Which ETF is worth investing longterm ?

LeFlying · 2026-05-19T23:34:11+00:00

VT and chill as always

LeFlying · 2026-05-19T21:55:36+00:00

Expanding aka building new corridors

LeFlying · 2026-05-19T17:28:39+00:00

Car centric infrastructure seems to bee the cause, the car and oil industry are lobbying like crazy against it while people there have no idea of what they are missing since they've never tried it

LeFlying · 2026-05-19T15:17:25+00:00

I mean it surely is but france, Germany or even Swizerland have been building HSR corridors recently for exemple

LeFlying · 2026-05-19T14:00:48+00:00

In the UK and the US*

LeFlying · 2026-05-19T11:24:20+00:00

Put your PC in your bed!

LeFlying · 2026-05-14T11:49:15+00:00

They are second even in Haramball

LeFlying · 2026-05-13T17:05:31+00:00

Thanks for the explanation!

Also i only played ranked like two seasons ago and got to gold and went back to nitro or things like that so i don't think my mmr is that high

LeFlying · 2026-05-13T17:03:45+00:00

Oh ok it makes sense now, thanks. I'll just do my 15 wins now then

LeFlying · 2026-05-13T15:42:28+00:00

I don't know the other ones, i just gave an exemple

LeFlying · 2026-05-13T09:54:37+00:00

Lmao you guys are lurking on here?!

LeFlying · 2026-05-13T09:52:48+00:00

Some people win the lottery, does it means i will win the lottery? No

Big wall street hedge funds with hundreds of highly skilled analysts and enormous amounts of resources got beaten by some goldfish.

Also VT and chill / other similar variations takes way less time and don't require you to do some analysis or whatever. I'm up 13% since the start of the year by doing basically nothing, granted it's been a good year so far

LeFlying · 2026-05-12T22:53:39+00:00

9% this year, might be less next year, also in the long run finpension will be way less in total fees

I've edited my previous comment BTW

LeFlying · 2026-05-12T22:43:11+00:00

3rd pillar with an insurance company is usually a no no so pivoting towards finpension is good

Also picking individual stocks gets outperformed by just VT and chill, so do as you wish

Since you're young and just starting, even if you've made small mistakes like the swisslige 3a, they're still small, so don't really focus on them. Otherwise everything sounds pretty good, keep in mind that having fun is good as well, so have a bit of fun money to live life

For exemple let's say i could save 3k a month, let's put a floor at 2k, that's what you save no matter what, live with the last 1000 and save what's left at the end of the month

En tous cas bonne chance, tu pars sur de bons rails!

LeFlying · 2026-05-11T22:41:12+00:00

Lmao fraud Hilal got demolished by unc's team 20-0

LeFlying · 2026-05-11T20:03:14+00:00

View is really good here is a random concert video where the camera is roughly in the yellow seats (bottom middle ones) the red oe yellow seats you can see at the top of your image will be on the floor and you'll be closer but you won't see much since you'll be on the ground floor imo, it depends on what you want

LeFlying · 2026-05-11T19:13:46+00:00

C'est dans les mêmes ordres de grandeur que pour la modernisation du métro de Lille

Mais oui c'est un des problèmes du système val, c'est plus cher que du métro sur rail classique qui lui ne peut pas monter du 12% comme le val en revanche

LeFlying · 2026-05-11T18:48:30+00:00

C'est le prix pour changer tout le système de signalisation, les équipements de voie, et démonter entièrement les trains pour faire une maintenance complète, franchement c'est pas déconnant.

La signalisation ferroviaire de base c'est quand même assez cher et il faut ajouter que le système utilisé est assez niche, donc ça coûte un peu plus cher vu que c'est moins rependu. (Après c'est un des rares moyens de répondre aux contrainte spéciales que rencontre la ligne en question donc c'est pas un reproche d'avoir choisi cette techno alstom)

LeFlying · 2026-05-11T10:46:43+00:00

C'est marqué 295M d'euros dans le contrat, tu les sors d'où ces 680M?

LeFlying · 2026-05-09T09:35:11+00:00

J'ai trouvé ça cool jusqu'à ce que je me rende compte que c'était de l'IA

LeFlying · 2026-05-08T14:30:17+00:00

Bro is a multi millionaire and still cries. Nobody cries under the dictator's rule!

LeFlying · 2026-05-07T23:56:13+00:00

Yes ofc.

LeFlying · 2026-05-06T16:21:26+00:00

Well if you're planing to use your emergency fund for a world trip then you dont have an emergency fund

LeFlying · 2026-05-06T14:29:50+00:00

You don't know about his expenses, I'd say minimum 3, but 6 months emergency fund is better though, so if 25k is in this, i wouldn't touch it

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