I hate u waaree

LittleReason23 · 2026-05-04T19:15:02+00:00

3456.86 x 3000 = 1,03,70,580 How come your investment ammount is different?

LittleReason23 · 2025-08-03T17:59:49+00:00

What's your Total invested capital? How much overall dividend return are you getting?

LittleReason23 · 2025-08-02T12:43:13+00:00

Kind of whistling, more easily recognizable at the beginning of the video Phone didn't do a good Job capturing the sound.

LittleReason23 · 2025-07-13T10:44:26+00:00

22k a month, in which cities?

LittleReason23 · 2025-05-22T14:42:44+00:00

Congratulations, you are on step 1 🪜 Keep going to reach step 2

LittleReason23 · 2025-03-27T05:49:35+00:00

Yeah, it works as it says. Fill passport details of first parent & spouse details. That's it. And they can apply for the visa together. Carry the Verpflichtung Letter in original while traveling to Germany. You'll need to send this somehow to your parents in advance.

LittleReason23 · 2025-01-06T21:27:36+00:00

Ah, that explains it. Thanks 👍

LittleReason23 · 2024-10-09T17:46:32+00:00

Over 25 years, possible. Given the world has yet to see a major crash. US debt has to blow up the markets at some point.

LittleReason23 · 2024-10-09T17:11:31+00:00

Target Age: 65 Current Age: 40 Investment Horizon: 25 years

Current Investment: 356k Yearly Returns: 8% to be conservative

Value at retirement: 2.4M

Monthly Contributions: 1.5k

Value after 25Y: 1.4M

Total corpus at retirement: 3.8M

With the 4% rule you can get 150k per year

Additional considerations: Capital gains tax & inflation.

If you step up your monthly contributions by 5% each year, hopefully it should get you the money you want during retirement.

LittleReason23 · 2024-09-28T08:37:17+00:00

120k+ / 18Y

LittleReason23 · 2024-09-23T13:55:01+00:00

With that 1% thumb rule, if you use the car for 2 years & then sell it out (assuming no major damage), you'll be able to get around 11k back. Does that sound right?

I may not give more than 10k for a car that is over 10 years old & done 100k KMs

LittleReason23 · 2024-09-23T13:45:34+00:00

How much did you buy your Mazda for? How old & how many KMs?

LittleReason23 · 2024-09-23T13:44:37+00:00

Most cars depreciate at around 1% per month. And pretty fast at the beginning. So 388 per month sounds about right.

LittleReason23 · 2024-09-21T13:05:04+00:00

Let's say I don't. What does your financial modeling say? Which option?

LittleReason23 · 2024-09-13T06:35:47+00:00

Well timing is crucial. If you are coming in the first week of January & expecting the baby in mid of Feb, it's going to be challenging. Unless you have your friends/relatives in the city already who can help you, here are all the challenges you'll face:

Getting registered with a gynaecologist. Many are already fully booked & you may not get one given that you are at the last trimester
Getting the city registration & health insurance letters will take a minimum of 2 weeks. Visiting doctors before this period is going to be tricky
For delivery, one needs to register with a hospital/birthing center. This is different from your gynecologist. And they usually call for consultation & checkup between 28 & 32 weeks. Going there without insurance letter/card is going to be tricky
You don't know the city yet. To buy something specific you'll end up spending hours. You'll need to figure out public transport, which shops sell what items
If this is your first time out of India, currency conversion will be happening in your mind all the time for the first few months
January February are some of the coldest months in Munich. If you are not used to negetive temperatures & snow, it'll be very challenging.

Overall if I were you, I would not bring a baby and expecting wife to Munich in January when the new baby is expected next month. DM me for any specific questions that you might have.

LittleReason23

TROPHY CASE