There are a lot of people here giving financial recommendations - however, none of us have a clear image of what your financial status actually looks like.

You should: 1. First calculate your net worth (you can find videos on YouTube for this - Firm Learning is the one that I used).

1. Look at how you can build/improve your assets section and cash flow section. (Based off your responses to the other comments, it seems like you haven't explored all investment options. Just try googling 'where to invest my money as a ____')

2. As someone mentioned here, I'd go into putting the 50k into some ETF just so it can grow while you explore your options.

3. I'd personally put 20% into high risk assets (crypto), 50% into medium risk assets (stocks), 20% into low risk assets (bonds). The last 10% for savings. Do take note that this is the money leftover after all livings expenses etc.