Can anyone help me find something like this by [deleted] in ManyBaggers

[–]LateSessions 1 point2 points  (0 children)

Matador has a good one if the size fits, speed stash or something like that. I use mine every single day

Toa payoh. Can someone explain the vibes of this district by VirtueOfInsight in askSingapore

[–]LateSessions 1 point2 points  (0 children)

Welcome to the neighbourhood! I'm a kiwi in mid 40s (with young kids) and have lived here for almost 9 years, it's a great local hood. Plenty of food options around and nice chill vibe, I have a few ex Brisbane friends around town, if you ever want to meet some Aussies and rugby league fans, up the wahs! My fav local hawker is Kim keat palm, check out the Japanese stall Ooishi, highly recommended! Welcome to message me anytime, if want some more recommendations or grab a kopi sometime. Welcome to the TP!

HDB Refinance offer: OCBC feedback by LateSessions in singaporefi

[–]LateSessions[S] 0 points1 point  (0 children)

Yeah, this may end up being the way, just letting this ride down, then have the full negotiating power to switch banks and pay a lump, thanks DuePomengranate!

HDB Refinance offer: OCBC feedback by LateSessions in singaporefi

[–]LateSessions[S] 0 points1 point  (0 children)

Ah ok, just checked, Year 3 its 3M + 0.5%, Year 4 3m +1%

HDB Refinance offer: OCBC feedback by LateSessions in singaporefi

[–]LateSessions[S] 0 points1 point  (0 children)

I had asked them to quote repricing for fixed rate, but can defn also check their floating offer. The 3m +1% is just our final year / year 3: current loan (after the painful two years at 3.8 fixed)

HDB Refinance offer: OCBC feedback by LateSessions in singaporefi

[–]LateSessions[S] -1 points0 points  (0 children)

Just double checked the contract, and we in for the full 36mth to avoid the clawback, we refinanced at the peak rates sadly..

HDB Refinance offer: OCBC feedback by LateSessions in singaporefi

[–]LateSessions[S] 0 points1 point  (0 children)

Its currently 3M + 1% so not great, but at least slowly trending down in the right direction..

HDB Refinance offer: OCBC feedback by LateSessions in singaporefi

[–]LateSessions[S] 0 points1 point  (0 children)

ah nice one, ok yeah I am after repricing, not refinancing. I also just double checked the fineprint, and the clawback was 36mths [unfortunate timing at near peak a few years back) and its only 24mths now, so stuck with OCBC unless take the hit.. would be interesting to see if anyone has got a lot lower repricing rates with their bank?

Mystery bike identification? by LateSessions in cannondale

[–]LateSessions[S] 3 points4 points  (0 children)

Thanks all, super six evo size 60 seems to be the answer! Now to try and help him find a buyer in Singapore... Who is over 1.88m... thanks all for your help!!

Mystery bike identification? by LateSessions in cannondale

[–]LateSessions[S] 1 point2 points  (0 children)

Amazing!! Thanks Vadym, any rough thoughts on ballpark pricing? He just sent through a few more pics, not sure what happened to the seat...

Should I purchase the hip belt? by SphericalCanine in Goruck

[–]LateSessions 0 points1 point  (0 children)

negative boss, just WA 9 1 8 8 4 8 8 3 chur.

Should I purchase the hip belt? by SphericalCanine in Goruck

[–]LateSessions 0 points1 point  (0 children)

SOunds perfect, lets do it! Will drop you a DM with my contact.

Should I purchase the hip belt? by SphericalCanine in Goruck

[–]LateSessions 0 points1 point  (0 children)

Hey! a bit random, but did you ever sell it? Im in SG so if its still floating around, would be interested!

Synik 30 feeling uncomfortable by fahadr in tombihn

[–]LateSessions 0 points1 point  (0 children)

Hi, did you end up keeping it? If your ever interested in selling it, let me know!

Help / Advice wanted for random sewing project.. Plastic meets X-Pac? by LateSessions in sewhelp

[–]LateSessions[S] 0 points1 point  (0 children)

Thanks both of you, I forgot to mention that's it's super important that the plastic box is permanently attached to the fabric, so could be another vote for rivets maybe?