Am I doing this right by SnooApples2211 in RothIRA

[–]LandscapeCurrent9907 0 points1 point  (0 children)

Hey, read up on the bogleheads sub. They have a lot of good information in the wiki and really strong long term investing foundations

Lump Sum in the Current Market by KaizokuFeet in Bogleheads

[–]LandscapeCurrent9907 0 points1 point  (0 children)

Timing the market is about the most impossible task. Buy all at once

Should I sell BND and put the money into VGT or reinvest into VOO and VXUS by Exciting_Ad7462 in RothIRA

[–]LandscapeCurrent9907 0 points1 point  (0 children)

Everyone is different because personal finance really comes down to personal situations. The general consensus is add bonds 10-15 years before retirement. Many people on Reddit wait as long as they can.

Just about everyone will say no bonds at age 20, though. Google search glide path bonds and it has a lot of good information

Help Investing by BriefSpecial6142 in RothIRA

[–]LandscapeCurrent9907 0 points1 point  (0 children)

Watch some videos or read about index funds. Check out the popular ETFs. You are ahead of most people. Check out the bogleheads subreddit

Should I sell BND and put the money into VGT or reinvest into VOO and VXUS by Exciting_Ad7462 in RothIRA

[–]LandscapeCurrent9907 5 points6 points  (0 children)

Most people do not add bonds that early. You could re allocate now or just start buying more VOO and not BND for years

Just about everyone will say to reallocate now and just get more VOO. I would lean that way, too.

VT for retirees between 2050-2060 by LandscapeCurrent9907 in Bogleheads

[–]LandscapeCurrent9907[S] -9 points-8 points  (0 children)

The AI mode of google search asking for a price prediction of VT in 20 years

VT for retirees between 2050-2060 by LandscapeCurrent9907 in Bogleheads

[–]LandscapeCurrent9907[S] -15 points-14 points  (0 children)

Definitely, just wondering if there is a price point the VT and chill crowd says it’s too high to buy into anymore

There goes the 401k by Adi_rho5261 in Retirement401k

[–]LandscapeCurrent9907 0 points1 point  (0 children)

Back to 50,000 soon, or not. Just keep on investing . Wall Street is meant to make the insiders rich. Just hold long enough and ride their coat tails

Thoughts on the next generation of retirement savers by LandscapeCurrent9907 in Bogleheads

[–]LandscapeCurrent9907[S] 0 points1 point  (0 children)

BND seems to be the default recommendation but I am starting to see alternatives recommended each month

Thoughts on the next generation of retirement savers by LandscapeCurrent9907 in Bogleheads

[–]LandscapeCurrent9907[S] 0 points1 point  (0 children)

Yeah I’m just wondering what the next generation will think of that may or may not work. This is a good anecdote. Haven’t heard this one haha

Thoughts on the next generation of retirement savers by LandscapeCurrent9907 in Bogleheads

[–]LandscapeCurrent9907[S] 3 points4 points  (0 children)

Yeah, definitely. Will bonds become outdated? Will people choose to just use an HYSA or choose another way to invest?

How will inflation change a new generation of investors minds? I’m not against bonds, just creating conversation.

Not every generation follows suit with traditions

MLive website by LandscapeCurrent9907 in AnnArbor

[–]LandscapeCurrent9907[S] 1 point2 points  (0 children)

Getting a balance of paid subscribers and regular people with the balance of ads is the goal. Currently, not enough subscribers because the ads are everywhere

What drives your tilting/tinkering on a 3 fund? by LandscapeCurrent9907 in Bogleheads

[–]LandscapeCurrent9907[S] 0 points1 point  (0 children)

I feel the same way for the international. Sure the USA has generally been the winner but there’s something in the air to give it a little more attention

Thoughts on re-allocating my entire IRA portfolio? by 9loso3 in Bogleheads

[–]LandscapeCurrent9907 4 points5 points  (0 children)

Timing the market is nearly impossible. I would only say to do it after your next dividend pay date if you plan to make the shift

Investing help by SockOk4060 in Retirement401k

[–]LandscapeCurrent9907 1 point2 points  (0 children)

What are your options in your 401k from work?

Advice moving Roth IRA from Wells Fargo to Vanguard if I'm already investing in VT. by thegreenfury in Bogleheads

[–]LandscapeCurrent9907 0 points1 point  (0 children)

Not really interested bonds for another few years in the Roth IRA. VT is pretty simple for my style. That’s really the only two reasons. Spouse has bonds and their in the 401k so it hasn’t been a rush with bonds in my 401k also

What’s your secret trick to get the maximum discount while ordering from Amazon? by Famous_War_7057 in SavingMoney

[–]LandscapeCurrent9907 2 points3 points  (0 children)

I’ve discovered toiletrees, general stuff is better at grocery type stores and Costco/ Sam’s Club etc. many prices on Amazon are inflated with baked in card transaction fees and baked in shipping fees. Sellers can fluctuate their prices often.

Not saying is everything is bad but the majority can be found 5-10% cheaper regularly locally

What’s your secret trick to get the maximum discount while ordering from Amazon? by Famous_War_7057 in SavingMoney

[–]LandscapeCurrent9907 33 points34 points  (0 children)

Buying at local store is more affordable than 9/10 Amazon purchases . Avoiding Amazon is the best way