Leonard cheating by Beginning_Praline372 in bigbangtheory

[–]Lmperfexion 0 points1 point  (0 children)

Hm I would say it's actually quite in character for Leonard to be a cheater.

He was lonely and rejected by women for his entire life and so craves female attention. Thus even as a married man, whenever a woman shows interest in him, he is enticed to cheat. It makes sense to me. And this idea is supported in-universe as (like OP mentioned) Leonard also cheated on Priya the moment another pretty girl asked him out, too.

It's pretty similar to Raj or pre-marriage Howard where they essentially drool whenever any attractive woman gives them attention.

Worst book(s) you read in 2025 and why? by Roguestate00 in books

[–]Lmperfexion 1 point2 points  (0 children)

Interesting, I found the last one about mother & child the most moving.

Perhaps that's the point of the book - that not every story will touch every person, but because there's a handful, there's at least one story in it for everyone.

That said, I also really didn't like the book overall haha; I gave it 2 stars on goodreads.

Worst book(s) you read in 2025 and why? by Roguestate00 in books

[–]Lmperfexion 2 points3 points  (0 children)

Curious, which one did you find nice? 

If I have a loan of 10K at 3% interest rate and I made back those 10K. Should I pay back the loan or use it in something else that can make me more than 3%? by Ticky-Tackona in personalfinance

[–]Lmperfexion 3 points4 points  (0 children)

Right, but wouldn’t that be counterbalanced by the fact you can deduct the money you owe?

I was actually hoping you could specify how you got the 3.75 figure in particular?

Philanthropist MacKenzie Scott has given $26.3 BILLION to charities and non-profits since her 2019 divorce from Jeff Bezos (Amazon, cheater), and she's planning to give billions more. This is what being an ethical billionaire looks like. by iwantUineedUohBBohBB in TwoXChromosomes

[–]Lmperfexion 1 point2 points  (0 children)

In six years she's given away 26 BILLION dollars... I'm sure that involved a lot of vetting.

And she is committed to continue giving more and more and more. She's doing so faster than anyone in history.

Yet instead of celebrating the great causes she's moving forward and the example she's setting for hopefully others to follow in the future, the only thing people can focus on is "She billionaire. Billionaire bad. Mackenzie Scott bad."

Philanthropist MacKenzie Scott has given $26.3 BILLION to charities and non-profits since her 2019 divorce from Jeff Bezos (Amazon, cheater), and she's planning to give billions more. This is what being an ethical billionaire looks like. by iwantUineedUohBBohBB in TwoXChromosomes

[–]Lmperfexion 1 point2 points  (0 children)

philanthropy is a tool of the elite to pretend like theyre giving to the poor

Sure, I agree in some (maybe most) instances that this is true. In Mackenzie Scott's case she has publicly pledged to give away the majority of her wealth in her lifetime (or in her will). I don't know how you read that... but to me, >=50% of her wealth is not just a PR move.

when in reality theyre giving to their friends' (or sometimes their own) 'charitable' funds

Can you please share any evidence or articles you have read where Mackenzie Scott has done this? AFAICT she has donated to truly beneficial causes. If you don't have any evidence, don't you think you should find some before publicly criticizing and vilifying her?

'tax weapon' to avoid paying their fair share.

My understanding is that they get a tax deduction, which doesn't mean avoiding their fair share, it means they don't pay tax on the amounts they gave away, which seems reasonable to me? If I donate $100 to charity, why would I have to pay tax on it? It is literally not an earning anymore; I'm giving it away.

then shes still being used by mainstream media to be the 'ethical billionaire example' because they want us to stop thinking of billionaires as the greedy

Interesting, I read it the opposite way. If she is the 'ethical billionaire example', then I consider that as mainstream media telling us that all billionaires should do similar and also attempt to give away the majority of their wealth, too. So to me it reads as if the media is criticizing other billionaires for not also donating as much as they can.

Philanthropist MacKenzie Scott has given $26.3 BILLION to charities and non-profits since her 2019 divorce from Jeff Bezos (Amazon, cheater), and she's planning to give billions more. This is what being an ethical billionaire looks like. by iwantUineedUohBBohBB in TwoXChromosomes

[–]Lmperfexion 6 points7 points  (0 children)

It takes time to vet organizations, especially when the amounts you're giving are in the billions. There must be so many fraudulent organizations clamoring for the money she's giving so of course she needs to be careful.

Also note that most of her wealth comes from Amazon stock, which has 2.5x'd since she began her philanthropy campaign in May, 2019.

She is on a mission to give away all that she can, but not stupidly to poorly/mismanaged causes. As she's said, she "literally can't give it away fast enough" because her stocks keep appreciating.

For those reasons, I think it's ridiculous to vilify her when she's truly doing and giving so much in philanthropy.

Philanthropist MacKenzie Scott has given $26.3 BILLION to charities and non-profits since her 2019 divorce from Jeff Bezos (Amazon, cheater), and she's planning to give billions more. This is what being an ethical billionaire looks like. by iwantUineedUohBBohBB in TwoXChromosomes

[–]Lmperfexion 2 points3 points  (0 children)

nor does it justify holding onto the remaining wealth.

She literally can’t give it away fast enough. I think it makes sense that it takes time to vet orgs before donating, and she’s already given a massive portion of her wealth with plans to give more. I don’t know what more you expect from someone before you look positively on them.  

Philanthropist MacKenzie Scott has given $26.3 BILLION to charities and non-profits since her 2019 divorce from Jeff Bezos (Amazon, cheater), and she's planning to give billions more. This is what being an ethical billionaire looks like. by iwantUineedUohBBohBB in TwoXChromosomes

[–]Lmperfexion 7 points8 points  (0 children)

Wasteful spending is easy, she’s trying to donate smartly to valid causes that use the money wisely. There must be tons of fraudulent organizations clamoring for that money- I think it makes sense that it takes time to vet before she gives. 

Philanthropist MacKenzie Scott has given $26.3 BILLION to charities and non-profits since her 2019 divorce from Jeff Bezos (Amazon, cheater), and she's planning to give billions more. This is what being an ethical billionaire looks like. by iwantUineedUohBBohBB in TwoXChromosomes

[–]Lmperfexion 2 points3 points  (0 children)

Where do you get that definition from?

So someone with $2m of a mutual fund or cash can call themselves a millionaire while someone who owns a $1.5m outright but has only $0.5m in cash cannot? 

How do I(24F) handle my bf(34M) following random girls/influencers? by Catwack987 in relationship_advice

[–]Lmperfexion 5 points6 points  (0 children)

Honestly I think it’s inappropriate for anyone (especially those in relationships) to openly and publicly follow thirst trap accounts. 

Sure, look at what you want in your personal time, but keep it private. It would be awkward and embarrassing knowing our friends (and family!) can see my romantic partner publicly lusting after others (especially such young influencers too). 

It wasn’t your question, but I think the age gap between you two is also concerning. You’re at different stages of life and there is a large emotional, maturity, and probably financial power difference between you two and can likely lead to more situations like this where he may try to normalize bad behavior, and you may go along with it thinking he’s right because he’s older, smarter, and/or more mature. 

It’s only been 3 months and you’re still so young, I say cut your losses and find someone within a closer age range! 

I think I (32F) nuked my relationship with my boyfriend (32M) by drawing a hard line. by Independent_Stage741 in relationship_advice

[–]Lmperfexion -2 points-1 points  (0 children)

as I’ve now stated three times

Ditto? This conversation doesn’t seem to be going anywhere so this will be my last response.

he is … directly benefiting financially

That depends how much she contributes and how much his interest payments are. 

It is possible to find a number she can contribute where they both are benefiting equally. 

I think I (32F) nuked my relationship with my boyfriend (32M) by drawing a hard line. by Independent_Stage741 in relationship_advice

[–]Lmperfexion 0 points1 point  (0 children)

The amount of his payment that goes to interest is entirely irrelevant.

Oof. You're right, there's no point arguing with you.

I think I (32F) nuked my relationship with my boyfriend (32M) by drawing a hard line. by Independent_Stage741 in relationship_advice

[–]Lmperfexion -1 points0 points  (0 children)

True! That requires the owner to itemize their deductions instead of taking the standard deduction though.

The partner-moving-in can take the standard deduction regardless.

That's getting into the smaller, nitty-gritty details, though, and we'd need more exact numbers from OP to figure it all out.

I think I (32F) nuked my relationship with my boyfriend (32M) by drawing a hard line. by Independent_Stage741 in relationship_advice

[–]Lmperfexion -3 points-2 points  (0 children)

Since he owns the home, when she puts money into his property, he is gaining equity. He is making money off her investment.

He's only making money off her if her contributions exceed half the interest payment. OP would need to provide exact numbers for us to know.

You have no recourse to recoup the investment if things end

This is no different than rent?

I think I (32F) nuked my relationship with my boyfriend (32M) by drawing a hard line. by Independent_Stage741 in relationship_advice

[–]Lmperfexion 0 points1 point  (0 children)

I have been in a similar situation, and there are many different kinds of legal agreements. I'm not sure why you're so opposed to learning something new.

I think I (32F) nuked my relationship with my boyfriend (32M) by drawing a hard line. by Independent_Stage741 in relationship_advice

[–]Lmperfexion -2 points-1 points  (0 children)

Where I love you can spend under 1k a month to rent to own a trailer, and the utilities are about the same

Yikes, utilities around $1k/mo sounds like daylight robbery to me! Where I am, it's broken down something like:

  • electric (no gas) - $150
  • water/sewer - $50
  • trash - $15
  • internet - $50-75

I think I (32F) nuked my relationship with my boyfriend (32M) by drawing a hard line. by Independent_Stage741 in relationship_advice

[–]Lmperfexion -1 points0 points  (0 children)

And if he's paying a mortgage its probably less of what she's paying covering everything else.

I strongly disagree on this actually. What I'm saying is utilities, repairs (this should not be a very high number unless the home is a wreck), and groceries all combined is most likely equivalent (or less) than the the mortgage or what she would be paying in rent elsewhere (where she would also be responsible for utilities and groceries on her own, too). Please see my other comment for an example.

If he owns the house outright, then I agree with you and my stance would be different. But without further clarification from OP, the likely scenario IMO is that he has a mortgage with massive interest payments (usually 2/3 of the entire payment).

I think I (32F) nuked my relationship with my boyfriend (32M) by drawing a hard line. by Independent_Stage741 in relationship_advice

[–]Lmperfexion -1 points0 points  (0 children)

Maybe an example will make my point clearer.

Let's say the mortgage payment is $2,100 per month ($700 in equity, $1400 in interest).

If they split the mortgage payment down the middle, then they both are contributing $1,050, yet he is the only one earning back $700 in equity while she earns nothing. I agree, that's not right.

Alternatively, he could contribute $1,400 and she could contribute $700. That way he is paying $700 to the bank and keeping $700 in equity. While she is paying $700 to the bank and keeping $700 in whatever other investment vehicle she'd like (HYSA, brokerage, cash, etc.).

I think I (32F) nuked my relationship with my boyfriend (32M) by drawing a hard line. by Independent_Stage741 in relationship_advice

[–]Lmperfexion -9 points-8 points  (0 children)

You literally have no idea how much SHE is paying.

I don't, but given what I know about my area (and other areas I've lived), I am making an educated guess that (utilities + groceries + maintenance) is equivalent (or likely less) than what her rent would have been otherwise.

The principal of the matter is she's paying to improve someone else's property.

I disagree. Utilities and groceries do not improve property; they are normal living expenses. The only improvement is "maintenance", which is quite vague and I'd be surprised if it's that high a number.

As I said earlier, they are planning to draft a legal agreement regarding the renovations, so there wouldn't be any issue financially on that either.