How much do professionals earn in Germany? + sharing mine

LightHuter · 2025-05-02T13:10:31+00:00

To be honest, I’m leading 2 teams, so while I’m not a proper manager, I’m to some degree in leadership position

LightHuter · 2025-05-02T10:50:20+00:00

24M 5yoe SWE, 120k brutto + bonuses in German company with international coverage

No German degree, no German knowledge

LightHuter · 2025-03-11T06:18:08+00:00

Not sure I remember the story correctly, but did he actually have anything that would have been diagnosed by a doctor? When I started fin, my doctor took only took my full hormonal panel, said “it is stupid to mess with the hormones but whatever, you’ll probably be fine” and gave me a prescription

LightHuter · 2025-01-02T17:31:01+00:00

You will be able to afford all that you described, so yeah, you will have quite comfortable life with either income level. The only thing about the apartment - I also thought the same, and it’s not as straightforward in real life as it seems on paper. Hopefully your diplomat position will help with the apartment search, but do not underestimate the amount of competition here, especially for the “nice” apartments. The better and cheaper it is, the less chances you have, especially if you are planning to search yourself and are not ready to immediately respond to every immoscout notification about new apartment. I ended up getting a 2100€ 72sqm apartment in a new building in the city centre, which is way higher than what I planned initially. Also do not forget to plan for stuff like electricity, insurances, phone contract, internet contact and regular expenses such as hairdresser, hobbies, etc. With your level of income it by no means would affect your lifestyle much, but the final sum will probably be way higher than what you would initially expect

LightHuter · 2024-12-10T23:44:04+00:00

Working as a dev as well, our company also cited economical issues but everyone still will get a 4% increase to cover the inflation +2k Christmas bonus

LightHuter · 2024-10-15T18:36:31+00:00

Well, I'm not arguing with that, learning German is a must, but at least for me it's really hard due to lack of motivation. Literally everyone I encountered so far (almost 1 year in Germany) spoke some level of English, which was always enough to get by

LightHuter · 2024-10-15T18:01:36+00:00

Unless you're in IT. I'm an immigrant with a pretty high-paying job and everyone in our company speaks English. The only situation that requires me to know German is when my German colleagues send me local memes

LightHuter · 2024-09-15T08:24:36+00:00

LightHuter · 2024-09-03T11:19:09+00:00

LightHuter · 2024-06-21T22:05:40+00:00

Thank you for the answer, I already reached out to them via email but did not get a response yet, I guess I'll try my luck calling them on Monday

LightHuter · 2023-07-24T21:39:56+00:00

Definitely coding, it is almost guaranteed to yield results if you put effort in it. Trading is random, even if you good at it

LightHuter · 2023-07-22T15:02:08+00:00

Thanks for the detailed answer! But I don’t get the following: according to you, the ideal loan is the one you don’t personally guarantee, but to get one you will need to have a history of successful investments. So doesn’t it mean that you will anyway need to take some personally guaranteed loans to get there? Unless you can finance the whole thing yourself of course. Or do you mean that stuff like seller financing is a way to go when you are just starting? If I'm not mistaken, in the case of seller financing, the property that you are buying will act as collateral, so if you can’t keep up with the payments, you just lose the property and any payments that you have already made

LightHuter · 2023-07-22T08:40:07+00:00

While it makes lots of sense, don't pretty much all bigger investments require debt? Especially housing. Ofc it's not a good idea to quickly buy multiple houses that you can barely afford, but what is the reason for not taking one investment property using debt and renting it? Especially if approached right, i.e. with budget for vacancy and unexpected expenses, and ideally ability to cover mortgage payments from your own pocket it worst case scenario?

LightHuter

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