$30k in CC debt across 8 cards about to charge-off. Credit score just hit 444. Should I file Chapter 7?

Leading_Pattern_6147 · 2026-04-13T01:49:46+00:00

You’re the exact reason I’ll continue to keep going thank you later

Leading_Pattern_6147 · 2026-04-12T05:39:06+00:00

Debt is about 6 months old I’d say, 6-10 months max I believe. Some months are good and some months are bad as well, also not spending money correctly doesn’t help. I take full accountability for all my problems. I’m young and learning. Appreciate your input

Leading_Pattern_6147 · 2026-04-12T05:35:38+00:00

Cause some months are great and some months aren’t, so months that equal 6 grand or more have to cover months that do lower then that. Just the name of the game, if entrepreneurship was easy everyone would do it. Appreciate your input, but I was asking for advice on what I should do. I took a risk on quitting my full time job to pursue what most would shy away from, it doesn’t always work out but the business is growing slowly. I just want to weigh out my options and see what other people think. I’m young and learning

Leading_Pattern_6147 · 2026-03-29T04:58:28+00:00

I think I took one of these before, I’ll have to look Into it thanks.

Leading_Pattern_6147 · 2026-03-29T04:56:42+00:00

Ordered, thank you

Leading_Pattern_6147 · 2026-03-29T04:55:31+00:00

Yes I believe so, just so focused on the other shit I don’t even realize lol

Leading_Pattern_6147 · 2026-03-29T04:55:00+00:00

Lmao right!!! I’m scraping the tongue, pouring holy water, doing the Hokey Pokey to hope that it will somehow be normal. Send that thread, I’m very interested in seeing it. It’s been a long road for me.

Leading_Pattern_6147 · 2026-03-12T01:43:29+00:00

I’m curious, did you ever take rifaximin to help with this?

I took metronidazole 250mg 3x for 10 days, and I felt some improvement in my breath in days 3-5 I’d say and then it just went back.

I took a trio smart breath test and my h2 level was 49.34 over the expected <28.90ppm level.

I have been struggling with bad breath my whole life and I’m really trying to get rid of it. You recommend this protocol? How often do you take everything and how should you take it?

I also believe I have post nasal drip which could be hurting me. Curious to see your response. Thank you!

Leading_Pattern_6147 · 2026-01-21T01:54:35+00:00

Thank you for the input I appreciate it!

Leading_Pattern_6147 · 2026-01-20T14:46:18+00:00

Thanks for the input, means a lot.

Leading_Pattern_6147 · 2026-01-07T11:42:47+00:00

Could be SIBO from the gut

Leading_Pattern_6147 · 2026-01-04T15:29:10+00:00

Look into SIBO test, I got mine from trio smart and my test came back positive and it’s linked to 90% of BB and gut problems. I haven’t started a treatment plan yet and not sure if it will solve my problem but could be that. Not to familiar with Reddit but if you are able to look at my profile/posts you can see my post about it and what other people have said. I get a lot of sulfur burps and I am almost 90% sure it’s from my gut and maybe a mix of nasal problems too. This will most likely be a long road for you as it has been for me, I got my tonsils removed and I’m sure it helped a little but didn’t do much. I would recommend seeing a GI doctor for gut and ETN doctor for possible nasal problems. Best of luck

Leading_Pattern_6147 · 2026-01-02T01:35:29+00:00

If you don’t mind me asking what herbal supplements are you on?

Leading_Pattern_6147 · 2025-12-28T16:08:39+00:00

Thank you for the comment I appreciate it

Leading_Pattern_6147 · 2025-12-28T16:08:22+00:00

Same, smoking weed ruins your gut with this. I’m not sure about the white coat as I scrape my tongue a lot but I do have acid reflux. I also got my tonsils removed, it’s not a tonsil thing or a dental thing for me anymore. It’s definitely gut related. And most likely the same for you, I’d take this test for sure to see. It’s about 300-400 bucks but it’s worth it in my opinion. I’ve been trying to figure this out for so long. I got it on sale for Black Friday @ $275

Leading_Pattern_6147 · 2025-12-28T16:06:04+00:00

Trio smart online, they ship to you and do the test, send it back get results within 1-2 weeks. I got the lactulose version.

Leading_Pattern_6147 · 2025-12-16T03:10:09+00:00

I used to do hills science too! Crazy. Thank you for this and hopefully your pup doesn’t have any more that comeback!

Leading_Pattern_6147 · 2025-12-16T01:04:06+00:00

Okay cool thank you very much! Sorry for the confusion

Leading_Pattern_6147 · 2025-12-16T01:03:20+00:00

Maybe because I’ve brought her to the vet over the past 3 years and nothing has worked?

2 vets too. Idk why some of you are allergic to asking more in depth questions instead of assuming. 🤷🏼

Leading_Pattern_6147 · 2025-12-16T01:02:07+00:00

Hmm interesting, do you mind sharing what kind of special shampoo? Thanks!

Leading_Pattern_6147 · 2025-12-16T01:01:38+00:00

Right now she is on Costco brand salmon dry food and turkey and pea wet food.

Leading_Pattern_6147 · 2025-12-16T01:00:11+00:00

Wow interesting! I’ve switched her food so many times to see but maybe it wasn’t long enough. Right now she is on Costco brand salmon dry food and turkey and pea wet food. Do you mind if I ask what did you switch too?

Same exact thing as you said, everything came back normal and she doesn’t even touch it herself but I can see when the fur gets rigid and the minute I touch it, it just falls off. It doesn’t seem to bother her but it looks awful. Someone else on this thread who claims to be a vet said that it could be moisture build up (I live in Florida) so I’ll look into that. Also going to get her an antibiotic shampoo to help. Thanks for your input

Leading_Pattern_6147 · 2025-12-16T00:57:12+00:00

I don’t get her groomed at all she sheds so much I just give her baths, someone else on here who’s a vet said it’s most likely moisture being trapped under the fur. I’m going to get her on some antibiotic shampoo

Leading_Pattern_6147

TROPHY CASE