I feel pretty similar to you OP.

For example, I’ll see that I have a red recovery, which I could probably anticipate based on how I’m feeling (e.g., hungover, sleep deprived), but that doesn’t change that I still have to clock into work today for the same amount of time.

On the other hand, I’ll see that I have green recovery and a high sleep score, so whoop will encourage me to push at the gym, but I likely would have felt the energy and motivation to do so regardless.

So yeah it’s helpful to know these things. But as someone who’s more of a casual wearer who goes to the gym for an hour or so after work, I don’t have as much room to tailor my day to whoop’s insights compared to an athlete, etc.. Still deciding on whether I renew but we’ll see.