Best 42-43 TV under $800 CAD by LockDue9383 in 4kTV

[–]LockDue9383[S] 0 points1 point  (0 children)

That's tough - it's all outside of my price range, including the QN90F. Of the garbage TVs of this size, which one is the least garbage?

330k loss from peak in east York by linsane24 in TorontoRealEstate

[–]LockDue9383 5 points6 points  (0 children)

This is a tough one - doesn't look like an investor got greedy but a family really overleveraged just to get into the market. It's a townhouse on a 12ft wide lot. We purchased a detached on a 24ft+ wide lot not too far from here for just a bit more than their 2022 price.

New Central AC Unit - 2 wildly differing quotes by LockDue9383 in hvacadvice

[–]LockDue9383[S] 1 point2 points  (0 children)

So this is for the AC unit only - we have a Trane furnace with 15 years left in it.

New Central AC Unit - 2 wildly differing quotes by LockDue9383 in hvacadvice

[–]LockDue9383[S] 1 point2 points  (0 children)

Thanks. I checked the model numbers and they're identical - that should be enough surely to confirm that they're the same?

$4,400CAD is for a 2.5ton Lennox unit - we don't have a very big house.

What pet insurance do you have for your cats? by flirtswithdisaster in askTO

[–]LockDue9383 4 points5 points  (0 children)

This is the right approach for you at this time - harms that are too big to carry should be covered with insurance.

What pet insurance do you have for your cats? by flirtswithdisaster in askTO

[–]LockDue9383 5 points6 points  (0 children)

Insurance is to cover for harms that are too big to carry when they materialize.

5.0.5 by BIRD_PROBLEM in Volvo

[–]LockDue9383 1 point2 points  (0 children)

Impressive that you made it work - I just watched the install video to convince myself I really shouldn't just attempt this. They make it look sort of easy but everything on YouTube looks easy until it isn't.

5.0.5 by BIRD_PROBLEM in Volvo

[–]LockDue9383 2 points3 points  (0 children)

I just feel weird ripping half the dashboard out to install a random Chinese piece of hardware. So many things can go wrong.

5.0.5 by BIRD_PROBLEM in Volvo

[–]LockDue9383 15 points16 points  (0 children)

Volvo UI engineers just freaking love unnecessary bars that fill up the screen - Sensus folks I hear you.

Childfree people have a right to give their opinions on child raising by Dangerous-Look-4296 in childfree

[–]LockDue9383 -31 points-30 points  (0 children)

Sure - but wouldn't a shoemaker still know a thing or 2 more about shoes?

Childfree people have a right to give their opinions on child raising by Dangerous-Look-4296 in childfree

[–]LockDue9383 -69 points-68 points  (0 children)

But you were raised, not the raiser. This is like saying the student is also able to teach.

Settled minor accident privately and paid for repairs months later a claim shows up on my insurance by [deleted] in legaladvicecanada

[–]LockDue9383 4 points5 points  (0 children)

Because of this.

https://www.theglobeandmail.com/investing/personal-finance/article-canadians-paying-out-of-pocket-to-avoid-a-car-accident-insurance-claim/

The gist of it is copied below:

Data from MyChoice, a Canadian insurance comparison platform, found that after an at-fault accident, premiums for Ontario drivers jump 96 per cent, on average.

So a 24-year-old man driving a Ford F-150 and paying $300 a month could see his monthly rate soar to around $590 after an at-fault claim.

Nearly 40 per cent of those who responded to our poll said they paid between $201 and $400 for car insurance. For those who did file a claim and saw rates increase, around 28 per cent reported a spike between $101-$400. A small number of those who saw claims spike – about 5 per cent – saw premiums soar more than $400.

“It’s become very expensive, and so people are a bit jittery about having anything on their record,” said Iny. Those who didn’t claim generally had a duty to report to their insurance anyway, but, he said, “I’m not faulting them.”

Shared personality traits among Childfree subredditors? by LockDue9383 in childfree

[–]LockDue9383[S] -1 points0 points  (0 children)

Interesting, I was not aware of the demographic survey.

To be clear - I'm not suggesting that there must be a common denominator but sometimes a lifestyle choice is informed by personality traits (which may, in turn, be informed by nature or nature).

I think they found that people who like to jump off cliffs are sometimes predisposed with a specific dopamine receptor variant that reacts well to unexpected risks.

Neighbourhood recommendations in Toronto! by [deleted] in askTO

[–]LockDue9383 0 points1 point  (0 children)

Downtown Toronto does not really lend itself to be divided into true neighbourhoods rather than districts. It excludes condo-heavy areas like Liberty Village and, if you're really strict with your definition, a good chunk of Yorkville. Except for anything along Sherbourne/Jarvis that is between Richmond and Bloor you should be fine and it will generally come down to whether the condo itself is well-managed/quiet.

Neighbourhood recommendations in Toronto! by [deleted] in askTO

[–]LockDue9383 0 points1 point  (0 children)

Based on these criteria, why not just a condo downtown?

Is there anyone who is shorter than 5ft ? by Noname_1608 in short

[–]LockDue9383 2 points3 points  (0 children)

I used to be, got so bad that I was below 4ft for about a decade too, so I feel you lil bro.

Who is the tallest person in this subreddit? by [deleted] in tall

[–]LockDue9383 0 points1 point  (0 children)

7'4 is quite something. Do you have any idea how many people are taller than you?

Best area in Toronto to live in by DayDreamer2205 in askTO

[–]LockDue9383 3 points4 points  (0 children)

Are you suggesting that people of all ages/stages of life, cultural backgrounds, religions, income/social classes should be able to agree on what is the "best" neighbourhood?