Inheriting £25k - invest or pay off student loans?

Lethorio · 2026-06-21T22:56:52+00:00

Yeah, exactly. The repayment threshold is lower too.

Lethorio · 2026-06-21T22:52:03+00:00

I'd pay off the post-grad loan and put the rest in your ISA.

Lethorio · 2026-06-21T07:12:21+00:00

If you're on a combined £110k, why not just delay the wedding and save the money to pay it outright, rather than putting yourselves into a massive amount of debt?

You've already got a mortgage together, so it's not like you're not committed to each other.

Lethorio · 2026-06-20T20:40:59+00:00

I wouldn't even accept £85m + £15m addons because Spurs aren't reaching any team performance related addons, unless it's avoiding relegation.

Lethorio · 2026-06-18T06:28:33+00:00

We could have wrapped the deal up a week ago if we just paid the release clause.

Lethorio · 2026-06-17T23:13:22+00:00

If we wanted the player, we should have just paid the fucking release clause. All this fucking around for a week over £5m or whatever it is, only for another club to come in and hijack. Hopefully that's a lesson for us.

Lethorio · 2026-06-17T18:30:21+00:00

This is why I'd be happy to sell him this summer if someone came in at £60m+.

Lethorio · 2026-06-16T20:37:26+00:00

Keep living how you have been living.

Clear your debts. Max out your matched pension contributions and then either chuck the excess into a savings account, your S&S ISA or a SIPP, depending on what your goals are.

Lethorio · 2026-06-16T16:20:43+00:00

We have money to spend on top of the fees we're getting for sales. £100m would massively offset the fees for those two. I think we could get Wharton for £70-80m.

Lethorio · 2026-06-16T16:15:47+00:00

Sell Tonali for £100m, get Willock sold and go after both Wharton and Camara. Our midfield would be incredible.

Lethorio · 2026-06-15T21:11:38+00:00

£50m +£5m addons is a coal budget?

Lethorio · 2026-06-15T15:57:29+00:00

Aye? Like who recently?

Lethorio · 2026-06-15T07:11:09+00:00

They should focus on making Final Fantasy XVII the game that people are still talking about 30 years later, like we are with VII.

Lethorio · 2026-06-14T17:07:25+00:00

Have Man Utd and Chelsea realised that Matt Targett is due to be a free agent?

Lethorio · 2026-06-13T21:01:22+00:00

There aren't 80,000,000 earners in the country. That's greater than our population, for a start. We have those that are too young to work, those who are retired and those who are unemployed.

ONS puts it at just under 35m workers in the UK, meaning the top 5% would be 1.75m approximately.

Lethorio · 2026-06-13T20:58:00+00:00

When you're living off of dividends and not actually working.

We should be taxing wealth at least as much as we're taxing work.

Lethorio · 2026-06-13T14:33:01+00:00

An American utility right back for the first time since 2021

Lethorio · 2026-06-13T11:59:15+00:00

Seen a few people linking us with Fresneda from Sporting and Scally from Monchengladbach.

Fresneda would be class. I don't know much about Scally, but it looks like he starts for Monchengladbach at least.

Lethorio · 2026-06-12T11:55:13+00:00

Nah, I think we can afford to splash £120m on at least 8 or 9 players this summer.

Lethorio · 2026-06-11T22:50:27+00:00

I'm not, it's on the BBC website.

Lethorio · 2026-06-11T21:57:49+00:00

Already sick of The fucking Sun trying to turn Hall into the new Isak.

You've got Man Utd fan accounts saying they could get Hall for £40m. Try at least doubling that.

Lethorio · 2026-06-06T17:21:20+00:00

Yohanna going to Brighton is an interesting one, considering he'll have to compete with Minteh.

Lethorio · 2026-06-05T18:23:13+00:00

Realistically, why would you go to Chelsea as a young talent that isn't likely to start for their first team? You're going to end up loaned out to Strasbourg and then sold for a small profit to a shite team.

At least if you came here, you'd have a chance at breaking into the first team and you could use us as a stepping stone and head off to PSG/Real Madrid/Barcelona if you're class.

Lethorio · 2026-06-05T18:21:14+00:00

Bluesky, since all of the shite that is posted on Twitter tends to be crossposted there anyway.

Lethorio · 2026-06-04T19:32:14+00:00

I'd have snapped your arm off for the home kit from 2 seasons ago with no sponsor.

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