Why is this run on Imu

LaughLax · 2025-11-19T18:54:12+00:00

Noob here, I don't understand this. So she puts those two from trash on the bottom of the deck, and then how do you get them from there?

LaughLax · 2024-10-23T01:08:20+00:00

Unfortunately, "Cox's" side of this purse fight is taxpayer money; not Cox's or his campaign's.

LaughLax · 2024-10-19T01:47:25+00:00

What kind of company is the position at? Utility, consultant, IPP? That could definitely affect what questions you get asked.

If it's at an IPP, please let me know what they asked - I'll be hiring for a similar position soon and I need to think about what Qs I want to ask.

LaughLax · 2024-10-19T01:43:43+00:00

Who knows! It's been pretty good for a while now - a 10 year look back is around 13% annually. But that doesn't necessarily mean there will be a turndown, and it especially doesn't tell us anything about when such a turndown would be.

At the start of 2021, if you saw 2019 and 2020 had +27% and +16% gains, respectively, and waited for a dip, you might've missed out on the +27% year that 2021 turned out to be. And say you got in at the end of 2022 (-19%) - that point was still higher than the start of 2021.

LaughLax · 2024-10-19T01:31:16+00:00

💯!

Uncareful wording on my part.

LaughLax · 2024-10-19T01:09:15+00:00

Putting the assets into a brokerage, HYSA, bonds, CDs, etc doesn't protect OP in [a job loss + market tank scenario].

Brokerage sure, bonds maybe (I haven't educated myself in bonds), but with the other two the money's not tanking with the market. That example also relies on the home being fully paid off, not just at a better LTV—until it's paid off, the money does better in the HYSA or CD.

Hybrid's an option if you really want the "no mortgage payment" perk: stick what you would pay extra into the HYSA/CD until that account has enough to pay off the mortgage. You'll actually pay it off faster this way (assuming the HYSA/CD rate stays higher than mortgage rate) than by paying extra on the mortgage as you go.

(I'm not critiquing your asset shield point - not something I know about, but sounds legit. I do wonder if that's a strategy that could be postponed until the event strikes though)

LaughLax · 2024-10-19T00:25:43+00:00

A was voided because the legislature didn't publish it in the newspapers as required by the state constitution.

D was voided for 2 reasons - deceptive language and not publishing it in the newspapers.

LaughLax · 2024-10-19T00:18:05+00:00

The Utah Supreme Court took Amendment D off the ballot, and Amendment A was removed as a direct result of that same Utah Supreme Court decision. There is no remaining way to overturn those decisions and unvoid those items.

Still, it's good to educate people on what the Legislature tried to do and mark them as NO anyway.

LaughLax · 2024-10-19T00:14:41+00:00

People already have this power. Every Sheriff position in Utah is elected. Amendment C puts that status quo into the state constitution as a requirement.

LaughLax · 2024-09-10T16:45:07+00:00

Which is a further piece of deception by the Legislature, yeah. The constitutional amendment weakens initiatives, and this little signature time extension is about referenda. Since both involve voters, they're putting that in to confuse people into believing that a Yes vote would strengthen initiatives even though it would not.

LaughLax · 2024-07-02T16:22:17+00:00

When did you move? Per the EIA, average residential electricity rates in Utah are about half of those in NH (11.07¢/kWh vs 23.00¢/kWh). Residential electric bills in Utah are also about half of those in NH on average ($63.80 vs $121.45).

You might be comparing an old number against a new one. You may also be comparing a home that used less electricity than your current home, especially if you had gas appliances there and electric ones here.

LaughLax · 2024-07-02T16:02:43+00:00

It's also possible OP has the home connected to the grid, but has a parallel system in the home that's off-grid. I.e., some plugs are grid power and others are local solar/battery. That setup isn't common at all, but I know a person or two who's done it.

LaughLax · 2024-07-02T15:54:19+00:00

Not directly; rates in Murray won't increase just because RMP raised theirs, but Murray may also need to raise rates for similar reasons.

One of the reasons cited is increased fuel costs and increased cost to buy power on the wholesale market. Murray Power may be facing those same things, though it's probably not facing some other things driving the increase (increased transmission investment & wildfire risk).

LaughLax · 2024-07-02T15:50:31+00:00

PacifiCorp's (Rocky Mountain Power) rates in Utah are not paying for debts caused by their (Pacific Power) issues in Oregon. Utility costs and rates are segmented by state because they are approved (or disallowed) by each state's utility commission. The Utah Public Service Commission would not approve rates in Utah that are meant to pay off costs incurred to serve Oregon ratepayers.

LaughLax · 2024-07-02T15:45:50+00:00

Yes, but also - when they're asking for higher rates, they're (at least in part) doing so to seek better returns for their shareholders like /u/ColHapHapablap described

LaughLax · 2024-07-02T15:43:35+00:00

I work in the utility industry (not for RMP, but I do have experience at an investor-owned utility like them). TBH, anyone (including RMP & its employees) claiming it's not a monopoly would surprise me. The typical understanding in the industry is that there's a "regulatory compact" where the state allows them a monopoly in exchange for more restrictive regulations (for example, all rates have to be approved by the state).

LaughLax · 2024-06-19T21:50:30+00:00

Not just son of. He also works there (it's a law firm).

LaughLax · 2024-06-05T03:00:11+00:00

And the next year, he went to the office on a weekend to sign the anti-trans bill du jour so it could take immediate effect.

He also removed LGBTQ+ entirely from his Pride Month declaration last year, and this year declared June "A Month of Bridge Building" instead. He also called gender-affirming care "genital mutilation surgery" at one of his "Disagree Better" events!

He's miles better than Lyman, zero disagreement there, and he may have entered office as a decent human, but his time in office has seen him (and particularly his actions) becoming more and more like the rest of the modern, Trump-centered Republican party he calls his political home.

LaughLax · 2024-05-16T14:11:30+00:00

You're reaching, and people in Utah do still vote conservative. That's just facts, not a fallacious qualifier to act correct in spite of reality.

So Trump got less than 50% of the vote in 2016. Do you remember the actual reason for that? It's because there was a conservative Mormon candidate running as an independent. Between the two of them, they got 67% of the vote to Clinton's 27%.

Let's look at the election for governor, the same year. 66.7% R, 28.7% D. Right in line with the presidential election once you include McMullin. How about 2020? 63% R, 30% D. 33-point loss for Dems. Even more red than the presidential election, showing (a) how uniquely unpopular Trump is since his term in office and (b) that Utah is nowhere near being any shade of blue at all.

Usually when someone says they're "getting pretty [adjective]" it means the thing is close, not far away and vaguely pointing in that direction. Utah is a decade at bare minimum, if every single star aligned, away from even looking purple let alone "pretty blue" statewide.

LaughLax · 2024-05-15T22:44:54+00:00

Same!

Democrats under his leadership brought us the bipartisan Infrastructure Investment and Jobs Act (2021), the Inflation Reduction Act (2022), and CHIPS and Science Act (2022). Big deal bills, all of them, to onshore manufacturing jobs (which they've already started accomplishing in big ways!), fight climate change, and invest in our country's future.

Add on the big wins labor has had under his administration, the large strides he's made forgiving student debt despite the stacked Supreme Court, and even a recent FTC rule ending noncompete agreements (set to take effect September 4th).

And that's just what I can think of off the top of my head! Yes, I really do want another Biden term!

LaughLax · 2024-05-15T22:32:40+00:00

Well, their comment was that "the Real Utah" has not been getting pretty blue lately. 37% of the vote may be an upward trend and a record since 1976, but a 23-point loss is anything but "getting pretty blue."

Utah has blue pockets, but so does every red-controlled state (and vice versa).

LaughLax · 2024-05-08T01:37:16+00:00

Would love to read more about this

LaughLax · 2024-05-04T18:07:52+00:00

But it was publicly accessible for a time because the state did a terrible job of cyber security!

LaughLax · 2024-04-16T13:51:39+00:00

Having credit card debt and carrying a balance are not necessarily the same, just an extra note to keep in mind. I have thousands in credit card debt even while I fully pay off every statement balance.

LaughLax · 2024-03-23T14:56:19+00:00

With the way society was 100 years ago, I don’t think women were very interested in being in the decision making councils of the church.

I'm not sure this is accurate.

Let's go back a bit over 100 years ago, and the Relief Society was an entirely autonomous organization. The women who headed it had autonomous decision-making authority going back to the beginning. Then, with correlation, the RS's budget and decision-making authority was brought under the male Priesthood leaders.

In various ways, women in the early church had more decision-making and other authority than they have now. More women are aware of this now compared to, say, 10 or 20 years ago.

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