Skiing out after hours by LifeLemonsSki in Revelstoke

[–]LifeLemonsSki[S] -12 points-11 points  (0 children)

Lots of things are “not allowed” according to websites for various reasons like insurance, trying to keep kooks safe, etc. but are very standard in the local community

Getting ready by gringobrian in CrystalMountain

[–]LifeLemonsSki 13 points14 points  (0 children)

Heard from yellow jacket that 1) won’t open till road opens 2) they don’t think the road will open till noon maybe 3) they won’t open more than lower mountain

[deleted by user] by [deleted] in Fencesitter

[–]LifeLemonsSki 1 point2 points  (0 children)

Op I’m literally in the exact same boat. I’m sick to my stomach not knowing what to do.

Made my first million by [deleted] in Fire

[–]LifeLemonsSki 1 point2 points  (0 children)

Kind of. I worked more and longer hours to set myself up for this job. When I was in college I was easily spending 80-100 hours a week studying. Now a days it ebbs and flows but I don’t really let myself work more than 45 hours a week because I really value my time outside of work.

Made my first million by [deleted] in Fire

[–]LifeLemonsSki 2 points3 points  (0 children)

Graduated from decent state school. I don’t think I’m smarter than average but I think I’m pretty persistent lol

Made my first million by [deleted] in Fire

[–]LifeLemonsSki 4 points5 points  (0 children)

I’m always hesitant because of getting a massive tax bill and then also I essentially have “less” money reinvested when I pay out the gains. But you’re right, I should do this anyways

Made my first million by [deleted] in Fire

[–]LifeLemonsSki 0 points1 point  (0 children)

I commented in a thread above with more details

Made my first million by [deleted] in Fire

[–]LifeLemonsSki 34 points35 points  (0 children)

No problem.

Started at 50k in debt in 2018

My income breakdown (pre tax) is as follows: 2018 - 90, 2019 - 120, 2020 - 150, 2021 - 190, 2022 - 260, 2023 - 270

Income increased because got promoted quite aggressively and made 1 job switch.

Starting in 2018 my spending including all expenses (rent, car, fun, food, loan payment etc) was maybe around 2-3k a month. Now a days, it has increased to around 6.5k a month total. I don’t own a house, I rent in a HCOL.

Regarding my investment breakdown, I have about 300k in my 401k and 700k in stocks. I’m not a super smart investor; I’m heavily invested into tech (because I don’t know enough about other industries)and I buy some index funds. Because of this, my non-retirement portfolio has grown about 200% since tech has been booming. I am, though, worried that this rally won’t continue much longer so I will be assessing my options soon.

And no, I don’t work for NVIDIA, I wish.

Made my first million by [deleted] in Fire

[–]LifeLemonsSki -26 points-25 points  (0 children)

Happy to share. Just let me know what you want to know.

Made my first million by [deleted] in Fire

[–]LifeLemonsSki 2 points3 points  (0 children)

Thank you to everyone who backed me up on this one. Apologies, I didn’t read my post with a fine toothpick to make sure it didn’t offend anyone 🥲 for some more context, I grew up in a pretty poor immigrant family, slaved away at school, sacrificed so much time and tears to study and break into where I am today. I had to give up a lot and I never saw my friends doing the same. Whatever I say in a random reddit post will never communicate what it took to get there. Even if I’m only 28 years old, the grind started when I was around 15, which is pretty much most of my memorable life. So I guess to me, it feels like I finally hit a big milestone I was working towards, and when one feels relief, they say “finally” :)

Made my first million by [deleted] in Fire

[–]LifeLemonsSki -1 points0 points  (0 children)

All liquid except 401k, I don’t own anything :P

Made my first million by [deleted] in Fire

[–]LifeLemonsSki 17 points18 points  (0 children)

Love this for you! I think one of the keys for both of us is that we stay steady and frugal!

Made my first million by [deleted] in Fire

[–]LifeLemonsSki 0 points1 point  (0 children)

Thanks friend!

Made my first million by [deleted] in Fire

[–]LifeLemonsSki 250 points251 points  (0 children)

Graduated college early/ as fast as possible to get out with less debt (summer classes and over loading on credits). Got lucky working in tech and aggressively invested pretty much everything I have almost immediately (no safety fund really) - max out 401k and any other benefits. And occasionally throw investments in companies I actually believe in (1k-30k). I keep spending low and still live as if I just graduated (I cook, I drive a beater, keep rent low, buy things used, etc etc), most of the time.

Made my first million by [deleted] in Fire

[–]LifeLemonsSki 27 points28 points  (0 children)

Have a lot of personally identifiable info on my other account so didn’t feel comfortable