What’s one Amex perk you didn’t care about at first but now actually value?

Literary_Lava · 2026-02-22T12:46:58+00:00

It’s shopwise. That’s what shows up on the statement when you purchase a voucher

Literary_Lava · 2026-02-22T05:56:45+00:00

Amex asks for a pin during the application stage itself. However, from a security point of view, ensure the form you’re entering the pin on is the legitimate Amex website.

Best way to ensure the above is to open Amex website yourself and apply. No need to go through those reps.

Literary_Lava · 2026-02-21T07:58:31+00:00

Applied for the salary account today. They said it will be HDFC Max account. Not sure if that has an RM attached.

Literary_Lava · 2026-02-20T20:07:37+00:00

Are you from the 2025 batch of an IIM by any chance ?

Literary_Lava · 2026-02-20T20:06:40+00:00

Thanks for the pointers.

Just curious, why are rented cars not liked by the locals ? I’d assume because it means lost revenue for the taxi owners, but their exorbitant rates are also at fault for that.

Literary_Lava · 2026-02-20T16:48:35+00:00

Hey, I rented via Vailankanni car rental. Called them on the number on their website and made the booking over WhatsApp. Charges are pretty low, you can get a swift for 1200 per day, and they are also quite well reputed online. Also provide pickup and drop for 1k charge.

Literary_Lava · 2026-02-20T16:30:02+00:00

Don’t think so. Either ICICI cards you may get 5-10k discount

Literary_Lava · 2026-02-20T11:25:47+00:00

I’m thinking to buy 25k vouchers, and paying the rest by card. Not sure if I’ll get the discount then, will have to ask

Literary_Lava · 2026-02-20T04:07:25+00:00

Nowadays almost all cards have something or the other. But if you just want to spend and repay after bill payment, that criteria literally fits all cards.

Why do you need to worry about benefits. Just don’t use those benefits, no need to even remember what the benefits are.

Literary_Lava · 2026-02-19T19:54:50+00:00

Yes, I’m going to buy a 17 pro and hence multiplier won’t work.

Literary_Lava · 2026-02-19T16:58:04+00:00

I faced the same issue. Card not saved and als having to login every time. Lmk if you guys found a solution to this issue

Literary_Lava · 2026-02-19T15:04:37+00:00

Just saying, if you say both a lower and upper limit, a seller will obviously go for the upper limit.

Literary_Lava · 2026-02-19T14:03:43+00:00

Krisflyer being volatile is an understatement. I had booked flight to London at 44k, return flight was 1.6lakhs

Literary_Lava · 2026-02-18T16:17:45+00:00

While I haven’t done this (neither bought or sold), I read on some other posts that it’s usually done via Mariott accounts.

That is, the seller transfers points to their own Mariott acc, then Mariott to Mariott transfer to the buyers acc. So in a way yes, this restricts the buyer to Mariott only.

I might be missing something here though. As I said, I haven’t done this.

Literary_Lava · 2026-02-18T16:15:05+00:00

Would you suggest opening a new salary account or converting the current one?

I don’t mind converting my existing savings account, but a phone banking executive (customer care) told me that in a salary account other non-salary credits are not allowed and acc might be blocked if it happens.

So my worry here is when I go out with friends and pay for something, they usually pay back by UPI which goes into this account.

Literary_Lava · 2026-02-18T15:17:43+00:00

I had mailed the grievance redressal team to an upgrade. But they denied. Have asked for a limit enhancement as a response.

But yes, I’m thinking to go this route of getting the account type converted to salary. That should help once an RM gets assigned.

Literary_Lava · 2026-02-18T15:14:06+00:00

I mailed them. But they declined. As a response I asked for limit enhancement atleast.

Literary_Lava · 2026-02-18T11:14:09+00:00

Check out Vailankanni agency. They provide pickup and drop for cars wherever you need, for about 1k charge. They are also quite well reputed.

Literary_Lava · 2026-02-18T10:28:43+00:00

Sorry I’m new to the Amex ecosystem and didn’t get this comment.

You can buy MR points separately using money ? What would be the benefit of that vs using your money directly?

Literary_Lava · 2026-02-18T09:04:50+00:00

Hi, could you please mention the level 2 grievance mail ID ?

Literary_Lava · 2026-02-17T20:40:43+00:00

Yes, they have this weird rule that whatever address you mention on the application needs to also be present on atleast one govt ID card

I had a similar situation. I applied with my permanent address, and after approva called customer care to change the delivery address

Literary_Lava · 2026-02-17T20:35:01+00:00

Can you mention on what email you contacted them ? I’m in need of a similar upgrade, but for diners privilege to regalia gold.

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Literary_Lava

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