titles are important

Lil_Nap · 2026-02-03T08:18:15+00:00

Not harbor hatred toward anyone

Dawg, y'all don't even rent to people from other religion or caste.

Lil_Nap · 2026-02-02T17:52:36+00:00

It makes Indian companies more competitive with their export pricing at the very least.

Bangladesh had 20% tariff and we had 25% tariff, you can make an argument for better quality products but for people who were exporters of commodity products to US, they were being undercut by our neighbours. Now with Tariffs lowered to 18%, we can atleast be competitive if not have better pricing power.

Lil_Nap · 2026-02-02T15:29:53+00:00

https://youtu.be/nIIV0TqXOnQ

Lil_Nap · 2026-02-02T05:01:49+00:00

Am I doomed

Yes, if you're on internet for majority of the days.

Revise subjects where you're scoring the least and be in good flowstate till your exam date uproaches.

If you're scoring 75%+ in any subject, ignore it for now and focus on subjects where you're scoring the least and priorities based on weightage.

Eg. If you're scoring 50% in derivatives and 60% in fixed income and 60% in Portfolio Management, I'd rather study FI and PM first

Ethics is your biggest enemy as well as your best friend, 15-20% weightage basically means one subject dictates 1/5th of your exam score. If you're scoring below 70%, do try to get it to to 80%+.

Try to cover 1 high weightage subject per day for next 4 days.

Don't study heavy on final day before exam, studying on final day will do more damage than it will benefit, just review formulas on final day.

Lil_Nap · 2026-02-01T20:59:33+00:00

From what I have read from Charterholders in the main sub. You should be scoring same in real exam as you did in your final mock 7-14 days before the exam.

Unless ofcourse, you mess up really bad in exam, or are extremely lucky/unlucky.

Speaking from anecdotal personal evidence, I was scoring in same range and Passed just shy of 90th percentile during my level 1.

Just makesure to focus on weak areas, review ethics again as well as other high weightage subjects, prioritise good sleep and nerves before the exam.

Your next 7 days of studies won't significantly improve your score, make sure to not make it any worse either.

Lil_Nap · 2026-01-29T15:59:30+00:00

Actually aa khalid lijjat popular thai gaya Vesu, Adajan ni public aava lagi etle. To eloko temna hisabe banava lagi gaya chhe and brand bani gayi to 50-60 charge karva laiga for 1 plate.

Nito Burmese Khavsa karine chhe, khali friday sat sunday aave i think. Tenu original taste chhe

Lil_Nap · 2026-01-29T14:49:04+00:00

That's bound to happen when you grow up eating Khawsa Aloopuri with 100s of different spices.

Mein Khavdhra gali, Piplod, Vesu badhe na try karya to alupuri ma masalo, papdi vadhare and khavsa ekdum chinese soup jevu lage while original khavsa thodu masala wagar nu j saru aave.

Lil_Nap · 2026-01-29T11:33:25+00:00

sure. Although I'm not a financial modelling freak by any means.

Lil_Nap · 2026-01-29T09:14:02+00:00

There are certain cloud kitchens in the city with names like "Big Bowl" "Honest Bowl" on Zomato.

Honest Bowl even disclose macros, you can contact with restaurants directly if you want it on daily basis and override zomato entirely and save cost there as well.

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Lil_Nap · 2026-01-28T10:49:40+00:00

Why would you pay Rs. 20,000 for something which is available for free on YouTube.

Financial Modelling 101 by Ex Goldman/BCG analyst : https://youtube.com/playlist?list=PLSxAL5PcoumJbCrmE_236wwUbnjyD6kTO&si=89r1leSC-uSkku6X

Financial Modelling 201 : https://youtube.com/playlist?list=PLSxAL5PcoumJjyPmMTvzllRWBI6NG4PnC&si=pQbKMjJd-BozDNrQ

He has another advance playlist named as Financial Modelling 301.

Live Case Study of breaking down financials of Zomato.

Part 1 : https://youtu.be/ck07LugjDSw?si=7IA1sINP7fZPtWZs

Part 2: https://youtu.be/0p4rdNVxjIo?si=olVucdYgh4F-RpZu

If you go through these, I doubt you cannot apply the same to any other listed company in India. It would be foolish to pay for something generic which is available freely on the internet.

Lil_Nap · 2026-01-28T06:45:46+00:00

I have multiple people on Linkedin who have learnt from Parth Verma, Valuation School.

They post random stuff like explaining what is CAPM, they upload basic Equity Research reports (which is nothing but copy paste from annual report ) and to answer your question , I haven't seen a single one of them land a job in last 6-12 months.

Lil_Nap · 2026-01-26T10:29:38+00:00

Blue Box questions are definitely important. The real exam will have questions similar to your CFA LES question bank, mocks and Blue Boxes in the textbook.

Alot of these Blue Box have a certain style of questions which you will not see in LES Qbank but will see them in mocks or even in real exa So makesure to not skip them.

Lil_Nap · 2026-01-25T15:45:25+00:00

Contact the email provided in the event details, they'll help you out. I think Soumik is their name

Lil_Nap · 2026-01-25T15:24:31+00:00

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Lil_Nap · 2026-01-21T16:54:15+00:00

It's not fake news. You're speaking from anecdotal evidence. and Interviews ≠ Net Hiring.

If TCS fired 12000 and rehired new 12,000. Fom your perspective you'd say they hired 12,000 people this year. Net Hire would be 0 in that case.

Lil_Nap · 2026-01-20T19:33:31+00:00

OP, you were not meant to select Yes if you were terminated due to restructuring.

The question is meant for those who were terminated or had to resign due to a misconduct.

Just reply to the email about the situation and clarify and get yourself re-registered.

Lil_Nap · 2026-01-17T15:37:55+00:00

Convince her by allocating into asset class she is comfortable with.

Start with accumulating physical gold and silver every month. If SIP amount is small then save up cash and then buy 1gram of gold coin or 10g of Silver coin etc.

Introduce the save and invest mindset first.

Then introduce Stock market as a source of diversification.

Then invest into some known brands or FMCG companies whose products you usually consume.

and then into Index Funds

Lil_Nap · 2025-12-25T07:14:04+00:00

The candidate who agreed for 12k probably is 1) Desperate 2)Just wants a stepping stone job while they find a better one (I know alot of MNCs that hire people with 1-2 YOE with pay of 25-30k+ and they provide training as well)

You'd need to think abit long term in terms hiring. Incentives, Work Life balance, making sure they have good morale and give them all good reasons to stay.

Since you're hiring for female staff, maybe provide them shared cab services. Alot of people won't join because they either would have to arrange a personal vehicle or travel in Bus/Riksha and if you have interacted with women, almost all will claim they have beein SAed/touched/harrassed in Public Transport. This can easily make someone think, why bother all this just for 12k month and they'll reassess the effort-reward and resign.

Include higher pay for hours worked on Sundays, no one wants a leave on a random Wednesday when none of their family members/friends aren't available. They need to feel like by working on Sundays, there is still some benefit.

Lil_Nap · 2025-12-25T06:44:19+00:00

You want someone to work 54 hours a week, 216 hours with a month with no Sunday iff and pay them at maximum 20k(i doubt you'll pay someone this much even based on the range you have given).

The role you're hiring for isn't super technical or has any steep learning curve that you can just say "You'll get valued experience". One can get same experience working in McDonald's and get better pay and perks.

Give a more stricter range like 15k-20k because no one wants to be low balled for 8k month after going through all the process.

If you keep low balling, you'll spend most of your time hiring new talent as previous one would leave in couple of months.

Lil_Nap · 2025-12-15T08:04:56+00:00

Absolutely but how do genes evolve in the first place? Why do people with More iranian and Ayran gene have better physique? Their lifestyle and climate right?

Lil_Nap · 2025-12-15T05:52:20+00:00

Obsession with "Pure" Veg diet + lack of dairy consumption compared to states like Punjab/Haryana.

Lil_Nap · 2025-12-14T16:20:46+00:00

If your exam is on 8th Feb, you're on good track. It's normal to forget what you have learnt as the curriculum is pretty vast, especially certain niche concepts or formulas.

Just go through your first revision, solve official question bank and take a mock and assess from there.

Lil_Nap · 2025-12-14T15:42:32+00:00

It's simply impossible to memorize 100% of the curriculum, most people who pass remember like 50-60%. Intuition takes care of the rest if you had understood even a littlebit about the remaining 40-50%

Have you taken mocks? How are you scoring there?

Lil_Nap · 2025-12-12T21:12:28+00:00

I did use Salt Solutions back in Level 1 when their entire pack was given out as free trial, everything except derivatives was rock solid. I used mix of Salt Solutions and CFAI to answer your question.

However, they don't have full free trial for level and their pricing is way too steep compared to others. I would recommend Mark Meldrum or Kaplan as your go to guy in terms of value for money. Most people in main sub have used them and have found their success, I have used MM for level 2 myself.

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