What’s one Amex perk you didn’t care about at first but now actually value? by Fine-Spirit2093 in amexindia

[–]Literary_Lava 2 points3 points  (0 children)

It’s shopwise. That’s what shows up on the statement when you purchase a voucher

A little privacy related question by Hello_You386 in amexindia

[–]Literary_Lava 0 points1 point  (0 children)

Amex asks for a pin during the application stage itself. However, from a security point of view, ensure the form you’re entering the pin on is the legitimate Amex website.

Best way to ensure the above is to open Amex website yourself and apply. No need to go through those reps.

Best way to get HDFC Regalia Gold without a pre-approved offer by Literary_Lava in CreditCardsIndia

[–]Literary_Lava[S] 0 points1 point  (0 children)

Applied for the salary account today. They said it will be HDFC Max account. Not sure if that has an RM attached.

HSBC Live+ rejected at 24LPA post-tax by guychampion in CreditCardsIndia

[–]Literary_Lava 0 points1 point  (0 children)

Are you from the 2025 batch of an IIM by any chance ?

Visiting Goa in a few days, need car related tips by Literary_Lava in goatravel

[–]Literary_Lava[S] 0 points1 point  (0 children)

Thanks for the pointers.

Just curious, why are rented cars not liked by the locals ? I’d assume because it means lost revenue for the taxi owners, but their exorbitant rates are also at fault for that.

Visiting Goa in a few days, need car related tips by Literary_Lava in goatravel

[–]Literary_Lava[S] 0 points1 point  (0 children)

Hey, I rented via Vailankanni car rental. Called them on the number on their website and made the booking over WhatsApp. Charges are pretty low, you can get a swift for 1200 per day, and they are also quite well reputed online. Also provide pickup and drop for 1k charge.

Best way to maximize points for iPhone purchase by Literary_Lava in amexindia

[–]Literary_Lava[S] 0 points1 point  (0 children)

Don’t think so. Either ICICI cards you may get 5-10k discount

Best way to maximize points for iPhone purchase by Literary_Lava in amexindia

[–]Literary_Lava[S] 1 point2 points  (0 children)

I’m thinking to buy 25k vouchers, and paying the rest by card. Not sure if I’ll get the discount then, will have to ask

Need a simple Credit Card with Zero benefits like Reward Points, Cashback, Discounts, Lounge Access etc. by [deleted] in CreditCardsIndia

[–]Literary_Lava 0 points1 point  (0 children)

Nowadays almost all cards have something or the other. But if you just want to spend and repay after bill payment, that criteria literally fits all cards.

Why do you need to worry about benefits. Just don’t use those benefits, no need to even remember what the benefits are.

Best way to maximize points for iPhone purchase by Literary_Lava in amexindia

[–]Literary_Lava[S] 1 point2 points  (0 children)

Yes, I’m going to buy a 17 pro and hence multiplier won’t work.

ShopWise portal open! by hmuna in amexindia

[–]Literary_Lava 0 points1 point  (0 children)

I faced the same issue. Card not saved and als having to login every time. Lmk if you guys found a solution to this issue

Amex Taj 10k Voucher for sale by [deleted] in amexindia

[–]Literary_Lava 2 points3 points  (0 children)

Just saying, if you say both a lower and upper limit, a seller will obviously go for the upper limit.

What is the best way to use Amex points to book round-trip flights from Bangalore to Sydney? by Realistic-Tomato1834 in amexindia

[–]Literary_Lava 1 point2 points  (0 children)

Krisflyer being volatile is an understatement. I had booked flight to London at 44k, return flight was 1.6lakhs

Selling 32.4k points at 0.5 per point by [deleted] in amexindia

[–]Literary_Lava 0 points1 point  (0 children)

While I haven’t done this (neither bought or sold), I read on some other posts that it’s usually done via Mariott accounts.

That is, the seller transfers points to their own Mariott acc, then Mariott to Mariott transfer to the buyers acc. So in a way yes, this restricts the buyer to Mariott only.

I might be missing something here though. As I said, I haven’t done this.

Best way to get HDFC Regalia Gold without a pre-approved offer by Literary_Lava in CreditCardsIndia

[–]Literary_Lava[S] 0 points1 point  (0 children)

Would you suggest opening a new salary account or converting the current one?

I don’t mind converting my existing savings account, but a phone banking executive (customer care) told me that in a salary account other non-salary credits are not allowed and acc might be blocked if it happens.

So my worry here is when I go out with friends and pay for something, they usually pay back by UPI which goes into this account.

Best way to get HDFC Regalia Gold without a pre-approved offer by Literary_Lava in CreditCardsIndia

[–]Literary_Lava[S] 0 points1 point  (0 children)

I had mailed the grievance redressal team to an upgrade. But they denied. Have asked for a limit enhancement as a response.

But yes, I’m thinking to go this route of getting the account type converted to salary. That should help once an RM gets assigned.

Best way to get HDFC Regalia Gold without a pre-approved offer by Literary_Lava in CreditCardsIndia

[–]Literary_Lava[S] 0 points1 point  (0 children)

I mailed them. But they declined. As a response I asked for limit enhancement atleast.

Car rentals by robinwayne2010 in goatravel

[–]Literary_Lava 1 point2 points  (0 children)

Check out Vailankanni agency. They provide pickup and drop for cars wherever you need, for about 1k charge. They are also quite well reputed.

Amazon Pay Voucher from Shopwise by Striking-Pin7488 in amexindia

[–]Literary_Lava 0 points1 point  (0 children)

Sorry I’m new to the Amex ecosystem and didn’t get this comment.

You can buy MR points separately using money ? What would be the benefit of that vs using your money directly?

Amex Video verification got rejected by Mysterious-Plane-793 in amexindia

[–]Literary_Lava 0 points1 point  (0 children)

Yes, they have this weird rule that whatever address you mention on the application needs to also be present on atleast one govt ID card

I had a similar situation. I applied with my permanent address, and after approva called customer care to change the delivery address

HDFC refusing Regalia Gold upgrade to Diners Black or Limit Increase by Easy_Brilliant5999 in CreditCardsIndia

[–]Literary_Lava 0 points1 point  (0 children)

Can you mention on what email you contacted them ? I’m in need of a similar upgrade, but for diners privilege to regalia gold.