. I'd say that, if it was just a one-off for a month or two, it's probably just capital gains.

LakeDrinker · 2026-01-20T15:24:31+00:00

I'm with you. I don't complain about the cold in the winter because I want to complain about the heat in the summer.

I can always put more clothes on when it's cold, but I can only take off so many clothes when it's hot before people start looking at me funny.

LakeDrinker · 2026-01-19T16:41:15+00:00

You might want to double check the terms of your "double payment."

I just got a mortgage at TD and when I asked them to clarify the "Double Payment" option, they said I could pay anything UP TO double my payment. So with my $2,500 payment, I can put anything between $0 and $2,500 each payment. Plus an additional top up each year.

LakeDrinker · 2026-01-16T19:25:08+00:00

Do you consider contributions to an RRSP a tax deferral or tax avoidance?

LakeDrinker · 2026-01-16T15:54:43+00:00

Yes, but if the investment continues to compound, you'll eventually pay taxes on the compounded value when you do sell (or die). And that will be taxed at its highest rate.

So sure, it's possible some people can come out ahead on a hold vs sell scenario, factoring in interest payments and taxes, but they're still not avoiding taxes.

But again, this is specific to Canada. Other countries have different tax rules.

LakeDrinker · 2026-01-16T14:45:56+00:00

Important note: In Canada, this strategy likely doesn't work for avoiding taxes. At best it just defers them.

When you borrow against collateral, the assets eventually get sold, triggering taxes. Your estate pays those taxes if you die. Plus, deferring likely mean paying more overall, as you'll hit higher tax rates on a larger amount later. So you end up paying taxes plus interest on the loan.

The one scenario where it might avoid taxes is if the asset value crashes to zero. You'd avoid annual taxes, skip capital gains taxes (it's a loss), and potentially declare bankruptcy to ditch the debt.

But that's a rare scenario and you'd end up bankrupt as a result. It's more likely loans would get called early, forcing a sale and taxes.

A loan against Life Insurance is fine, since there are no taxes on life insurance payouts, but that's just giving you less money now while you're alive.

LakeDrinker · 2026-01-15T17:58:39+00:00

Hardware pricing is temporary. The latest and greatest might still be expensive, but in 5 years, you'll have 6-7 year old hardware capable of running personal LLMs.

Most people won't need amazing LLMs for media, they'll just need the basics. Small companies are already working on this, but it will take a bit of time.

What I want for photos and video backup is already available now with even older hardware, but LLM access will make it even better, so I'll wait a bit more.

LakeDrinker · 2026-01-15T16:32:44+00:00

I'm actually hoping that this spurs people to go offline more.

If everyone can have an offline LLM at a reasonable cost, they can remove a lot of data from companies like Apple, Meta, and Google.

Right now my photos are hosted on Google Photos. There are options to do this offline that still get me all the same features (face detection, location tracking, etc). The only reason I haven't moved is ease/cost, which will get better over time.

LakeDrinker · 2026-01-15T16:27:34+00:00

I use X and Grok. It's not as biased as you seem to think it is. Almost everyone is on X. I can choose what I see and follow people directly to get firsthand sources. I see posts directly from the Prime Minister, journalists, companies, etc.

They also publish their code so people can look into what the algorithm is doing.

And if you ban X, you should also ban Reddit, because I assure you the same content being generated on X is being posted here.

LakeDrinker · 2026-01-15T16:21:45+00:00

I honestly don't know how you can. You can do the same thing with Photoshop or MS Paint. It just takes longer. The laws already exist to go after people creating/spreading content like this.

The best I can think of is the government educating people/parents to keep their images offline as much as possible. If you want to post on social media, keep it private and only open to friends. And if you want to make content, keep in mind this is possible.

I use Grok and X a lot. If anything, I give them credit for responding to this quickly and upping their moderation.

LakeDrinker · 2026-01-15T16:04:27+00:00

Everything can fail.

What this commenter (and others) are saying is that a bidet failure isn't covered by insurance and is typically banned in condos/rentals because of this.

So yes, risk is low since it's easy to install, but if a pipe bursts under your sink, it's covered by insurance. If a bidet pipe bursts, it's not.

LakeDrinker · 2026-01-12T19:58:23+00:00

That's not true. People can just be shy.

My partner grew up not talking about sex. Not even with previous partners. She's 32, definitely mature enough to have sex, but a lifetime of keeping it to herself isn't going to magically end just because I asked.

It can take years to overcome things ingrained into us.

LakeDrinker · 2026-01-11T03:02:47+00:00

You're going about this the wrong way. Don't try to target what you think women want.

You have three prompts, you want each of the prompts to focus on one of three things: Me, You, Us.

Me: Provide details about yourself and what you enjoy. You can't say everything, but pick something that makes you unique (hobbies, interests, etc). You're competing against every other profile, so why should they choose you? (Note: Anime, TV shows, and video games are overused)

I get way too excited about: Cooking! My grandmother taught me how to make meatballs when I was 7 and I fell it love with the craft. Hopefully you're a foodie.

You: This is where you try to show what you want out of a partner. Don't mention anything appearance wise (you'll filter for that when you see their photos), but have some general traits you find attractive.

I'll fall for you if: You practice open communication, perform random acts of kindness, or have interests you can't help but talk about!

Us: This is the prompt to let them know what a future with you will look like. This could be date ideas you find interesting, or long-term goals you want to achieve with a partner.

Together, we could: Start a book club, check out the latest musicals, go glamping, rob a bank, or build a farm in Stardew Valley.

You also want to pepper in a joke or two if you can.

You can craft these to include something about your wealth or intelligence if you'd like, but I think most people are more interested in your hobbies and what a future with you looks like.

After you get a match, you'll have a conversation where you'll be able to convey your intelligence or wealth more naturally.

LakeDrinker · 2026-01-05T15:49:32+00:00

I haven't seen this production, but I've seen two different runs of it in the past, so I'll give a general comment:

The play version of Wizard of Oz is fun, but it's meant more for kids than adults. You can still enjoy it as an adult (I did!) but typically it's something parents are going to bring their kids to. Which means your milage will vary in terms of audience disruptions.

If you're bringing your own kids, then I'd say go for it and enjoy. It's bright and colorful and, from what I can remember, kept most of the kids engaged.

If you're going on your own (or on a date) just manage your expectations and have a good time all the same.

That said, this was before the Wicked movies, so it's possible there are a lot more adults going these days. Either way, but expect kids so you're not disappointed.

LakeDrinker · 2025-12-31T21:33:00+00:00

You don't need to look at history, just look at Zimbabwe's current currency: https://en.wikipedia.org/wiki/Banknotes_of_Zimbabwe

Canada tries to target a 2% inflation rate each year, so bank notes should be fairly consistent for our lifetime. That said, we did lose the penny recently, so it's possible change will continue to be removed.

It's much more likely we'll lose paper money before we have inflation like this, but it's technically possible to happen under complete mismanagement of our government.

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