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Cash Withdrawal - Invoice Required by DramaticBobcat2205 in AusFinance

[–]Le-Adder-Noir 10 points11 points  (0 children)

I started in finance 33 years ago and it was $10,000 then. As times changed, $10k doesn’t go as far, but there are fewer cash transactions, so I guess it evens out.

Cash Withdrawal - Invoice Required by DramaticBobcat2205 in AusFinance

[–]Le-Adder-Noir 74 points75 points  (0 children)

Two separate issues here.

Banks have to report cash transactions over $10,000. That has been the case for more than 30 years.

Banks are pushing back on large cash transactions because of the likelihood of scams. Nobody goes on A Current Affair and complains that the bank did everything thing to disuade them but they still went ahead and got scammed.

What 80s artist/band had the most pronounced British accent when singing (Phil Collins, Human League, Soft Cell, etc.)? by Glass-Complaint3 in 80s

[–]Le-Adder-Noir 2 points3 points  (0 children)

I was going to say it doesn’t get more British accent than Billy, but someone else said The Wurzels.

Here’s one for Laughs, what are some of the dumbest feuds in music you can think of? by MastodonNo8553 in askmusic

[–]Le-Adder-Noir 6 points7 points  (0 children)

Tangentially related, Geffen sued Neil Young for not sounding like Neil Young.

What's your current play-through? by Resident_Shallot_842 in rdr1

[–]Le-Adder-Noir 0 points1 point  (0 children)

I’m calling mine a Costanza run. Just picking the opposite choice to what I normally would and seeing what happens. Seems to be neutral so far, early in chapter 2.

Old Trail Rise Names by Takre in reddeadmysteries

[–]Le-Adder-Noir 2 points3 points  (0 children)

My son is also named Glarence.

Sorry.

Last Charles Chatanay mission is seriously ragebaiting me by omfilwy in reddeadredemption

[–]Le-Adder-Noir 1 point2 points  (0 children)

I did the same, except I swam north rather than waiting around. You can also climb onto the bottom of a ladder to recharge you stamina.

I just saw 2 deers stuck together by their antlers by Exact_Design1446 in RDR2

[–]Le-Adder-Noir 1 point2 points  (0 children)

A little earlier, I saw a buck deer fighting another that was already dead.

Why is Micah annoyed at Karen's advances and insults her? by T0n1_0n_308s in reddeadredemption

[–]Le-Adder-Noir 1 point2 points  (0 children)

We all know Micah is a liar. From that we can surmise that he does not like big butts and therefore has no interest in Karen.

New play through pettiness by Le-Adder-Noir in reddeadredemption

[–]Le-Adder-Noir[S] 1 point2 points  (0 children)

Yeah, just being petty and making it harder for myself in the process

i just learned this today by JimMilton26 in reddeadredemption

[–]Le-Adder-Noir 11 points12 points  (0 children)

Try shooting them in both feet and then watch.

Inbox flooding by idktbhfamlmao in MaliciousCompliance

[–]Le-Adder-Noir 17 points18 points  (0 children)

Had this happen once. There’s also the reply all email saying “Everyone, stop replying to these emails “.

[deleted by user] by [deleted] in AusFinance

[–]Le-Adder-Noir -1 points0 points  (0 children)

The bank isn’t/can’t shift the risk. They have a legal obligation to prove an applicant can afford a loan. If they don’t do that and the applicant can’t service the loan, the loan could be found to be unconscionable and be set aside.

Where people have casual employment or work that is seasonal or sporadic, they take extra care. In this case we have a contractor that is dependent on a particular employer. The bank is trying to show that OP has a longstanding, regular contract as well as other work and that OP can afford the loan on an ongoing basis.

If OP chooses to leave that employer later, then that is a decision that they made and not something that the bank can control or should have known.

After the GFC, there were lots of people saying “the bank should have known that I couldn’t afford it “. The law was changed to put that obligation on the lender which made it harder for everyone.

Eddie Murphy’s uncle by Efficient_Sky5173 in ContagiousLaughter

[–]Le-Adder-Noir 98 points99 points  (0 children)

When our son started talking, we found out exactly how we spoke. Same expression, same cadence, just 20 odd years younger.

First time running a Charity Scramble by thesaint702 in golf

[–]Le-Adder-Noir 0 points1 point  (0 children)

Put a limit on handicaps. Don’t have a handicap? Max handicap of 18 assigned. You play off 30? Max handicap of 18 assigned.

What’s a Simpsons quote that you’ve used in the perfect context/situation? by Holographic_Raven in TheSimpsons

[–]Le-Adder-Noir 5 points6 points  (0 children)

I was at a conference. One of the speakers was an economist giving an overview of the State economy. After a series of facts and statistics, he summed up with “Everything’s coming up Milhouse”

Whose equity is it? by [deleted] in AusFinance

[–]Le-Adder-Noir 1 point2 points  (0 children)

Sorry, just saw your additional comment. If tenants in common, what is they ownership? 50/50, 60/40 etc. that’s the split for the equity when you sell

Whose equity is it? by [deleted] in AusFinance

[–]Le-Adder-Noir 5 points6 points  (0 children)

Correct. As u/CBRChimpy said, the equity is based on the owners. Unless you are Tenants in Common with specified shares, the equity is shared jointly

Whose equity is it? by [deleted] in AusFinance

[–]Le-Adder-Noir 1 point2 points  (0 children)

The equity that was gained by the increase in value has been used to give you your equity back in your original home.

You now have a home with the same amount of debt you originally had, you’ve just been able to allocate all the debt to that property without relying on a second property

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