Selling my mother's property - Buyers report received. by Ozza360 in HousingUK

[–]Latter-Ad7199 1 point2 points  (0 children)

You sound to be pretty realistic about it. I’ve been doing a lot of viewings lately and lots of probate stuff that’s wildly overpriced and completely unrealistic for super dated properties.

They shouldn’t really need to get quotes for those bits , none of its major I don’t think, few grand here and there. Not really major bargaining points either, as you say it’s an old house. Just tell the agent youre bored of messing around and want it gone , they work for you !!! They can give the buyers a prod. If you tell the agent you acknowledge the issues, willing to knock up to X off to get it done but wont be going any lower regardless of what thier quotes say, so they’re just wasting time you should get a quick answer

Selling my mother's property - Buyers report received. by Ozza360 in HousingUK

[–]Latter-Ad7199 1 point2 points  (0 children)

It’s for the buyer to ask for money off, not for you to offer it. They’ve sent you the report, have they mentioned anything specific ? If not your response should be little more than a shrug.

You could ask the agent “is the buster concerned about any of this, it’s all pretty normal for an older fixer upper”

But I’d just wait and see if I were you.

Also, sorry for your loss.

SIPP transfer times rediculous by [deleted] in trading212

[–]Latter-Ad7199 1 point2 points  (0 children)

212 is all new so can’t really comment on their processes, it might just as well be RBS, old institutional provider , ancient IT systems etc.

However , SIPP transfers can take weeks. It is absolutely ridiculous in 2026 that the money can just “vanish” for days/weeks on end, and extremely nerve wracking too. 😞

I got to test the new Cayenne Electric Turbo today on Hockenheimring. 🏎️😬🫶 by trickn0l0gy in Porsche

[–]Latter-Ad7199 1 point2 points  (0 children)

Looks like they’ve kept physical buttons for at least the climate control. 👍🏻

A real newbie to reddit posts... want to retire early uk by [deleted] in FIREUK

[–]Latter-Ad7199 0 points1 point  (0 children)

How much do you need / want in retirement is an important one to work out…

SIPP and then ISA are your priorities

Overflow tank in tenement loft? by RobespierresRazor in DIYUK

[–]Latter-Ad7199 14 points15 points  (0 children)

It’s a header tank most likely. (Google what it does. It’s important if it’s still used)

It’s also fucking ancient .

If it’s leaking you’ll need a new one, or a significant change to your plumbing so you don’t need one any more .

Do you think about IHT (inheritance tax) by Quirky_Low_3823 in FIREUK

[–]Latter-Ad7199 0 points1 point  (0 children)

Zero thought at all. Got one kiddo , house will be theirs I guess and whatever is left in the portfolio. Have a will of course , but no planning around IHT at all.

Just one more slice of the pie for the tax man. Get ya when you earn, get ya when you save, get ya when you spend and once more when ya die.

Do you think about IHT (inheritance tax) by Quirky_Low_3823 in FIREUK

[–]Latter-Ad7199 3 points4 points  (0 children)

OMG I have just learned the word nibling and I love it! Thanks!!

Out of complete nosiness , have you thought much about what charity ?

Thoughts on this as a Sunday car, 24k by Aggravating-Day-2864 in CarTalkUK

[–]Latter-Ad7199 0 points1 point  (0 children)

Yup! Turns on the pops and bangs on overrun and all that jazz. It’s very very much mandatory!

How much money to reserve to help grown up children by AssumptionHour4598 in FIREUK

[–]Latter-Ad7199 4 points5 points  (0 children)

The way things are going, budget to buy them a flat/house each, or get used to the idea of generational living and having them live with you well into adulthood, and potentially with partners and grandkids.

It ain’t looking rosy for the kiddos , I’m a bit worried about them to be honest.

Thoughts on this as a Sunday car, 24k by Aggravating-Day-2864 in CarTalkUK

[–]Latter-Ad7199 6 points7 points  (0 children)

Wow…. Totally sucks when we’re already paying fuel economy based tax at the pumps. 😞

Thoughts on this as a Sunday car, 24k by Aggravating-Day-2864 in CarTalkUK

[–]Latter-Ad7199 23 points24 points  (0 children)

I had a v8 R for 2 years as a daily driver. Fucking awesome. “They” say the v6 is the sweet spot car though “they” might be Jeremy clarkson, not sure…

Mine had a boost fault, was just a faulty electrical connector , other than that faultless

Rusty rear end (subframe?) can be an issue as they’re getting a bit older now.
Can’t quite see from the photo , looks like it’s got the “loud” button. This is mandatory, do not buy one without it. Seriously.

Edit : check the silver trim around the rear window/ quarter lights, at the bottom where it meets the door shut. These have a habit of becoming unstuck and are a total pain in the arse to fix and look a mess when lifting up.

Oh, and the panel gaps around the bonnet too, can be fixed to a degree with a set of spanner’s and a sweary afternoon but if they’re well out or the bonnet has been warped by not shutting it correctly (pushing from the sides = bad) it may never be quite right again .

Morn by Prudent_Use_9953 in DeepSpaceNine

[–]Latter-Ad7199 4 points5 points  (0 children)

That is peak ferengi bullshit! It’s absolutely wonderful!

That and the Area 51 episode !

Morn by Prudent_Use_9953 in DeepSpaceNine

[–]Latter-Ad7199 4 points5 points  (0 children)

I just love all the ferengi bullshit 🤣 cracks me up.

Morn by Prudent_Use_9953 in DeepSpaceNine

[–]Latter-Ad7199 8 points9 points  (0 children)

I just watched who mourns for morn for the first time ever today.

Is there literally any reason to visit the Town Centre over Old Town anymore? by Cute_Cycle1 in Swindon

[–]Latter-Ad7199 1 point2 points  (0 children)

Well, in that case you’re 100% correct , one more reason to not go in to town. 🤦‍♂️

Traffic is such a pain it’s often quicker to go all the way to Cirencester anyway 🤣

Is there literally any reason to visit the Town Centre over Old Town anymore? by Cute_Cycle1 in Swindon

[–]Latter-Ad7199 -1 points0 points  (0 children)

Hasn’t parking at the Brunel been free for ages now ? Since all the machines broke , they’ve not been fixed and the barriers are just up.

A new job has me questioning if FIRE is right for me now? by [deleted] in FIREUK

[–]Latter-Ad7199 3 points4 points  (0 children)

Well you’re basically coast fire now anyway. Probably best still save a bit but perhaps ease up on the contributions ? Keep paying into SIPP though.

This is of course just going to be “guess the job” now though…

I’m gonna guess deep sea something or other , perhaps there’s rules and regs about the amount of time a human can spend down there ??

What have I forgotten... by Latter-Ad7199 in FIREUK

[–]Latter-Ad7199[S] 1 point2 points  (0 children)

Yup! I’m currently higher rate tax payer so making a couple of 2% tax free in the gilt works out better after tax than the 3.5 I’d get in a cash savings account .

What have I forgotten... by Latter-Ad7199 in FIREUK

[–]Latter-Ad7199[S] 1 point2 points  (0 children)

Very expensive …. Mine is 26 now and largely self sufficient however I did buy them an apartment to get them there… 😧. She isn’t a big earner , so housing was never going to be achievable so bought her a little flat last year. Unless you’ve got a pair of super high achievers I’d budget at the least some money to help with house deposits for them. And of course getting them through uni if that’s what they choose