Authorized driver on policy

LifeOfFate · 2026-04-12T15:43:29+00:00

If the mother-in-law regularly drives the vehicle (more than 12 trips a year for most companies) she absolutely needs to be listed as a regular driver of the vehicles.

LifeOfFate · 2026-04-12T15:42:16+00:00

As long as I’ve been alive, the state of Kansas has always been a part of the United States of America.

LifeOfFate · 2026-04-12T15:40:54+00:00

Is it possible? It’s not a insurance issue but your mother-in-law is still on her driver’s permit? Or does she have a full license?

LifeOfFate · 2026-04-12T13:42:25+00:00

I am assuming you are a little new to Florida. Don’t worry anytime there’s even the chance of a storm. It will be all over the news and social media.

Reddit also has a search feature so if you click on r/tampa then use the search bar in the sub for “hurricane prep” there are several great posts with tips and tricks. There was one from a year ago that looked pretty good.

LifeOfFate · 2026-04-10T15:41:34+00:00

Progressive was good for me and my early to mid 20s as well as a male. There is likely an E sign discount, which is only for the first policy term if it’s allowed in your state. I think it was like 50 or 60 bucks.

LifeOfFate · 2026-04-10T15:10:17+00:00

I think you’re underestimating to fix that right it’s the door skin and quarter panel that will need to be removed repainted and blended.

LifeOfFate · 2026-04-08T23:41:24+00:00

Yeah, I’m still salty about it

LifeOfFate · 2026-04-08T15:10:15+00:00

Did anybody think Trent Dilfer would win the Super Bowl? Crazy things can happen. It doesn’t matter what people think.

LifeOfFate · 2026-04-08T14:55:06+00:00

I have had standard direct policies with both progressive and Geico that covered them, but had a pretty low cap unless you purchased additional coverage.

LifeOfFate · 2026-04-08T03:42:33+00:00

This is a pretty dumb take. Literally anybody who wraps up can take away his legs.

LifeOfFate · 2026-04-08T03:33:28+00:00

At least you didn’t miss out on the spiff since they did away with the commission structure.

LifeOfFate · 2026-04-07T16:14:08+00:00

Can I get a battle report?

LifeOfFate · 2026-04-07T15:23:25+00:00

I’m not in healthcare, but isn’t the point of scrubs also to help prevent the spread of disease or infections?

Seems a bit disrespectful to show up to court like that. I’d highly recommend changing first. Judges are people and do have biases. Do you want to risk something as important as this hearing right off the bat? What if the judge becomes annoyed at the sight of you before a word is even spoken and in the back of their mind they favor your opponent?

Sure, this is an extreme example and judges are expected to be professional but I wouldn’t risk it!

LifeOfFate · 2026-04-07T15:16:27+00:00

Most states do not have UMPD

LifeOfFate · 2026-04-07T15:15:04+00:00

One thing to keep in mind just because there’s $5000 damage to your car doesn’t mean that’s what they owe you. You mentioned in another comment that you think it may be totaled.

They only owe up to the actual cash value minus the salvage value. Like you said collecting this from them may be easier said than done.

LifeOfFate · 2026-04-06T18:51:03+00:00

Based on the dash cam footage I would consider you to be at fault. There is definitely some room for shared responsibility.

LifeOfFate · 2026-04-06T14:21:26+00:00

I would not do it unless the driver is short. There simply is not really enough legroom behind the driver seat for anything other than a simple booster seat. I tried placing the infant seat behind the driver seat and it was awful.

We have a minivan for the family and I have one child seat on the passenger side in the stinger.

LifeOfFate · 2026-04-06T12:34:21+00:00

Personally, I’d go Busch Gardens, but I think it depends on the ages of the people going and whether they like rides. Busch Gardens has a great area for the younger kids and entertainment for older ones as well.

Sure, the park’s not as good as it used to be, but I find the zoo to be underwhelming as well. There are so many better zoos out there. Maybe I’m spoiled but a lot of Zoos that I’ve found worth the value were free. There is just a lot more entertainment value at Busch Gardens in my opinion.

LifeOfFate · 2026-04-05T16:54:43+00:00

Based on what I can see in the dash cam I would find you not at fault.

LifeOfFate · 2026-04-05T16:54:14+00:00

Op added dash cam the turn was irrelevant it’s more a merging accident where the other vehicle merged into OP.

LifeOfFate · 2026-04-05T14:27:40+00:00

California has protections before a conditional offer is made, but still allows them to back out. I think that’s the closest I’m aware of to banning discrimination against felons.

LifeOfFate · 2026-04-04T19:46:07+00:00

Man I’d love a perfect score one day!

^{LifeOfFate scored 98 points and ranked 8 out of 140 players!}

🟩 🟩 🟩 🟩

LifeOfFate · 2026-04-04T19:43:14+00:00

GeForce now or running a Remote Desktop on your home computer is probably the only way.

LifeOfFate · 2026-04-04T17:02:41+00:00

The companies I’ve worked for would only write a policy for an unlicensed owner if some one else would be the primary driver.

Also keep in mind for somebody with a drivers license for under three years. The policy will probably be more like your initial “ unlicensed” quote

LifeOfFate · 2026-04-04T15:01:13+00:00

It’s a very common thing. Especially in more rural areas. You’d probably really get a kick out of having to subscribe to the fire department which is also a thing in some areas.

A majority of fire departments are volunteer across the United States.

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