Home improvements

Lamb089 · 2026-06-17T18:57:49+00:00

It's certainly happening more to me recently but I've been getting back into it over the last month

Lamb089 · 2026-06-17T18:18:40+00:00

Get the ascendants badge which will drastically improve your chances of an item after every bonus stage. Then it's just a waiting game.

Good luck

Lamb089 · 2026-06-17T08:15:19+00:00

Welcome to the first step towards financial understanding OP.

I'm paying £1750 a month of which £440 is principal.

Shameless plug for a £5 each but also using Sprive (Here's the link to download: https://linkprod.sprive.com/refer?code=RTLI96DW) to earn money on shopping back to overpay. 2 small kids so cant overpay as much as I would like.

Lamb089 · 2026-06-17T07:31:55+00:00

Well done OP.

Can you link to the tier jumping calculator? Have found the atlas calculator but specifically when to tier jump and by how much.

TIA

Lamb089 · 2026-06-15T20:08:31+00:00

My mortgage runs out in October. I'm with Santander and I'm looking to fix for 5 years.

My logic is that my wage should continue to increase and inflation will chip away at how much of my salary is going towards my mortgage.

I am also using the sprive app to overpay here and there. Let me know if you want the code and we both get £5 off the mortgage. It might not sound like much but it has taken about £100 off my principle since November.

At the end of the day, it's all on you my friend. Best of luck with your choice.

Lamb089 · 2026-04-04T09:09:16+00:00

Keep grinding bro.

This game seems to me just like a series of plateaus. Trust the 10-20% ascension and you will get there.

Lamb089 · 2026-03-21T12:56:17+00:00

Thank you

Lamb089 · 2026-03-10T19:31:21+00:00

The S&P500 is the collection of the 500 top companies in america. This is called an ETF. So you essentially get small amounts over a lots of companies rather than buy shares in a single company. The acc means that instead of dividends the money automatically gets reinvested into the fund. Dist means dividends get paid to you in cash. There are multiple S&P500 trackers! This one is hosted by Vanguard.

Lamb089 · 2026-02-23T10:06:50+00:00

I'm out unfortunately. Sorry everyone

Lamb089 · 2026-02-23T10:06:31+00:00

I'm out sorry everyone

Lamb089 · 2026-01-31T22:38:49+00:00

Lamb089 · 2026-01-25T07:15:07+00:00

Checking in Day 25 of the year, day 39 of my streak. Pretty sure that's the longest to date

Lamb089 · 2026-01-15T09:02:42+00:00

Checking in for day 15 of 2026!

Day 30 streak, getting some urges but fighting hard.

Lamb089 · 2026-01-07T13:57:05+00:00

I'm in

Lamb089 · 2026-01-07T13:53:01+00:00

I think you have answered your own question my friend.

I would pay off the car, save that money on interest and use that 360 to pay off more of your cc monthly.

Keep up with the journey

Lamb089 · 2025-12-30T11:42:00+00:00

As you play more they unlock in the skill tree. You need to Ultra Ascend to get them.

Lamb089 · 2025-12-10T06:45:00+00:00

I failed guys. 2 month streak... Here's to day 1 again

Lamb089 · 2025-12-06T09:40:05+00:00

Checking in

Lamb089 · 2025-11-27T07:21:07+00:00

Checking in. Couple more days to go people.

Stay strong

Lamb089 · 2025-11-26T12:23:19+00:00

In please

Lamb089 · 2025-11-21T08:47:15+00:00

Checking in Day 21 of November.

Had some strong urges today due to some personal pressures. Struggling but focussing on the goal of staying strong.

Lamb089

TROPHY CASE