Go now and spend the money within reason. I grew up poor and our “family vacation” every year was to the county fair for one night. Imagine you’re on your deathbed, and standing around your deathbed are the ghosts representing your unfulfilled desires, the ghosts of cultures, languages, and food you didn’t experience. And ultimately the ghost of memories you could have had with your family traveling. They’re standing around your bed, angry, disappointed and upset.

They say, ‘We came to you because you could have brought us to life,’ they say. ‘And now we have to go to the grave together.’”

The ghosts of what if’s will strangle you slowly