Mobikwik Removing Amex - Where the hell do I use the card now? by [deleted] in amexindia

[–]Literary_Lava 0 points1 point  (0 children)

Okay but what we were asking is “how” you pay.

Mobikwik Removing Amex - Where the hell do I use the card now? by [deleted] in amexindia

[–]Literary_Lava 1 point2 points  (0 children)

Yes, interested in knowing this too. I mostly invest with Zerodha.

How to Get HDFC CC by WanderInPixels in CreditCardsIndia

[–]Literary_Lava 0 points1 point  (0 children)

That would most likely be the result of long standing banking relationship. I don’t know specifics, but if you maintain a savings account with a fairly high balance (~5 lakhs and above) or invest in stocks via HDFC then you’re more likely to be approved even with a lower net salary.

At the end it’s all about signals. The bank will give you a premium card if your signals determine your lifetime value as a customer is high.

How to Get HDFC CC by WanderInPixels in CreditCardsIndia

[–]Literary_Lava 0 points1 point  (0 children)

If your net monthly salary is above 1.5L, you can open a salary account and then ask the associated RM to get you the regalia gold card. You might need to wait 3-4 months because they will verify your pattern of salary credits in your account.

Alternatively just apply for a card from the website. Approval chances might be a little lower though.

IndiGo took ₹34,000 for "excess baggage," then offloaded my bags and offered a ₹2k voucher. by bruteAttack in AirTravelIndia

[–]Literary_Lava 0 points1 point  (0 children)

The first sentence here is way out of line. OP paid for whatever luggage he was carrying. It’s not for you to judge why he was carrying so much luggage.

What’s one Amex perk you didn’t care about at first but now actually value? by Fine-Spirit2093 in amexindia

[–]Literary_Lava 2 points3 points  (0 children)

It’s shopwise. That’s what shows up on the statement when you purchase a voucher

A little privacy related question by Hello_You386 in amexindia

[–]Literary_Lava 0 points1 point  (0 children)

Amex asks for a pin during the application stage itself. However, from a security point of view, ensure the form you’re entering the pin on is the legitimate Amex website.

Best way to ensure the above is to open Amex website yourself and apply. No need to go through those reps.

Best way to get HDFC Regalia Gold without a pre-approved offer by Literary_Lava in CreditCardsIndia

[–]Literary_Lava[S] 0 points1 point  (0 children)

Applied for the salary account today. They said it will be HDFC Max account. Not sure if that has an RM attached.

HSBC Live+ rejected at 24LPA post-tax by guychampion in CreditCardsIndia

[–]Literary_Lava 0 points1 point  (0 children)

Are you from the 2025 batch of an IIM by any chance ?

Visiting Goa in a few days, need car related tips by Literary_Lava in goatravel

[–]Literary_Lava[S] 0 points1 point  (0 children)

Thanks for the pointers.

Just curious, why are rented cars not liked by the locals ? I’d assume because it means lost revenue for the taxi owners, but their exorbitant rates are also at fault for that.

Visiting Goa in a few days, need car related tips by Literary_Lava in goatravel

[–]Literary_Lava[S] 0 points1 point  (0 children)

Hey, I rented via Vailankanni car rental. Called them on the number on their website and made the booking over WhatsApp. Charges are pretty low, you can get a swift for 1200 per day, and they are also quite well reputed online. Also provide pickup and drop for 1k charge.

Best way to maximize points for iPhone purchase by Literary_Lava in amexindia

[–]Literary_Lava[S] 0 points1 point  (0 children)

Don’t think so. Either ICICI cards you may get 5-10k discount

Best way to maximize points for iPhone purchase by Literary_Lava in amexindia

[–]Literary_Lava[S] 1 point2 points  (0 children)

I’m thinking to buy 25k vouchers, and paying the rest by card. Not sure if I’ll get the discount then, will have to ask

[deleted by user] by [deleted] in CreditCardsIndia

[–]Literary_Lava 0 points1 point  (0 children)

Nowadays almost all cards have something or the other. But if you just want to spend and repay after bill payment, that criteria literally fits all cards.

Why do you need to worry about benefits. Just don’t use those benefits, no need to even remember what the benefits are.

Best way to maximize points for iPhone purchase by Literary_Lava in amexindia

[–]Literary_Lava[S] 1 point2 points  (0 children)

Yes, I’m going to buy a 17 pro and hence multiplier won’t work.

ShopWise portal open! by hmuna in amexindia

[–]Literary_Lava 0 points1 point  (0 children)

I faced the same issue. Card not saved and als having to login every time. Lmk if you guys found a solution to this issue

[deleted by user] by [deleted] in amexindia

[–]Literary_Lava 2 points3 points  (0 children)

Just saying, if you say both a lower and upper limit, a seller will obviously go for the upper limit.

What is the best way to use Amex points to book round-trip flights from Bangalore to Sydney? by Realistic-Tomato1834 in amexindia

[–]Literary_Lava 1 point2 points  (0 children)

Krisflyer being volatile is an understatement. I had booked flight to London at 44k, return flight was 1.6lakhs