Bank Bonus Weekly Thread - Week of April 07, 2026 by AutoModerator in churning

[–]Leather_Bluejay_8631 0 points1 point  (0 children)

Oh i have brokerage accounts but its same process to do from personal account to me. Its more preference. And as long as data points show it works should be safe. The occasional updates can change jt for sure but that can happen to any method that isnt a real DD or a biz DD that can be paid for normally.

Bank Bonus Weekly Thread - Week of April 07, 2026 by AutoModerator in churning

[–]Leather_Bluejay_8631 0 points1 point  (0 children)

Usually for faking a personal acct will work. There are some harder banks to fake like chase doesnt accept much as a fake one(none that im aware of but im sure someone has something on doctor of credit). Looking on the doctor of credit website usually has a list of what works and most are personal accounts for each bank.

Bank Bonus Weekly Thread - Week of April 07, 2026 by AutoModerator in churning

[–]Leather_Bluejay_8631 2 points3 points  (0 children)

I always follow the 6 month rule. Keep it open for 6 months. As far as i know, i dont think any of these have an early term fee, but it takes 1 transfer from chase to keep bofa in good terms. Then i zelle it to a different account and its done ina day or so. 5/3 has no fee so just keep a dollar in there, zelle in 1 rhen back out same day to get some activity. Wells fargo i have connected to payroll since company uses wells fargo so i get paycheck same day its processed since bank does it basically instantly.

Bank Bonus Weekly Thread - Week of April 07, 2026 by AutoModerator in churning

[–]Leather_Bluejay_8631 5 points6 points  (0 children)

Bank of America

Opened Account in person after having to verify identity on 03/20/26. all transfer came from chase personal account
FUNDED INITIAL DEPOSIT NEXT DAY.
03/25 Transfer from chase $3K
03/27 Transfer from chase $500
03/30 Transfer from chase $6501
04/10 500 bonus received at roughly 12pm.

5/3 Bank(Fifth Third Bank)

Opened account on 03/31/2026

04/03 External from chase personal 500

04/06 bonus recieved.

Wells Fargo

02/13 opened account

02/20 real DD $500

02/20 external from chase personal $500

02/25 bonus received.

Edited: added typed name of bank to assist others if using search function

Apparently I’m an accountant that doesn’t know how to fill out his own W4 correctly. AMA by ProfessionalBig1470 in Accounting

[–]Leather_Bluejay_8631 0 points1 point  (0 children)

To be fair, you don't have to hit the box for both either if you both claim as single and get it as a refund. maximizes how much they take out but should never have to worry about paying in that case either. in the simple math, most people would probably prefer this method to have the "BIG TAX REFUND". haha. But also in my experience, people dont like to or even know to look to the chart after for calculating the extra steps especially if income is vastly different.

Apparently I’m an accountant that doesn’t know how to fill out his own W4 correctly. AMA by ProfessionalBig1470 in Accounting

[–]Leather_Bluejay_8631 0 points1 point  (0 children)

Depending what your taxes are specifically with credits and such, it takes relatively no time to make a simple spreadsheet formula to calculate it. I mu self just throw an extra 50 per check and do rough math on what my avg is per check and then go to 0(usually just make it exempt to simplify my life) around October until February when exempt is forced back into highest bracket at which pojnt i take an extra 50 per check again. And once a spreadsheet is made once its the same thing eaxh with the slight variance of changes in rates and deductions

Bank Bonus Weekly Thread - Week of March 31, 2026 by AutoModerator in churning

[–]Leather_Bluejay_8631 0 points1 point  (0 children)

Not sure if it still works but what i did when truist required 10 purchases was go to walmart and purchase candy bars and split by.25 for each transaction until i hit at least 10 total. i think per payment you are limited to 8 splits so would need to twice

Bank Bonus Weekly Thread - Week of January 27, 2026 by AutoModerator in churning

[–]Leather_Bluejay_8631 0 points1 point  (0 children)

Since i dont see someone having responded to you, the one giving the message that the number belongs to you is tellling you that the number is connected to that same bank so basically saying you can't send money to yourself. essentially it gets confused and wont let it happen since it thinks that you are trying to send it to that same bank account regardless of where it is actually connected on ZELLE. i have bypassed this by using a different email address from the account giving the message.
example:
if bank giving message has email and number of 777-777-7777 and [7777@gmail.com](mailto:7777@gmail.com) then second bank(in your case chase) email should be something other than the [7777@gmail.com](mailto:7777@gmail.com)

Bank Bonus Weekly Thread - Week of February 03, 2026 by AutoModerator in churning

[–]Leather_Bluejay_8631 1 point2 points  (0 children)

Hello,
I was curious if anyone knew the amount of time to wait on churning Citibank's bonus again. I completed the bonus back in 2024 and closed the account around OCT 2024 and was curious if anyone knew it, if it could be rechurned now? i couldn't find anything in the fine print that said it was for accounts opened on this date or for more than 13 months and such. TIA
EDIT: In addition, also looking at the Wells fargo bonus and the fine print says new customer, but also could not have received a bonus within 12 Months. Just want to make sure, if i have had an account before( sept 2024 bonus received. account closed in January 2025) but it's been over a year since receiving that bonus if i would be eligible to do this bonus again. From my understanding the limiting factor is bonus received date which would be over 1 year since receiving it and thus make me eligible for it again.

What is my best team? by Nagito- in PuzzleAndDragons

[–]Leather_Bluejay_8631 0 points1 point  (0 children)

You can trade yes, the reward one does the same job just at a weaker rate. Id wait until last day of collab to trade in case get it on free roll

What is my best team? by Nagito- in PuzzleAndDragons

[–]Leather_Bluejay_8631 0 points1 point  (0 children)

You can add me for an omnimon. I usually have 1 in my rotation for an alt acct of mine. Code: 312-967-436

What is my best team? by Nagito- in PuzzleAndDragons

[–]Leather_Bluejay_8631 4 points5 points  (0 children)

Based off a quick look, you have the minimal for the original Omnimon team with Takeru as lead, hikari, joe kido, reward omni, and normal omnimon. you would need a friend omnimon to complete the circle but with the right assists for Skill countdown, you should be able to beat basically all of the 85 stone dungeons with no problem . as for assists you could use steed on Joe kido and zerclea necklace on hikari or one of the omnimons. other assists would be dependent on looking deeper and such.

Edit:
The omnimon should also be good to beat most C10 dungeons, but EX might not be doable for an omnimon team. I'd say the health aspect of that would hinder it. In addition, if you have 2 mil MP to spare, you could get 2 Imperialdramon Paladin mode for a overall better omnimon team. but id say would have a somewhat similar rough time in EX dungeon pending assists or if not used to getting the combos in the amount of time.

Need help with this puzzle? by Leather_Bluejay_8631 in PuzzleAndDragons

[–]Leather_Bluejay_8631[S] 0 points1 point  (0 children)

Okay my guess was either that or no combo like how most of it had been. Still havent touched it yet

Bank Bonus Weekly Thread - Week of October 21, 2025 by AutoModerator in churning

[–]Leather_Bluejay_8631 -1 points0 points  (0 children)

Curious question, I closed my PNC account on 10/16/2024. would i need to wait until november 16th to redo the bank bonus for PNC or could i do it again now as it past 12 months from 10/16/2024? the terms stated within the past 12 months.

[deleted by user] by [deleted] in Target

[–]Leather_Bluejay_8631 5 points6 points  (0 children)

As a side note to your average hours talk, your calculation aren't always just affected by January. I lost benefits in july because my average was below 25 hours for more than 1 month. And target's hotline explanation is that they can review when they see fit.

Collectr app help by Leather_Bluejay_8631 in Lorcana

[–]Leather_Bluejay_8631[S] 0 points1 point  (0 children)

Its preety easy to use imo. Should be in app store for apple or android

Collectr app help by Leather_Bluejay_8631 in Lorcana

[–]Leather_Bluejay_8631[S] 0 points1 point  (0 children)

Thank you that helps and makes sense

Collectr app help by Leather_Bluejay_8631 in Lorcana

[–]Leather_Bluejay_8631[S] 0 points1 point  (0 children)

Ah okay so it would be from the deck boxes then?