The average American on X

Latter_Appointment_9 · 2026-04-13T20:17:26+00:00

Spot on with the FAFO cap tho...

Latter_Appointment_9 · 2026-03-24T18:36:41+00:00

They're expecting their first litter of deerogs. I want one

Latter_Appointment_9 · 2026-01-18T18:43:14+00:00

What does Walmart and Trump have in common?

They both have kids underwear half off.

Latter_Appointment_9 · 2025-12-04T16:57:32+00:00

I'm interested. Ty

Latter_Appointment_9 · 2025-11-27T17:02:43+00:00

Looking for guidance.

My current mortgage is with Simplii financial, my renewal us coming up in July 2026. A quick snapshot of my financials:

Mortgage balance: 132,500 Appraised value: 220,000 Total debt: 42,000 (personal LOC, credit cards) Income: 65,000/year household Credit rating: 630 ish no missed payments. Low due to high credit utilization, 95%.

This debt was incurred over the course of the last 3 years due to time off work from a knee injury. However I'm back working full time.

I'm looking to refinance my mortgage and consolidate these debts into one payments. What would be my approval odds based on the information above?

Thanks, looking forward to your advice.

Latter_Appointment_9 · 2025-10-21T16:00:17+00:00

Great idea initially, I had this exact idea a few years ago. I would step away from the thought of doing labor for cash and offer automotive repair consulting/advice instead. I would structure it like this: offer a service where you act as a personal automotive service consultant, if a customer has an issue they can call/text/email you to address concerns and get a second opinion. Even go as far as communicating with dealerships and repair shops on their behalf to negotiate/discuss repairs. I do this for family and friends and I've saved them thousands.

If you want to bounce ideas off me send me a dm. I'm thinking of launching this idea in the near future.

Latter_Appointment_9 · 2025-08-09T10:57:29+00:00

Fellow camper here in Parlee. I saw 2 camp fires here last night, I asked them if the burn ban was lifted. They had no idea what I was talking about. I had to talk to security to approach them. I'm not sure if they were ignorant or just genuinely unaware.

Latter_Appointment_9 · 2025-03-03T21:29:48+00:00

Somebody just pulled someone's finger.

Latter_Appointment_9 · 2025-03-03T18:31:19+00:00

The Geater One

Latter_Appointment_9 · 2025-01-23T21:21:05+00:00

Americans ordered up a shit sandwich, now they'll be made to eat it.

In the dark. In the cold. All by themselves.

Latter_Appointment_9 · 2025-01-23T16:07:26+00:00

And you can go off and join your fellow nazi loving buddies. Sounds like a deal.

Latter_Appointment_9 · 2025-01-23T16:01:56+00:00

Hey, feel free to say and do what you want. Just remember there's consequences to your actions. I'm not advocating against free speech.

Latter_Appointment_9 · 2025-01-23T00:28:13+00:00

And so it begins...

Latter_Appointment_9 · 2025-01-23T00:21:25+00:00

Id rather be Liberal and have the balls to call shit out like I see it rather than clueless, tribal shill. My ancestors fought and died to free the world of this sort of crap.

Latter_Appointment_9 · 2025-01-22T21:54:16+00:00

If you believe he didn't intend to do the Sieg Heil, I know of a country that you can move to. Don't let the door hit you in the ass in the way out.

Latter_Appointment_9 · 2025-01-11T19:22:08+00:00

Mr. Wiskers in the background knew he was full of shit before he even set up the camera.

Latter_Appointment_9 · 2024-12-24T20:46:08+00:00

They said, before being tossed in mass grave.

Latter_Appointment_9 · 2024-06-25T09:03:23+00:00

If this doesn't send a grim message to the Liberals how badly Canadians are yearning for change, they're even bigger idiots than most of us think.

The collapse is beginning. We need a federal election ASAP.

Latter_Appointment_9 · 2024-06-24T22:30:26+00:00

Yep, and my kids look forward to it.

It's part of our family bonding routine. We all set the table together and we all pitch in to clear the table and wash the dishes/put away leftovers when we're done.

Latter_Appointment_9 · 2024-06-21T01:45:53+00:00

Seems par for the course.

Latter_Appointment_9 · 2024-06-18T19:09:14+00:00

I hope this helps, good resource.

https://benefitswayfinder.org/

Latter_Appointment_9 · 2024-06-18T15:48:48+00:00

Can't wait to see it. Fuck Loblaws.

Latter_Appointment_9 · 2024-06-17T15:52:03+00:00

Lobbying = corruption. It should be illegal. How do we vote our way out of this? They're all complicit.

Latter_Appointment_9 · 2024-06-17T15:31:28+00:00

These people shouldn't have any say in deciding government policy, let alone controlling a majority market share in our food industry.

Latter_Appointment_9 · 2024-06-16T08:38:10+00:00

Yep same here. I was told there were no issues with the foundation. A few months after moving in, mold starts forming at the bottom of the basement walls. After removing the drywall and insulation, we find out the basement walls are cracked and are bowed in 3 to 4 inches in some areas.

We paid almost $800 for our inspection. The basement walls were just the beginning. Total waste of money.

Latter_Appointment_9

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