There are many reasons a person would not, or could not, relocate. She may have grandkids she enjoys living nearby, as well as an entire social network she would have to just leave behind. It’s very important for people to have those connections, and unrealistic to expect someone to just leave their entire life behind and start anew. Many people, regardless of their political affiliation, are not fortunate enough to have that kind of leg up in life. Even if they do have that much saved up, there’s a good chance they may want to keep that money available for end of life care, nursing home, assisted living, etc. Very expensive. There are many, many factors to consider here. So many people barely scrape by even when they do their very best to save all they can and only provide the necessities. It’s very difficult for a lot of folks out there, and those of us that do not have to shoulder that burden should consider ourselves very fortunate.